Category: Benefits News

This category is for articles and announcements related to your benefits as an MSU benefits-eligible faculty or staff member.

Your Mental Health and Wellbeing Matter

Published on by Abigail MillerLeave a comment

MSU is committed to supporting employees by providing benefits, programs, and a workplace culture that prioritizes mental health and employee wellbeing. However, according to a 2024 SHRM study, “Employees are not taking full advantage of the benefits already being provided. Nearly 70 percent of U.S. workers said they are unaware or only somewhat aware of the available resources.” We want to ensure you know the resources available to support you and your family’s well-being and mental health. Check out these resources to help you prioritize and invest in your care and well-being.

Trained Mental Health Professional Benefit Resources: 

  • MSU faculty, staff, retirees, graduate and student employees, and their benefits-eligible dependents have access to the Employee Assistance Program, which provides confidential counseling at no cost. MSU offers Zoom and in-person appointments to best fit your work schedule. Due to licensing regulations, individuals must be in the state of Michigan to access services.
  • MSU employees and their dependents (age 18+) currently enrolled in an MSU health plan have access to Teladoc. This online medical care service gives you 24/7 access to a healthcare professional via web, phone, or mobile app in minutes. Teladoc’s services extend to behavioral health (anxiety, depression, grief counseling, etc.). 
  • If you are enrolled in an MSU health plan, refer to the Mental Health Care section of the health care plan summary (support staff or faculty/academic staff) for specific details about mental health benefits.

Wellbeing Tools and Resources:.

  • The Spartan Resilience Education Program, through various media and seminars/webinars, seeks to ensure that resilience education is accessible, inclusive, and ever-present as part of the “Spartan Experience.” They aim to provide opportunities for any Spartan to develop (or strengthen) the skills needed to respond effectively to their unique collection of challenges.
    • Learning the basic principles presented in the Breaking Free from Stress course will help you experience less day-to-day stress and more joy and satisfaction as you increase your capacity to live your life in alignment with your deepest wisdom and greatest sense of purpose. 2025 session dates are out now!
    • Mindful STATE is a university-wide, collaborative initiative to further the practice of mindfulness and other contemplative practices among members of the MSU community. Join fellow Spartans Lisa Laughman, Meg Moore, or John Taylor for a brief meditation to help you return to a more mindful state. Meditation videos are available when you’re feeling overwhelmed, worried about someone, or stressed.
    • The MSU Grief and Loss Support Group meets weekly (virtually) to support individuals grieving the loss of a friend, loved one, pet, co-worker, or family member.
  • University Health and Wellbeing creates an inclusive, responsive work environment that respects and supports all employees’ wellbeing in their work and personal lives.
    • Abrams Planetarium is holding Rest with Music live musical performances featuring a variety of musical styles and genres. 
    • Set for Success: A 45-minute virtual webinar focusing on three key health topics—Sleep, Ergonomics, and Time Management. This series provides valuable insights and practical tips to help participants make positive lifestyle changes at work and at home.
  • Review the Well-being at Work Guide to learn how to create and maintain healthier and happier workspaces and teams.
  • The Beal Botanical Garden is a favorite place for campus and community members to unplug from the chaos of their everyday lives and enjoy the beauty of nature.
    • The Nurture Your Roots program invites you to connect mind, body, and nature with practices to enrich well-being.
    • Explore mindfulness through journaling with their Pocket Journal designed by Beal Scholar Elliot Pancioli. During the warmer season, they offer Yoga in the Garden. These classes are free, but registration is required. Watch the events page for more information. 
    • They also offer a Campus Meditation Map, which highlights places across campus where you can take a moment to center yourself and practice self-care or enjoy a beautiful view.

Local Resources: 

Work should never interfere with maintaining good mental health. If we missed any resources, let us know in the comments below!

Sources:

Agovino, T. (2024, May 3). Mental health, HR and the Workplace. Welcome to SHRM. https://www.shrm.org/topics-tools/news/all-things-work/mental-health–hr-and-the-workplace

Mother’s Day Deals and Discounts

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This Mother’s Day (May 11), show the mom in your life that you appreciate them with a thoughtful gift or experience – whether that’s your mom, mother to your kiddos, stepmom, mother-in-law, or any maternal figure in your life.

MSU benefits-eligible employees can access many discounts and savings through MSU Benefits Plus. To access all the discounts, visit MSU Benefits Plus and sign up for a free account using your MSU email address.

Flowers 

  • ReVased: Take 20% off any ReVased flower bouquet or plant purchase with code CORESTREAM20. 
  • 1-800-Flowers: Save 20% on fresh, high-quality flowers using code CSTREAM.  
  • RoseFarmers: Save 35% on luxury long-stem roses.  

Gifts 

  • Gardyn: Get a gift with the new Gardyn 4.0 indoor gardening system using code EATGREENS.  
  • Bombas: Save 20% off your purchase using code CORESTREAM20.  
  • Gamefly: For the first three months, you can get $14 off your monthly subscription and access to the full game library. 
  • Nobull: 20% off training shoes and apparel using code CORESTREAM20.  

Food 

  • GiftTree: Save 10% on most gifts and gift baskets using code MSU10. 
  • Wolferman’s: Save 20% on specialty breakfast foods and unique bakery treats with code CSTREAM. 
  • Harry and David: Save 20% on the finest gourmet foods and fresh fruit gifts with code CSTREAM. 

Experiences 

  • W. K. Kellogg Biological Station: Free admission to the bird sanctuary for moms on Sunday, May 11! Spring flowers and trees are in bloom, and migration season is underway. 

Find these discounts and many more by visiting the MSU Benefits Plus website. For questions, please get in touch with the MSU Benefits Plus customer care team at 888-758-7575. 

5 Financial Goals to Consider with Help from Fidelity and TIAA

Published on by MSU Human ResourcesLeave a comment

As a benefits-eligible employee, you may know about the generous retirement savings programs and resources MSU offers to help set you up for a successful retirement. However, MSU’s retirement plan vendors, Fidelity and TIAA, can help you with more than just retirement planning. Whatever your financial goals – such as funding a big purchase, paying down debt, or creating a sustainable budget – Fidelity and TIAA can help you create a plan to achieve them. 

Fidelity and TIAA are financial professionals who can provide strategies and advice to help you take charge of your finances. Review the goals below and then contact your vendor using the following information. 

1. Create a Budget: Many people only have a vague understanding of their spending habits or financial situation. Between trying to comprehend financial jargon, figuring out your goals, and understanding how to balance debt, saving, and investing, it’s no wonder people often bury their heads in the sand. Luckily, Fidelity and TIAA have tools, resources, and advice to help us make a plan and stay on track. 
More Information: 

2. Build an Emergency Fund: Setting aside money for an emergency – such as unemployment, surprise medical or vet bills, or unplanned home repairs – is a key element of basic financial planning and often the first step advisors will recommend. According to TIAA, “it’s good to maintain an emergency fund that would cover three to six months of living expenses” (Waltenberger, 2024). These living expenses include the things you absolutely must pay for each month, such as food, housing, utilities, child care, health care, transportation, debt payments, or similar. 
 
The latest report released by the Federal Reserve found that 37% of adults would not be able to afford a $400 emergency expense (2024, Federal Reserve), which means they would have to use credit cards, personal loans, early retirement withdrawals, or ask family/friends for assistance. Saving towards an emergency fund – even if it’s only a small amount each month – can help you build a safety net to keep you out of debt. 
More Information: 

3. Pay Down Debt: The average American owes $105,056 in debt across mortgage loans, home equity lines of credit, student loans, auto loans, credit cards, and personal loans (Experian, 2024). While it’s important to note that having debt isn’t necessarily bad – a mortgage loan, for instance, can help you build wealth and eventually own a home – having too much debt or high-interest debt can lead to financial stress. Fidelity clarifies, “Good debt is generally considered any debt that may help you increase your net worth or generate future income. Importantly, it typically has a low interest or annual percentage rate (APR), which experts say is normally under 6%” (Fidelity, 2023). 
 
If you’re only able to make the minimum payment on your credit card, have trouble paying your monthly bills, or have debt payments that are more than 35% of your gross income, you may need help managing your debt (TIAA, 2024). Luckily, TIAA and Fidelity have actionable steps to help you move in the right direction. Review the resources below for advice on managing debt and contact your vendor directly to receive personal financial advice. 
More Information: 

4. Maximize Your Retirement Investment: Most benefit-eligible employees1 are enrolled in the 403(b) Base Retirement Program, which consists of a 5% employee contribution of your eligible compensation and a generous university matching contribution of 10%. That’s an immediate two-for-one match of your investment for a total contribution of 15%. While this provides a great foundation for your retirement savings, you may eventually want to consider additional options. It’s important to note that the IRS places limits on how much employees can contribute to their retirement savings accounts each year. However, many people may discover there is a lot of room before their current contributions reach that limit. Fidelity and TIAA can help you determine what your retirement contributions should be to help you reach your personal retirement goals – whether that date is 30 years in the future or just around the corner. 
More Information: 

5. Plan Your Estate: According to TIAA, “Pondering your incapacity or mortality, and what might happen to your loved ones when you are no longer with them, can be tough to face. It’s what keeps most people from starting the estate planning process” (TIAA, 2024). Despite the challenging nature of the topic, creating a solid plan can give you and your family peace of mind and the confidence that your wishes will be carried out as desired. 
More Information: 

Questions? We encourage you to reach out to Fidelity  (800-642-7131) or TIAA  (800-732-8353) with your financial or retirement planning questions. 

1 Certain types of employees are excluded from participating in the 403(b) Retirement Plan. Please see the 403(b) Base Retirement Program Eligibility Chart for more details.  

Sources: 

Five Essential Estate planning questions to ask. TIAA. (n.d.-a). https://www.tiaa.org/public/learn/retirement-planning-and-beyond/important-estate-planning-questions 

Good debt vs bad debt. Fidelity. (2024, February 14). https://www.fidelity.com/learning-center/smart-money/good-debt-vs-bad-debt Horymski, C. (2024, March 22). Experian study: Average U.S. consumer debt and statistics. Experian. https://www.experian.com/blogs/ask-experian/research/consumer-debt-study/ 

How to make a financial plan. Fidelity. (2024, February 21). https://www.fidelity.com/learning-center/wealth-management-insights/how-to-make-a-financial-plan-video 

Report on the economic well-being of U.S. households in 2023 – May 2024. Board of Governors of the Federal Reserve System. (2024, May). https://www.federalreserve.gov/publications/2024-economic-well-being-of-us-households-in-2023-executive-summary.htm  

Tips for managing and reducing your debt. TIAA. (n.d.). https://www.tiaa.org/public/learn/personal-finance-101/debt-consolidation 

Waltenberger, A. (n.d.). 5 must-have financial goals. TIAA. https://www.tiaa.org/public/learn/personal-finance-101/5-must-have-financial-goals 

Opening photo by Freepik.

photo of the Livongo diabetes welcome kit, which includes a glucose monitor, case, strips, and other medical tools.

Don’t Forget Your Optional MSU Benefits and Resources 

Published on by MSU Human ResourcesLeave a comment

MSU is committed to offering valuable benefits to support you and your family. You’re probably aware of MSU’s health and dental care benefit options as a benefits-eligible employee. However, on top of those, you can access a range of optional benefits we’d like to remind you about. 

Beyond meeting your health and dental care needs, these optional benefits can help you save money on needed products and services. We realize keeping track of all these different resources can be overwhelming. To help, we’ve created the following recap to jog your memory with links to more detailed information to learn more. 

This graphic provides a quick summary of these optional benefits (view a PDF version).

An infographic displaying the following optional benefits available to MSU employees: 1. Teladoc: speak to a licensed medical professional by web, phone, or app. If needed a prescription can be sent anywhere in the U.S. No co-pay for employees enrolled in BCV, BlueCard, or Community Blue. CDHP enrollees pay the full amount until the deductible is met. 2. Livongo by Teladoc: A free diabetes management program for benefits-eligible employees, their spouse/other eligible individual, and dependents. 3. Teladoc Medical Experts: Expert medical advice for informed medical decisions. Get help to make the right choice with confidence. 4. Voluntary Benefits: options include pet, vision, home, auto, legal, critical illness, along with discounts. 5. On-campus/local services: Find imaging services, such as MRI, X-ray, and more- along with prescription delivery within 30 miles of campus.

Optional benefit programs available: 

  • Teladoc: Virtually speak with a doctor 24/7 via web, phone, or mobile app. They can even write you a prescription if necessary. Employees have described Teladoc as “a game changer” (read employee experiences here). If you haven’t already, we recommend you sign up for Teladoc now so you’re prepared. 
  • Livongo: This diabetes management program provides free supplies delivered right to your door whenever you need them and support with optional virtual coaching. Save time and money on needed supplies. Learn more about Livongo on the HR website. 
  • Teladoc Medical Experts: Get medical advice from experts on your specific medical condition and feel empowered to make the best choice possible for your care. Whether you need medical questions answered, a diagnosis double-checked, help deciding on a treatment plan, or guidance about surgery, Teladoc Medical Experts can help. Learn more about the services Teladoc Medical Experts offers. 
  • Voluntary Benefits and Employee Discounts: Find insurance offerings such as vision, legal, pet, home/auto, and critical illness (some have enrollment periods) through MSU Benefits Plus. Additionally, you will find MSU Campus Discounts and a variety of other discounts on everything from electronics to home goods, meal delivery services, travel, and much more. 
  • On-Campus/Local Services:

You might not always need or think of these resources, but keeping them tucked away can make it easier and more cost-effective to manage your family’s health. As always, if you have any questions about these benefits options, please visit the HR website to learn more or contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434.

Don’t Wait to Create a Retirement Savings Plan

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We are committed to helping our employees prepare for a successful retirement by offering several retirement savings plan options, along with tools and resources to help you reach your goals.

Most benefit-eligible employees are enrolled in the 403(b) Base Retirement Program, which consists of a 5% employee contribution of your eligible compensation and a generous university matching contribution of 10%. That’s an immediate two-for-one match of your investment for a total contribution of 15%. While this provides a great foundation, you may want to consider additional savings options. MSU also offers two additional savings accounts: the 403(b) Supplemental Retirement Program and the 457(b) Deferred Compensation Plan. For more information about these two accounts, read Your Top Questions about MSU’s Optional Retirement Plan Options.

How to Make a Retirement Savings Plan

It’s normal to have many questions when you start to plan for your retirement:

  • How early should I start planning?
  • How much do I need to save to retire comfortably?
  • Which plan(s) should I contribute to?
  • What can I do to maximize my savings?
  • Are my retirement goals attainable?

The answers will depend on your financial situation and retirement goals. We strongly encourage all MSU employees to make an appointment with their retirement vendor – Fidelity or TIAA – to discuss their options and develop a personalized savings plan. Fidelity and TIAA are financial professionals who can provide helpful strategies, tips, and actionable steps that can help you take charge of your finances.

Additionally, both Fidelity and TIAA have numerous resources – including articles, webinars, interactive tools, and more – to help you learn about saving for retirement and other financial goals.

Don’t Wait to Save: The Power of Compounding Interest

For younger MSU employees, creating a comprehensive retirement savings plan may not be a top priority. Between student loans, rent, childcare, and more, it can be difficult to set aside money for a day 30 to 40 years in the future. But the young have a huge advantage when it comes to saving money for retirement: more time. This additional time allows them to potentially benefit the most from compounding interest, which may lead to greater savings down the road.

Compounding interest basically means allowing an investment to earn money while continually reinvesting those earnings over time. The more time you have, the smaller your original investment may need to be. In the hypothetical example below, a 25-year-old starts saving $5,000 annually ($416 per month), and a 40-year-old starts saving twice as much but waits until age 40 ($833 per month).

Compounding Interest Graph

The 25-year-old ends up contributing less money over time – $200,000 versus $250,000 – but ends up with a higher balance: $798,735 versus $566,317. In other words, the 25-year-old contributes $50,000 less but ends up with $232,000 more than the 40-year-old who waited to save. As this example shows, younger investors may benefit from saving as much as possible as soon as possible.

If your retirement date is a bit closer, you can still take advantage of compounding interest. However, you may need to increase your monthly contributions to meet your retirement savings goals. Luckily, the IRS allows people who are aged 50 years or older to contribute an additional “catch-up” amount to their retirement plans each year.

As you determine your contribution amount, please note the IRS places limits on how much employees can contribute to a retirement plan each year. To contribute a certain amount, such as $100 per paycheck, you can use the calculating tool to convert a dollar amount to a percentage.

Of course, remember that investment returns are not guaranteed and will fluctuate — in some years you may have gains, and in other years you may have losses. But over time, any investment with a net gain will benefit from compounding.

How to Change Your Contribution

While your contribution to the 403(b) Base account is fixed based on your income, you can adjust your contributions to the 403(b) Supplemental Retirement Program and/or the 457(b) Deferred Compensation Plan at any time. To do this, login to the EBS Portal with your NetID and password. Select My Benefits from the top navigation, then click on the Benefit/Retirement Enrollment and Changes tile. Select Enroll/Change my Retirement/Health Savings Account Options from the dropdown menu and click Next. On the Savings Plan screen, you’ll be able to edit your contributions to the 403(b) Supplemental and/or 457(b) Deferred Compensation accounts. Make sure you click through all the screens and hit Save to finalize the change to your contributions.

Questions? We encourage you to reach out to Fidelity (800-642-7131) or TIAA (800-732-8353) for your retirement planning questions. Visit the HR website for additional information on the retirement plans offered by MSU.

1 Please note, that the example above is a hypothetical illustration only and is not intended to represent the past or future performance of any investment. The example assumes contributions are made monthly at a 6% annual effective rate, compounded monthly, and no withdrawals. Actual performance will vary with market conditions. Investing involves risk. There is no assurance that the goals will be met or that the solution or strategy will be successful. This example was developed in partnership with TIAA.

2 Certain types of employees are excluded from participating in the 403(b) Retirement Plan. Please see the 403(b) Base Retirement Program Eligibility Chart for more details.

Five people working together at a conference table.

Fostering Excellence: Continuous Learning and Educational Assistance for MSU Support Staff

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Written by Sharri Margraves, EdD, SHRM-SCP, Director of HR Organization and Professional Development

Michigan State University stands as a beacon of educational excellence, not only for its students but also for its dedicated support staff. At the heart of MSU’s commitment to fostering a culture of growth and development is the twin approach of continuous learning and educational assistance benefits tailored for support staff.

Continuous learning is a cornerstone of personal and professional development, and MSU recognizes its transformative power. For support staff, engaging in ongoing education and using it on the job brings many benefits to the individual and helps create a dynamic and adaptable workforce that contributes significantly to the university’s success.

  • Career Development: Continuous learning helps open doors to career advancement opportunities. MSU support staff have access to many professional development opportunities, from workshops to specialized training sessions, allowing us to enhance our skills in preparation for future positions. According to Gallup, 41% of employees consider career development a very important aspect of job satisfaction.
  • Enhanced Job Performance: Staying current with industry trends and best practices is essential for optimal job performance. MSU’s commitment to continuous learning ensures that staff are equipped with the latest knowledge and skills, directly impacting their ability to excel in their roles and contribute to the university’s operational excellence. Individuals can chart their path using educational assistance or elevateU, the free on-demand source for technical and essential skill development and certification prep.
  • Increased Engagement: 70% of the variance in team engagement is determined solely by the manager, according to Gallup. Continuous learning fosters a sense of achievement and personal satisfaction with a person’s job, and while resources are always slim—supporting continuous learning is essential for supervisors. Staff who feel supported in their educational pursuits are more likely to experience higher engagement, leading to a positive work environment and a deepened commitment to MSU’s mission. Gallup finds that engaged employees have 78% less absenteeism, 63% less safety accidents, and a 10% increase in customer loyalty.
  • Adaptability to Change: Adaptability is a key attribute in the ever-evolving professional landscape. Continuous learning instills resilience and the ability to navigate change effectively. Those empowered to participate in ongoing education will be well-positioned to embrace new challenges and contribute to the university’s culture of innovation.

Educational Assistance Programs at MSU

MSU exemplifies its commitment to the educational journey of support staff through robust educational assistance programs designed to remove financial barriers to learning. Educational assistance benefits and eligibility are governed by an employee’s respective collective bargaining unit agreement. Non-union employees and Academic Specialists also have educational benefits available to them.

Educational assistance benefits are available to help achieve educational and career development goals. There are two different aspects of educational assistance: non-credit courses and credit courses.

  • Non-Credit Courses: Eligible employees can take programs offered by HR’s Organization and Professional Development or IT Services, non-credit programs, seminars, and conferences. Most staff employee groups have $800 or $900 available annually for non-credit programs. APA members can utilize this amount to pay for credit classes.
  • Credit courses: Eligible employees can take courses at MSU or a non-MSU accredited institution, provided it is located in the state of Michigan. MSU courses are eligible for and processed as a tuition waiver, while non-MSU courses are processed as a reimbursement. Institutions that are considered to be primarily online only (such as the University of Phoenix) or institutions that are not Michigan-based are ineligible.

Please review the Educational Assistance webpages and Educational Assistance Eligibility by Employee Group summary for more details about Educational Assistance programs, eligibility, and the available benefit coverage. For questions, contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434.

References

Gallup. (2024, November 18), “How to improve employee engagement in the workplace.” Gallup.com. https://www.gallup.com/workplace/285674/improve-employee-engagement-workplace.aspx

Juyumaya, J., Torres-Ochoa, C. and Rojas, G. (2024), “Boosting job performance: the impact of autonomy, engagement and age”, Revista de GestĂŁo, Vol. 31 No. 4, pp. 397-414. https://doi.org/10.1108/REGE-09-2023-0108

Tips and Benefits Resources for Heart Health

Published on by Abigail MillerLeave a comment

According to the Centers for Disease Control (CDC), heart disease is the leading cause of death in the United States. Cardiovascular disease, which refers to several conditions including coronary artery disease (CAD), heart attack, stroke, heart failure, arrhythmia, and heart valve problems, results in one death every 33 seconds (CDC, 2024). 

It’s important to note that cardiovascular disease is no longer something people only have to worry about as they get older. The CDC states, “In 2022, about 1 out of every 5 deaths from cardiovascular diseases (CVDs) was among adults younger than 65 years old” (CDC, 2024).

The good news is cardiovascular disease is largely preventable by living a healthy lifestyle. The following tips and MSU benefit resources will help keep you and your family healthy: 

  • Know Your Numbers: Take charge of your health by knowing your blood pressure, cholesterol, and blood sugar levels and take steps to improve them if needed.
    • Schedule your annual wellness check-up. Many miss their annual check-up because they forget or don’t prioritize them. It’s important to schedule your yearly visit so your doctor can check these numbers and other important health metrics. If you’re enrolled in an MSU health plan, you can learn more about your plan and find links to find a provider on the HR website. 
    • Use Livongo by Teladoc Health for Diabetes Management.  Livongo is a diabetes management program that provides unlimited test strips, connected meter, optional coaching, online records, and more – all FREE for MSU employees and their eligible dependents who are enrolled in an MSU health plan. Learn more about Livongo and how to sign up. 
  • Support Your Mental Health: According to the American Heart Association, “Increasing evidence shows that biological and chemical factors that trigger mental health issues may also influence heart disease” (AHA, 2023). These chemical changes can predispose people to other health issues, such as cardiovascular disease. Utilize these resources to support your mental health:
  • Evaluate Your Diet: Eating foods high in salt, sugar, saturated, and/or trans fats can cause high blood pressure, cholesterol, and blood sugar, which may increase your risk of developing cardiovascular disease.
    • Eat a Plant-Forward (Plant-Based) Diet. Make sure the majority of your calories come from fruits, vegetables, legumes, and nuts/seeds (American Heart Association, 2025). If you must eat dairy and/or meat, look for low-fat, lean, and unprocessed options. The AHA recommends a list of the best plant-based sources of protein and offers insight into protein and heart health. 
    • Beware Unexpected Sources of Sodium. The top ten sources of sodium in the American diet include some unexpected items, including bread, sandwiches, cold cuts, pizza, rice, and soups (CDC, 2024). 
    • Food and Nutrition Counseling for MSU Employees. MSU University Health and Wellbeing offers one-on-one counseling and additional resources  to promote a non-diet approach that uses an eating competence model and a weight-inclusive approach to support health. 
  • Get Regular Physical Activity: The American Heart Association recommends at least 150 minutes of moderate-intensity aerobic activity each week – that’s just 30 minutes a day, 5 days a week.
  • Quit Smoking. Smoking harms almost every part of the body, including your heart (AHA, 2023). It’s never too late to quit and there are both short- and long-term benefits to giving up smoking.

Sources: 

American Heart Association (2022, May 6). Smoking both traditional and e-cigarettes may carry same heart risks as Cigarettes alone. Retrieved February 12, 2024, from https://www.heart.org/en/news/2022/05/06/smoking-both-traditional-and-e-cigarettes-may-carry-same-heart-risks-as-cigarettes-alone

American Heart Association (2023, December 20). How does plant-forward (plant-based) eating benefit your health? Retrieved February 12, 2024, from https://www.heart.org/en/healthy-living/healthy-eating/eat-smart/nutrition-basics/how-does-plant-forward-eating-benefit-your-health

American Heart Association (2024, January 10). What is cardiovascular disease? Retrieved February 12, 2024, from https://www.heart.org/en/health-topics/consumer-healthcare/what-is-cardiovascular-disease

American Heart Association (2024, January 19). American Heart Association recommendations for physical activity in adults and kids. Retrieved February 12, 2024, from https://www.heart.org/en/healthy-living/fitness/fitness-basics/aha-recs-for-physical-activity-in-adults

American Heart Association. (n.d.). How can I quit smoking? Retrieved February 12, 2024, from https://www.heart.org/-/media/files/health-topics/answers-by-heart/how-can-i-quit-smoking.pdf

CDC. “About Sodium and Health.” Centers for Disease Control and Prevention, Centers for Disease Control and Prevention, Accessed 27 Jan. 2025 www.cdc.gov/salt/about/index.html

CDC. “Heart Disease Facts.” Centers for Disease Control and Prevention, Centers for Disease Control and Prevention, Accessed 27 Jan. 2025, www.cdc.gov/heart-disease/data-research/facts-stats/index.html

Centers for Disease Control and Prevention. (2023, June 6). About Sodium. Centers for Disease Control and Prevention. Retrieved February 12, 2024, from https://www.cdc.gov/salt/food.htm

Centers for Disease Control and Prevention. (2023, May 15). Heart disease facts. Centers for Disease Control and Prevention. Retrieved February 12, 2024, from https://www.cdc.gov/heartdisease/facts.htm

Michigan State University. “Functional Movement Screening.” Functional Movement Screening | Health Promotion & Engagement | Michigan State University, Accessed 27 Jan. 2025. healthpromotion.msu.edu/fitness/functionalmovement/index.html

Michigan State University. “Bike Commuter Resources.” MSU Bikes Blog, 8 Nov. 2024, msubikes.wordpress.com/commuter-benefits/

Michigan State University. “Cessation Resources.” Cessation | Tobacco & Smoke Free MSU | Michigan State University, Accessed 27 Jan. 2025, tobaccofree.msu.edu/cessation/index.html

Michigan State University. “Comprehensive Fitness Assessment.” Comprehensive Fitness Assessment | Health Promotion & Engagement | Michigan State University, healthpromotion.msu.edu/fitness/assessment/index.html. Accessed 27 Jan. 2025. https://healthpromotion.msu.edu/fitness/assessment/index.html

Michigan State University. “Spartan Wellness Training.” Spartan Wellness Training | Recreational Sports and Fitness Services | Michigan State University, Accessed 27 Jan. 2025.

https://recsports.msu.edu/fitness/wellness.htmlMSU Human Resources. “Happy World Mental Health Day!” SourceLive, 10 October 2024, https://sourcelive.hr.msu.edu/?p=18488

Q&A: Vacation/Personal Paid Time Off (PTO)

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Do you have a plan for using your vacation/personal paid time off (PTO) this year? According to this  Forbes article, “American workers are notorious for being workaholics. Since March of 2020, an overwhelming majority of U.S. employees have shortened, postponed, or canceled their vacation time.” While most of us are aware that time away from work is crucial to maintaining mental health and supporting our relationships, we sometimes have a hard time truly disconnecting. 

While it may seem harmless to check in a couple of times while you’re away, to really benefit from a vacation you need to disconnect entirely. Review these tips for setting boundaries so you can get adequate rest and reset. Having a plan for setting boundaries with your team before, during, and after your vacation will help reduce pre- and post-vacation stress. 

We encourage everyone to work with their supervisor to schedule a well-deserved break. And don’t forget, employee discounts for travel are available through MSU Benefits Plus and the HR website. 

Your Top PTO Questions 

The following are the most common questions HR receives regarding PTO and answers vary based on the employee’s personal details. These answers are only applicable to regular, benefit-eligible employees working half-time or more. Please make sure to reference the appropriate policy page for further details: support staff, faculty and academic staff, librarians, and MSU extension. 

  1. Support Staff Only: How do I find out how much PTO I currently have?

    Log into the EBS Portal and select My Time & Payroll from the top navigation, then select the Time Quota Balances tile. For support using the application, please review the Time Quota Balances help page. 

  2.  Support Staff Only: How do I find out how much PTO I have used?

    Log into the EBS Portal and select My Time & Payroll from the top navigation, then select the Time Quota Usage Monthly Report tile. For support using the application, please review the Time Quota Usage Monthly help page. 

  3. Support Staff Only: How do I accrue vacation days? 

    Eligible support staff accrue vacation days monthly. The amount accrued depends on union affiliation, employment percentage, and length of employment. Please review the support staff vacation time policy page for more details. 

  4. Support Staff Only: Is there a maximum amount of vacation PTO I can accrue? 

    Yes. The maximum amount eligible support staff can accrue depends on union affiliation, employment percentage, and length of employment. Please review the support staff vacation time policy page for more details. Support staff cannot earn vacation time beyond the accrual limit. You are encouraged to use your PTO so you don’t lose out on valuable vacation time.

  5.  Support Staff Only: How do I enter my PTO in EBS for supervisor approval?

    Login to the EBS Portal and select My Time & Payroll from the top navigation, then select the Time Entries & Statement tile. Enter the number of hours in the cell for the correct date in the row with the appropriate absence type. For support using the application, please review the Time Entries and Statement help page. 

  6. What is the difference between personal leave, personal observance days, and vacation PTO? 

    Eligible support staff are granted both personal leave and vacation PTO. Eligible faculty and academic staff are granted vacation PTO.  

    For support staff, up to 24 hours of personal leave PTO is granted each fiscal year (July 1 – June 30). The amount granted is proportional to the employment percentage. You may not carry these hours over to the next year, so make sure you use this PTO before the fiscal year ends. Please review the support staff personal leave policy page for more details. Please note: POAM employees should review the POAM union contract for their unique personal leave policy. 

    Vacation PTO is granted to eligible employees and varies based on employee type, union affiliation, employment percentage, length of employment, and new hire status. Please review the appropriate policy for further details: support staff, faculty and academic staff, librarians, and MSU extension. 

    Personal Observance Days are two additional days (16 hours, prorated based on the start date and percent time) of personal time that eligible faculty, support, and academic staff employees will be able to use each calendar year. As of January 2024, employees will be able to use the two additional days of personal time between January 1 and December 31. Please refer to the Personal Observance FAQ page for further details. 

  7. I’m a new employee. Do I have immediate access to my vacation PTO? 

    This depends on your employee type. Eligible faculty, academic, and support staff have access to vacation PTO after 6 months of service. Eligible librarians and MSU Extension employees have access immediately upon employment. Please review the appropriate policy for further details: support staff, faculty and academic staff, librarians, and MSU extension. 

  8. What happens to my unused PTO if I leave the university – such as through retirement or termination?

    Employees will receive payment for unused vacation and personal PTO when they leave the university.

  9. How much vacation time can I use at once? 

    It is up to each department to determine what is an appropriate amount of vacation time to be taken at once. Departments should make sure to consistently approve vacation requests fairly.  

  10. For Time Entry Roles Only: What are the absence and attendance codes? 

    Please review the Absence and Attendance Codes page for specific employee groups for more information. 


    Resources

    More information about PTO for eligible employees can be found on the HR website (support staff and faculty/academic staff). We encourage you to review the appropriate policy pages thoroughly to help answer any questions you may have. Support staff may contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434 with questions. Questions from faculty and academic staff may be directed to FASAffairs@msu.edu.

Your Benefits: New Year Checklist

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For benefits-eligible employees, the start of a new year is a great time to review all the MSU benefit options available to make sure you’re fully utilizing them throughout the year. The following list of tips and resources to consider will help you get the most out of your employee benefits:  

  1. Schedule Wellness Check-ups: If you’re enrolled in an MSU health, dental, and/or vision plan, you’ve just entered a new plan year. Even though an annual check-up is usually recommended by doctors, many people miss out each year because they forget to schedule an appointment. Set your family up for success by scheduling any annual or wellness check-ups now.  
  2. Prepare for Illness: Teladoc is an online medical care service that gives you 24/7 access to a health care professional via web, phone, or mobile app in minutes. A doctor can even write you a prescription if necessary. Enroll in Teladoc now so you’re prepared when illness strikes.  Available to employees and their dependents that are enrolled in an MSU health plan.  
  3. Review Retirement Contributions: The IRS sets new retirement contribution limits each year. Make sure you’re saving as much as you can by reviewing the 2025 IRS retirement contribution limits and adjusting contributions if needed.  
  4. Note Flexible Spending Account (FSA) Deadlines: If you’re enrolled in an FSA for the 2024 and/or 2025 plan year, please note important deadlines and resources for utilizing your FSA funds.  
  5. Use Educational Assistance Funds: Support staff and academic specialist employees have access to educational assistance funds to use towards professional development opportunities. These funds reset each fall, so make sure you don’t miss out. If you’re looking for learning opportunities, we recommend checking out courses offered by HR’s Organization and Professional Development department.  
  6. Note Mental Health Resources: The MSU community offers a variety of mental health resources to employees and their dependents.  
  7. Schedule Vacation/Personal PTO: Taking time to rest and reset is important to maintain mental health. Make sure you’re using all your PTO by planning out and scheduling your time off in advance.  
  8. Employee Discounts: Visit the MSU Benefits Plus website for deals and discounts on everything from travel and experiences to electronics and toys. Additional discounts can be found on the MSU Human Resources website.  
  9. Voluntary Benefit Options: You may enroll in, change, or cancel auto, home, and pet insurance benefits at any time through the MSU Benefits Plus website.  Legal, critical illness, and vision insurance only allow benefit changes during Open Enrollment in October.  
  10. Register for a Free Diabetes Management Program: If you or a dependent are living with diabetes, Livongo by Teladoc Health can help by providing free necessary medical supplies and optional coaching.  Employees or dependents enrolled in Medicare are not eligible.  
  11. Get a Second Medical Opinion: If you are facing a serious medical diagnosis, Teladoc Medical Experts can review your case and offer a second medical opinion from leading health care specialists. Coaching and online educational tools are also available.  Employees with mandated insurance under the ACA are not eligible.  

We hope this list will help keep you on track as you plan out how you and your family will use your employee benefits this year. You can learn more about all these benefit options on the HR website.