Tag: Benefits

Enroll in these voluntary benefits between October 1 and 31: Accident (new for 2026), Critical Illness, Legal, Vision. MSU Spartan Helmet.

Reminder: Enroll in, change, or cancel accident, critical illness, legal, and vision insurance during October 

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The MSU Benefits Open Enrollment period is here! As you review your benefit options for the 2026 plan year, please note that some voluntary benefits only allow you to enroll in, change, or cancel coverage during Open Enrollment between October 1 and 31, including:  

  • Prudential accident insurance (NEW—Learn more below)  
  • MetLife critical illness insurance 
  • ARAG legal insurance 
  • VSP vision insurance 

If you want to enroll in, make changes (such as adding a dependent or switching to a different plan), or cancel your coverage for the 2026 plan year, you must do so by October 31. If you’re currently enrolled and do not make any changes, your enrollment will continue in 2026 with the exact same coverage.

Voluntary Benefits Overview 

Please review a brief description of accident, critical illness, legal, and vision insurance below. For additional information on all voluntary benefits—such as plan summary brochures—review the HR webpage about voluntary benefits. 

  • NEW for 2026: Prudential accident insurance pays a lump sum after you or a covered family member experiences a covered incident, such as a fracture or concussion. Use this money for anything you need while recovering, such as expenses not covered by your health care plan or lost income. Coverage is available with no evidence of insurability (EOI) requirement. 
  • MetLife critical illness insurance gives you extra money in the event you or covered family members experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. Simplified plan options are offered through MetLife with no evidence of insurability (EOI) requirement. Additional coverage options for $40,000 and $50,000 will be available starting in 2026. 
  • ARAG legal insurance makes it affordable to get the legal help you need, such as creating a will or fighting a traffic ticket. ARAG excludes most pre-existing legal issues and business-related matters, which are defined as any legal matter that is initiated before the effective date of coverage. Network attorney fees are 100% paid-in-full for most covered matters. Choose between two plan options. Plan enhancements will be available starting in 2026. 
  • VSP vision insurance offers two plan options for you and your family to save money on eye care and glasses. There is a standard coverage plan or a premium coverage plan with an additional enhanced eyewear option of your choice. 

How to Access Voluntary Benefits 

To access voluntary benefits through MSU Benefits Plus, log in to the EBS portal, select My Benefits from the top navigation, then click on the MSU Benefits Plus tile.  

Please note: If you’ve already registered, you’ll be prompted to create an account using single sign-on (SSO) the first time you log in on or after July 23, 2025. Review the information on the screen and click Create Account to begin.  Signing up for an account does not obligate you to enroll in any benefits; it just gives you access to learn about, review premiums, and enroll in the various programs. 

How to View Current Participation or Deduction History 

After you access the MSU Benefits Plus website (see instructions above), click on Benefits in the top navigation, then select Enrollments or Deductions from the dropdown menu to view your current participation or deduction history.  

The MSU Benefits Plus website only provides participation status on the voluntary benefits you have enrolled in within the MSU Benefits Plus website, such as accident, auto/home, critical illness, legal, pet, and vision insurance. 

Questions?  Learn about all voluntary benefits options on the HR website. If you have questions, consider participating in the MSU Benefits Fair or an HR Site Lab. MSU Human Resources is available for questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434).  

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Save Money on Common Household Expenses with an FSA 

Published on by Abigail MillerLeave a comment

As you review your benefit options for the coming year during Open Enrollment (October 1 to 31), consider whether a flexible spending account (FSA) makes sense for your family. We all spend money on medical expenses such as prescription and office visit copays, dental work, and over-the-counter items like bandages. And many families spend thousands of dollars each year on child or adult care. 

If you are looking for ways to save money on caregiving costs and/or medical care expenses, enrolling in an FSA is a sound strategy. An FSA allows you to use pre-tax dollars to pay for eligible expenses, such as child care or health care costs like copays. In fact, using FSA funds for these types of expenses can save you an average of 30%!1  

MSU offers benefits-eligible employees the option to enroll in two types of FSAs: Dependent Care FSA and/or Health Care FSA. You can enroll in one or both FSA plan types. You will manage your FSA directly with MSU’s plan provider, HealthEquity.  

Should I enroll in both FSA types?  

Good question! The answer depends on what you and your family need. Make sure you know the eligible expenses each FSA plan allows you to use your pre-tax money on before you enroll in one or both plans.  

Dependent Care FSA Eligible Expense Examples:  

  • Child or adult care  
  • Virtual or in-person camps  
  • Before or after-school programs  
  • Nursery school  

Health Care FSA Eligible Expense Examples:  

  • Medical or dental deductibles and copays  
  • Pain medication  
  • Menstrual care products  
  • Bandages  
  • Hearing aids  
  • Allergy medications  
  • Orthodontics  

Before You Enroll 

When you enroll, you’ll decide how much money you’d like to contribute to the FSA. This money will be deducted from your paycheck (pre-tax) and divided over each pay period throughout the plan year.  

Here are the contribution limits for the 2026 plan year: 

  • Dependent Care FSA: A household may contribute up to $7,500. If you and your spouse/other eligible individual (OEI) both have a Dependent Care FSA, combined household contributions cannot exceed $7,500 at MSU or another employer. 
  • Health Care FSA: An individual may contribute up to $3,300. If both you and your spouse/OEI have a Health Care FSA, you each may contribute up to $3,300. 

Before you enroll, make sure you take some time to understand each plan and estimate how much you are likely to spend on eligible expenses throughout the plan year. We encourage you to plan conservatively; Due to IRS requirements, any unused funds left in your account at the end of the plan year will be forfeited. Learn more about FSAs – including fund availability, reimbursement options, grace period deadlines, and eligible expenses – on the HR FSA webpage.  

Please Note: Due to IRS regulations, you are unable to participate or have a balance in a Health Care FSA if you enroll in the Health Savings Account offered with the Consumer Driven Health Plan. 

How to Enroll  

Please review these two FSA plan options and enroll – or re-enroll – in an FSA during the Open Enrollment period in October. If you’re currently enrolled in an FSA for the 2025 plan year, you must re-enroll if you’d like to continue participating in an FSA for the 2026 plan year. Find instructions for how to enroll in an FSA as part of Open Enrollment here.   

Questions? HR staff will be available at the MSU Benefits Fair and the HR Site Labs throughout October. You may also visit the HealthEquity website or call HealthEquity at 877-924-3967. MSU Human Resources is available at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434). 

1Example for illustration only. Actual savings vary. The figure is based on average tax rates, including state, federal and FICA taxes. Source: (n.d.). Open Enrollment Center. HealthEquity. Retrieved September 8, 2025, from https://www.healthequity.com/learn. 

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Mark Your Calendar: Upcoming Open Enrollment Events 

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With the MSU Benefits Open Enrollment period rapidly approaching (October 1 to 31), you may have questions about your benefit options for the 2026 plan year.  

Mark your calendars and join us at the following events! We are ready to answer your questions and help you enroll in your 2026 benefit options. 

MSU Benefits Fair 

Visit the fair to enroll in your benefits on-site or speak with MSU benefit providers and HR staff.

When: 

  • Benefits Fair: October 21 from 11 a.m. to 6 p.m. 
  • Flu Shots: The MSU Health Care Pharmacy will provide flu shots from Noon to 5 p.m. by appointment only. 

Where: 
The MSU Benefits Fair will be held at the Breslin Student Events Center. Learn more about the MSU Benefits Fair on the HR website, including how to make an appointment for your flu shot, parking information, and participating providers. 

HR Site Labs 

MSU HR will be available to answer questions and help you enroll in your benefits at the following site labs.

When and Where: 

  • October 8  | 9 a.m. to Noon | Virtual 
  • October 10  | 11 a.m. to 5 p.m. | In-person 
    MSU Union, 49 Abbot Road, Room UB55, East Lansing, MI 48824 
  • October 13  | 2 to 5 p.m. | Virtual 
  • October 17  | 9 a.m. to 3 p.m. | In-person 
    International Center, 427 N. Shaw Lane, Spartan Rooms B and C, East Lansing, MI 48824 
  • October 23  | 7 to 10 p.m. | Virtual 
  • October 31  | 8 a.m. to 5 p.m. | In-person 
    HR Building, 1407 S. Harrison Road, Room 125, East Lansing, MI 48823 

Learn more about the HR Site Labs on the HR website, including directions, parking information, and how to join the virtual site lab. 

As always, you can find information about all things Open Enrollment on the HR website. In addition to the events above, MSU Human Resources is available to answer your questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434). 

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Time to Choose Your Benefits for 2026: Your Open Enrollment Checklist 

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October is just around the corner, which means the MSU Benefits Open Enrollment period is about to begin for benefits-eligible employees. Please use the following checklist to help guide you through Open Enrollment and be sure to make your benefit selections for the 2026 plan year between October 1 and 31, 2025. 

STEP 1: Determine your benefit needs. 

During Open Enrollment, you may enroll in, change, or cancel coverage in the following benefits: 

  • Health 
  • Dental 
  • Flexible spending accounts (health or dependent care) 
  • Health savings account 
  • Life or accidental death and dismemberment insurance 
  • Voluntary accident, critical illness, legal, or vision insurance. 

Carefully review your Open Enrollment guide and choose the best benefit plans for your family. You may not change the above benefits outside of the Open Enrollment period unless you have a qualifying life event (QLE), so please review your options and take action in October. 

STEP 2: Please review the updated premium threshold requirement for spouse/OEI health care coverage. 

To enroll your spouse/other eligible individual (OEI) in MSU coverage, your spouse/OEI must enroll in coverage through their own current or former employer (e.g., a retiree health plan), if applicable, if the annual employee/retiree premium cost for single-person coverage is $1,850 or less. You may still cover your spouse/OEI on your MSU health coverage as a secondary plan.  

If you and your spouse/OEI both work at MSU, the premium threshold does not apply.

New for the 2026 Plan Year: Although the premium threshold for a spouse/OEI to be enrolled in MSU health care coverage remains in effect, the affidavit you are accustomed to submitting via the EBS Portal each year is no longer required to enroll in or continue their coverage. If you currently cover a spouse/OEI on your health care plan, their coverage will automatically continue in 2026 without any action.  

Please review the  Open Enrollment FAQs  for more information about this update. 

STEP 3: Review important updates and reminders for the 2026 plan year. 

We encourage you to review all important updates and reminders.  Learn more about the highlighted updates below on  page 6 of your  Open Enrollment guide.  

  • Please review Step 2 above for information about the updated premium threshold requirement for spouse/OEI health care coverage. If you and your spouse/OEI both work at MSU, the premium threshold requirement does not apply.
  • Increase to Some Health Care Copays and Deductibles: For the Blue Care Network (BCN) and BlueCard Out-of-State plans, the annual deductible will increase. Copays for doctor’s office and urgent care visits will increase for BCN, BlueCard Out-of-State, and Community Blue PPO plans. There are no changes to health care costs for the Consumer Driven Health Plan.  
  • Increase to Some Prescription Copays: Prescription copays will increase for all medications except preferred drugs. 
  • Introducing a New Accident Insurance Option: Accident insurance through Prudential is a new voluntary benefit option that pays you a lump sum after a covered incident, such as a fracture or concussion. You may only enroll in accident insurance in October during the Open Enrollment period unless you experience a QLE. 
  • Introducing a New Pet Discount Plan: In addition to the existing pet insurance option offered through Nationwide, we are pleased to provide a new pet discount plan. Pet Benefit Solutions offers instant savings on pet prescriptions, products, and in-house medical services at any network vet, as well as additional benefits. 

Other updates include new flexible spending account (FSA) contribution limits, increased premiums for employee life insurance and the voluntary vision premium plan, new coverage options for voluntary critical illness insurance, and plan enhancements for voluntary legal insurance. Please review all updates and reminders in your Open Enrollment guide. 

STEP 4: Participate in the MSU Benefits Fair or an HR Site Lab. 

  • MSU Benefits Fair: Join us on Tuesday, October 21, from 11 a.m. to 6 p.m. at the Breslin Student Events Center on campus. MSU benefit providers and HR staff will be available to answer questions and help you enroll in your benefits on-site. Flu shot appointments are available by appointment only from Noon to 5 p.m. Find a link to make a flu shot appointment.  
  • HR Site Labs: MSU HR will offer in-person and virtual site labs throughout October. Consider attending if you have questions about your benefit options or need assistance with enrollment.  

STEP 5: Make your changes online before October 31. 

You must participate in Open Enrollment between October 1 and 31 (view enrollment instructions) to change your benefit selections. 

We hope this checklist is helpful as you prepare for and participate in Open Enrollment this year. You can find all the details about Open Enrollment on the HR website, including links to the appropriate Open Enrollment guide, enrollment instructions, and detailed benefits information from our providers. 

Questions? We’re happy to help! We encourage you to attend the  MSU Benefits Fair or an  HR Site Lab to ask questions. You may also contact MSU Human Resources at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434). 

Process flow

September is Self-Improvement Month

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This September, make yourself a priority, and celebrate Self-Improvement Month! From learning something new, maximizing your strengths, or focusing on your physical or emotional wellbeing, there are endless ways to grow. Celebrate this month and the months ahead by exploring these MSU resources. 

Breathe In, Branch Out – Explore MSU’s Campus

Explore our beautiful campus or take a stroll through the East Lansing area. Walking is great exercise, but it can also improve your mental and emotional wellbeing. Opportunities include: 

Sign Up for a Professional Development Course

  • Identify and Maximize Your Strengths: Tap into your unique talents and complete the CliftonStrengths Assessment. Learn more about your natural patterns of thinking, feeling, and behaving, and how they apply to your role in the workplace. This workshop will take place on September 11. 
  • The Power of Habit: Learn how habits are created, and how to replace undesirable habits with productive ones. You will learn how to spot your habit loop, turn bad days into good data, and create habits that get the results you want. This virtual course will be held September 18. 
  • Breaking Free From Stress:  This four-part series explores how becoming aware of your own thoughts can bring your personal and work life together. Become a wise leader of your personal and work life, move beyond anxiety and depression, stay steady in difficult times, embrace change, and more in this series.
  • Strengths-Based Leadership Course: Looking to maximize your strengths and become a more supportive leader? Join HR’s Organization and Professional Development team on Thursday, October 16 to learn new ways to manage more effectively, meet your goals, and improve your team’s success. 
  • Find books, videos, courses, and more on elevateU, a free online learning resource for MSU employees. 
  • MSU IT Educational Technology offers a variety of valuable resources and technology training for the MSU community.

Desk Decompress

Join University Health and Wellbeing on Tuesdays for full-body and Thursdays for upper-body Desk Decompress. From now through December 9th, take a few minutes to join one of these sessions to stretch and strengthen your neck, spine, wrists and shoulders, all from the comfort of your own desk! 

Mindfulness and Meditation Resources

From now through December, University Health and Wellbeing is offering multiple Mindful State courses. Throughout this five week course, you will learn about the benefits of mindfulness, explore techniques that can be applied to daily life, learn how mindfulness can foster a more compassionate learning environment, and more. 

A Campus Meditation Map was created by Beal Scholar Anhad Viswanath as part of the Garden’s Wellness program.

Spartan Resilience Courses

From September through December, University Health and Wellbeing is offering various virtual Spartan Resilience courses at no cost and open to anyone! These courses invite you to build your own framework for resilience, recognize elements of burnout and stress cycles, understand shame, and build resilience skills overall. 

Share your favorite self-improvement tips and comment below!

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New Academic Year, New Professional Development Opportunities

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Fall is almost here, and HR’s Organization and Professional Development (OPD) team has spots open in the following courses to support your learning and development. Class enrollment is completed within the EBS Portal, and employees may use available educational assistance funds towards course fees (if any).

Personal Development

Bystander Intervention Training | August 28 | In-Person  
Learn strategies to prevent and interrupt problematic behavior associated with workplace harassment or discrimination. 

Getting Things Done | September 9, 10, and 11 | Virtual 
By learning how to capture, clarify, and organize incoming requests, participants are more likely to make strategic decisions about where to invest their time and energy in ways that improve results and decrease missed deadlines, mistakes, and stress. 

The Power of Habit | September 18 | Virtual
Discover how habits are created and how to replace undesirable habits with productive ones.

Breaking Free from Stress | October 1, 8, 15, and 22 | In-Person 
Learn how to be less reactive to people and events in your life and form a deeper perspective of common sense and wisdom.

Roadmap To Retirement| October 9 | In-Person 
If you are an MSU faculty or staff member and you have decided to retire within a year or two, this half-day workshop covers a range of topics critical to your successful retirement.

Everything DiSC: Productive Conflict | December 18 | In-Person
Learn techniques to improve self-awareness and handle conflict. You will take an assessment to better understand your personal responses to conflict. Pre-work must be completed before taking this course.

Leadership

Crucial Influence | October 7, 8, and 9 | Virtual
Targeting mid to high-level leaders responsible for leading change and improving efforts in the workplace, learn about the Crucial Influence Model, which explains why people do what they do and how you can influence results.

Strengths Based Leadership | October 16 | In-Person   
Understand manager-specific strengths using the newly released CliftonStrengths for Managers Report. Your top strengths — the things you naturally do best — can help you manage more effectively, meet your goals, and improve your team’s success.

Resilient Leadership Series | November 3 and 4 | In-person
Explore with other campus leaders some essential resilience skills required for effective leadership for the common good, including: emotional intelligence, emotional resilience, psychological flexibility, mindfulness, effective stress mitigation practices, and practices of compassionate accountability for self and others. 

Operational

Introduction to Process Mapping | Various Dates | In-Person  
Learn how to define key processes improvement terminology, reduce barriers to success, and create a process map.

Promapp Interactive Process Creation | Various Dates | In-Person  
Learners will continue their process improvement journey and build upon the knowledge and skills learned in Introduction to Process Mapping.

You can find all current Organization and Professional Development courses on the HR website.

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Educational Assistance: Fall Reminders 

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 The Educational Assistance, or “Ed Assist,” support staff benefit resets with the start of the fall semester. Now is the perfect time to refresh your Ed Assist knowledge and take advantage of this opportunity for your learning and development. Here are a few important reminders regarding this benefit. 

Credit and Non-Credit Options 

You may receive financial assistance for credit and non-credit courses, including training, seminars, workshops, conferences, or other educational opportunities. Use this benefit to enhance your professional skill set or help you reach Performance Excellence goals. 

For non-credit courses, such as professional development courses offered through HR’s Organization and Professional Development, support staff employees may have up to $900 per year to use toward course registration fees, depending on their union contract. The course must be considered job-related and from an approved institution/program to receive assistance. 

You may receive up to 14 credits per academic year for credit courses. Your level of financial assistance is determined by your union group, whether you’re taking a graduate or undergraduate course, and where you’re taking the course (MSU or another university). The course must be considered job-related, degree-related, or career/professional development-related. 

Taxation Information for Graduate-Level, Degree-Related Coursework 

When using Educational Assistance funds toward graduate-level, degree-related classes for credit, it’s important to remember and plan for IRS tax exemption rules. The Internal Revenue Code (IRC) provides up to $5,250 in exemption per tax (calendar) year for graduate-level, degree-related courses reimbursed/waived through employer educational assistance programs, like the one at MSU. Any amount of the benefit over $5,250 for degree-related, graduate-level courses is considered taxable income by the IRS. 

If you use Ed Assist benefits for graduate-level, degree-related courses for credit over the $5,250 exemption amount, appropriate tax withholding will be made, and the amount will be added to your gross wages. If there is a tax liability, the deductions must be completed within the same calendar year. If this tax situation applies to your Ed Assist usage, you will receive a notification via email in the fall, typically around September. This notification will indicate the amount of Educational Assistance received in the calendar year, the taxable amount, and which paycheck withdrawals will occur to cover the outstanding tax liability. 

Note: This tax liability, dictated by the IRS, applies ONLY to any Ed Assist benefit usage over the $5,250 limit when applied to graduate-level, degree-related courses for credit. For example, if you received $6,250 in eligible Ed Assist benefits in a year, you would only be taxed on the $1,000 over the exemption limit and owe a percentage of that $1,000 as your tax liability. 

Find detailed information about Educational Assistance – including how to apply – on the HR website. Contact Organization and Professional Development at avphr.hrdmail@msu.edu with questions. 

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Unplugged: Swap your Laptop for Sunscreen and Enjoy your Summer Vacation!

Published on by Abigail MillerLeave a comment

As summer heats up, there is no better time to take a vacation or staycation. Taking time away from work has many health benefits including improving your connection to yourself and loved ones and resetting from or avoiding burnout.

The Benefits of Taking a Vacation

Vacationing and taking time away from your job promotes a long, healthy life and has tremendous benefits to your mind. Taking a break from routine in fun and different ways can have the same benefits as consistent meditation exercises and help you build connections with not only your loved ones but yourself, too. In addition, taking a vacation has been scientifically proven to boost brain power. Taking time off from learning, working and gaining new information every day allows your brain to consolidate existing knowledge, resulting in improved learning after vacation.

The benefits go beyond just your mind — they affect your body too. Through reduced stress, vacations can improve heart health and decrease the chances of metabolic diseases or conditions. Vacation time also improves sleep as poor sleep habits can be broken when sleeping in a new place. Coming home after vacation feels like sleeping in another new place, allowing those improved habits to continue.

Using vacation time is one of the best ways to reset from or avoid burnout. Learning the signs and how to work toward health is a positive way to promote workplace well-being.

Before Going on Vacation

To take full advantage of these benefits, you should consider fully unplugging from work — those emails and phone calls won’t go anywhere.

Before you head to the airport or hit the road, set up automatic email replies with your out-of-office details including when you will be back, who to contact in the meantime, and how to contact you in case of an emergency. If you use a shared calendar with your team, add your out-of-office dates as early as possible and notify your team verbally and/or by email. If you have ongoing projects, consider asking a coworker, supervisor, or team member to check up on them while you are away and plan to share updates when you return. If possible, leave work-related things at home or at the office to prevent the temptation to focus on work. Finally, prepare for the day you return from work before you leave by keeping your schedule as clear as you reasonably can on your first day back.

Returning from Vacation

Returning to work can often be stressful and sometimes undo the rest you achieved on vacation. To avoid getting immediately burned out, take time to ease back into your work routine. Try to avoid scheduling several meetings on your first day back and try not to set or meet big deadlines during your first week back in the office. The more time you spend away, the more time you should give yourself to get back to your normal work pace and routine.

In addition to easing into your normal work routine, it’s important to unplug from work at the end of each day. It’s easy to get burned out if you are mentally on the clock 24/7, answering emails and catching up during nights and weekends. You can use Microsoft Teams, Outlook, Google Calendar and other work team services to set out-of-office messages at the end of your workday. Finally, avoid stress by taking the necessary steps to be productive and engaged as shared in this earlier post about avoiding and reducing burnout.

All these tips and more are available through these links:

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Your Mid-Year Benefits Wellness Check-Up

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National Insurance Awareness Day (June 28) encourages us to review our insurance options to make sure we’re enrolled in the best plans for our families. As an MSU employee, you have a variety of benefit options available to you beyond just health care and dental plans. While many of these benefits allow you to enroll in or make changes at any time, several require you to sign up, change, or cancel enrollment during the Open Enrollment period in October. If you’re interested in a benefit but unable to sign up right away, review the plan options and make a list of changes you’d like to make so you’re prepared for the upcoming Open Enrollment period in October.

Benefits without an Enrollment Period

The following benefits are available to enroll in, change, or cancel at any time. You’ll find a brief description of each benefit below, and you can click on the benefit name for more details and information on how to enroll/register.

  • Auto: Find special pricing on insurance for your vehicle through Farmers GroupSelect (formerly MetLife) or Liberty Mutual Insurance.
  • Educational Assistance: Support staff have access to educational assistance funds to help cover the costs of credit and non-credit professional development opportunities.
  • Home: Find special pricing on insurance for your home through Farmers GroupSelect (formerly MetLife) or Liberty Mutual Insurance.
  • Livongo by Teladoc Health: Employees and their dependents enrolled in an MSU health plan can receive diabetes management supplies and coaching at no cost.
  • Pet: Find special pricing on pet insurance through Nationwide.
  • Teladoc Health Telemedicine: An online medical care service that gives you 24/7 access to a healthcare professional via web, phone, or mobile app. Use Teladoc to get help for a range of conditions, including cold/flu, bronchitis, allergies, pink eye, dermatology, and more.
  • Teladoc Medical Experts: Get medical advice from leading medical experts. Whether you need medical questions answered, a diagnosis double-checked, help deciding on a treatment plan, or guidance about a surgery, Teladoc Medical Experts can help.
  • TruHearing: Some benefit providers offer discounts on hearing aids. Please contact the providers directly to learn more about the discounts they offer.

Benefits with an Enrollment Period

The following benefit options have an enrollment period. This means you can only enroll in, change, or cancel the benefit during Open Enrollment in October each year. We encourage you to review the plans you’re currently enrolled in, along with the options available, and make a plan to make any necessary changes this October. Please note that updates for the 2026 plan year will be shared this September before Open Enrollment in October:

  • Critical Illness: MetLife gives you extra cash in the event you or a covered family member experiences a covered illness.
  • Dental: Various plans are available based on your employee type. We encourage you to check which dentists are available in your area before enrolling in a new plan.
  • Flexible Spending Accounts (FSA): There are two FSA options available for employees – Dependent Care FSA and Health Care FSA. Be sure you know the difference before you enroll.
  • Health Care (including prescription): Various plans are available based on your employee type and work location.
  • Legal: ARAG currently offers plan options to help cover a wide range of legal needs.
  • Life/Accident Insurance: Several types of life insurance are available for you to enroll in, along with voluntary Accidental Death and Dismemberment insurance.
  • Vision: Two plan options are available through VSP for vision care.

Please visit the HR website to learn more about all the benefit options available to you. For questions about enrollment and eligibility, please contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434.

Beach ball in a pool

Make More Time for Fun with These Summer Health Tips

Published on by Abigail MillerLeave a comment

Whether you’re planning a road trip, family picnic, or trip to the lake, there is so much to do in Michigan during the summer months. While these events can provide a ton of fun for your family, there are ways to make summer safer.

Tips for a Healthy Summer

Here are some tips to help keep you safe, stay informed, and keep the fun times rolling:

  • Sun Protection: Stay in the shade when you can, wear a hat, and don’t forget about the sunscreen (at least SPF 15 is recommended for sun protection).
  • Stay Hydrated: Beat the summer heat and drink plenty of water.
  • Insect Protection: The best way to prevent mosquito bites and ticks is to wear insect repellent and long sleeves or pants. Check your clothing, body, and pets when you go inside!
  • Keep Cool: Take breaks from direct sunlight and use fans or air conditioning when needed. Take note of weather forecasts and plan events accordingly.

In addition to these tips, if you participate in a flexible spending account (FSA) you can use your funds to help pay for common summer necessities and camps for your kids.

Tips for Health Care FSA Funds

Save an average of 30% by using your Health Care FSA funds on the following eligible expenses that double as travel necessities:

  • Allergy medications
  • Blister care kits
  • Bug bite treatments
  • Orthotics/insoles
  • Sun reader eyeglasses
  • Sunscreen
  • SPF lip balm
  • Travel first-aid kits
  • Traveling neck pillows
  • UV detection stickers
  • And more!

Are you worried about buying something that isn’t considered an eligible expense? Consider shopping at the online FSA Store for worry-free purchases since everything on the FSA Store website is a guaranteed eligible expense. Check out their monthly coupons and promo codes for additional savings.

If you don’t have an FSA and are wondering if you should participate in one, learn more about the two types of FSAs available to benefit-eligible MSU employees on the HR website and consider enrolling in one or both types during the benefits Open Enrollment period in October this year.

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