October is just around the corner, which means the MSU Benefits Open Enrollment period is about to begin for benefits-eligible employees. Please use the following checklist to help guide you through Open Enrollment and be sure to make your benefit selections for the 2027 plan year between October 1 and 31, 2026.
STEP 1: Determine your benefit needs.
During Open Enrollment, you may enroll in, change, or cancel coverage in the following benefits:
- Health
- Dental
- Flexible spending accounts (health or dependent care)
- Health savings account
- Life or accidental death and dismemberment insurance
- Voluntary accident, critical illness, legal, or vision insurance.
Carefully review your Open Enrollment guide and choose the best benefit plans for your family. You may not change the above benefits outside of the Open Enrollment period unless you have a qualifying life event, so please review your options and take action in October.
STEP 2: Review important updates and reminders for the 2027 plan year.
We encourage you to review all important updates and reminders. Learn more about the highlighted updates below on page 6 of your Open Enrollment guide.
Important Highlights:
- As a reminder, you no longer need to complete the spouse/other eligible individual (OEI) to continue coverage for your spouse/OEI. If you currently cover a spouse/OEI on your health plan, their coverage will automatically continue in 2027 without any action.
- However, the spouse/OEI premium threshold requirement still applies. To enroll your spouse/other eligible individual (OEI) in MSU coverage, your spouse/OEI must enroll in coverage through their own current or former employer (e.g., a retiree health plan), if the annual premium cost for single-person coverage is $1,850 or less. You may still cover your spouse/OEI on your MSU health coverage as a secondary plan. Please review the Open Enrollment FAQs for more information about. If you and your spouse/OEI both work at MSU, the premium threshold does not apply.
- Please note the minor change to access the Open Enrollment application within the EBS portal. Review Open Enrollment Instructions for more information.
STEP 3: Participate in the MSU Benefits Fair or an HR Site Lab.
- MSU Benefits Fair: Join us on Thursday, October 22, from 11 a.m. to 6 p.m. at the Jack Breslin Student Events Center on campus. MSU benefit providers and HR staff will be available to answer questions and help you enroll in your benefits on-site. Flu shot appointments are available by appointment only. Find a link to make a flu shot appointment.
- HR Site Labs: MSU HR will offer in-person and virtual site labs throughout October. Consider attending if you have questions about your benefit options or need assistance with enrollment.
STEP 4: Make your changes online before October 31.
You must participate in Open Enrollment between October 1 and 31 (view enrollment instructions) to change your benefit selections.
We hope this checklist is helpful as you prepare for and participate in Open Enrollment this year. You can find all the details about Open Enrollment on the HR website, including links to the appropriate Open Enrollment guide, enrollment instructions, and detailed benefits information from our providers.
Questions? We’re happy to help! We encourage you to attend the MSU Benefits Fair or an HR Site Lab to ask questions. You may also contact MSU Human Resources at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll free: 800-353-4434).









