Tag: open enrollment

HR staff helping MSU employees during a previous Benefits Fair.

Mark Your Calendar: Upcoming Open Enrollment Events

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With the MSU Benefits Open Enrollment period rapidly approaching (October 1 to 31), you may have questions about your benefit options for the 2027 plan year.   

Mark your calendars and join us at the following events! We are ready to answer your questions and help you enroll in your 2027 benefit options.  

MSU Benefits Fair  

Visit the fair to enroll in your benefits on-site or speak with MSU benefit providers and HR staff. 

When:  

  • Benefits Fair: October 22 from 11 a.m. to 6 p.m.  
  • Flu Shots: The MSU Health Care Pharmacy will provide flu shots by appointment only.  

Where:  

The MSU Benefits Fair will be held at the Jack Breslin Student Events Center. Learn more about the MSU Benefits Fair on the HR website, including how to make an appointment for your flu shot, parking information, and participating providers.  
 

HR Site Labs  

MSU HR will be available to answer questions and help you enroll in your benefits at the following site labs. 

When and Where:  

  • October 9 | 9 a.m. to Noon | Virtual 
  • October 12 | 7 to 10 p.m. | Virtual 
  • October 14 | 9 a.m. to 3 p.m. | In-person 
    International Center, 427 N. Shaw Lane, Spartan Rooms B and C, East Lan-sing, MI 48824 
  • October 20 | 2 to 5 p.m. | Virtual 
  • October 27 | 11 a.m. to 5 p.m. | In-person 
    MSU Union, 49 Abbot Road, Room UB55 (Ground Floor), East Lansing, MI 48824 
  • October 30 | 8 a.m. to 5 p.m. | In-person 
    HR Building, 1407 S. Harrison Rd, Room 125, East Lansing, MI 48823 

Learn more about the HR Site Labs on the HR website, including directions, parking information, and how to join the virtual site lab.  

As always, you can find information about all things Open Enrollment on the HR website. In addition to the events above, MSU Human Resources is available to answer your questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434).  

Clipboard listing a Open Enrollment to-do list, including choosing benefits for your family, reviewing updates and reminders, visiting the MSU Benefits Fair, and making any changes by October 31.

Time to Choose Your Benefits for 2027: Your Open Enrollment Checklist

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October is just around the corner, which means the MSU Benefits Open Enrollment period is about to begin for benefits-eligible employees. Please use the following checklist to help guide you through Open Enrollment and be sure to make your benefit selections for the 2027 plan year between October 1 and 31, 2026.  
 

STEP 1: Determine your benefit needs.  

During Open Enrollment, you may enroll in, change, or cancel coverage in the following benefits:  

  • Health  
  • Dental  
  • Flexible spending accounts (health or dependent care)  
  • Health savings account  
  • Life or accidental death and dismemberment insurance  
  • Voluntary accident, critical illness, legal, or vision insurance.  

Carefully review your Open Enrollment guide and choose the best benefit plans for your family. You may not change the above benefits outside of the Open Enrollment period unless you have a qualifying life event, so please review your options and take action in October.  
 

STEP 2: Review important updates and reminders for the 2027 plan year.  

We encourage you to review all important updates and reminders.  Learn more about the highlighted updates below on page 6 of your  Open Enrollment guide.   

Important Highlights: 

  • As a reminder, you no longer need to complete the spouse/other eligible individual (OEI) to continue coverage for your spouse/OEI. If you currently cover a spouse/OEI on your health plan, their coverage will automatically continue in 2027 without any action.  
    • However, the spouse/OEI premium threshold requirement still applies. To enroll your spouse/other eligible individual (OEI) in MSU coverage, your spouse/OEI must enroll in coverage through their own current or former employer (e.g., a retiree health plan), if the annual premium cost for single-person coverage is $1,850 or less. You may still cover your spouse/OEI on your MSU health coverage as a secondary plan. Please review the  Open Enrollment FAQs  for more information about. If you and your spouse/OEI both work at MSU, the premium threshold does not apply. 
  • Please note the minor change to access the Open Enrollment application within the EBS portal. Review Open Enrollment Instructions for more information. 

STEP 3: Participate in the MSU Benefits Fair or an HR Site Lab.  

  • MSU Benefits Fair: Join us on Thursday, October 22, from 11 a.m. to 6 p.m. at the Jack Breslin Student Events Center on campus. MSU benefit providers and HR staff will be available to answer questions and help you enroll in your benefits on-site. Flu shot appointments are available by appointment only. Find a link to make a flu shot appointment.   
  • HR Site Labs: MSU HR will offer in-person and virtual site labs throughout October. Consider attending if you have questions about your benefit options or need assistance with enrollment.   
     

STEP 4: Make your changes online before October 31.  

You must participate in Open Enrollment between October 1 and 31 (view enrollment instructions) to change your benefit selections.  

We hope this checklist is helpful as you prepare for and participate in Open Enrollment this year. You can find all the details about Open Enrollment on the HR website, including links to the appropriate Open Enrollment guide, enrollment instructions, and detailed benefits information from our providers.  

Questions? We’re happy to help! We encourage you to attend the  MSU Benefits Fair or an  HR Site Lab to ask questions. You may also contact MSU Human Resources at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll free: 800-353-4434). 

Enroll in these voluntary benefits between October 1 and 31: Accident (new for 2026), Critical Illness, Legal, Vision. MSU Spartan Helmet.

Reminder: Enroll in, change, or cancel accident, critical illness, legal, and vision insurance during October 

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The MSU Benefits Open Enrollment period is here! As you review your benefit options for the 2026 plan year, please note that some voluntary benefits only allow you to enroll in, change, or cancel coverage during Open Enrollment between October 1 and 31, including:  

  • Prudential accident insurance (NEW—Learn more below)  
  • MetLife critical illness insurance 
  • ARAG legal insurance 
  • VSP vision insurance 

If you want to enroll in, make changes (such as adding a dependent or switching to a different plan), or cancel your coverage for the 2026 plan year, you must do so by October 31. If you’re currently enrolled and do not make any changes, your enrollment will continue in 2026 with the exact same coverage.

Voluntary Benefits Overview 

Please review a brief description of accident, critical illness, legal, and vision insurance below. For additional information on all voluntary benefits—such as plan summary brochures—review the HR webpage about voluntary benefits. 

  • NEW for 2026: Prudential accident insurance pays a lump sum after you or a covered family member experiences a covered incident, such as a fracture or concussion. Use this money for anything you need while recovering, such as expenses not covered by your health care plan or lost income. Coverage is available with no evidence of insurability (EOI) requirement. 
  • MetLife critical illness insurance gives you extra money in the event you or covered family members experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. Simplified plan options are offered through MetLife with no evidence of insurability (EOI) requirement. Additional coverage options for $40,000 and $50,000 will be available starting in 2026.
  • ARAG legal insurance makes it affordable to get the legal help you need, such as creating a will or fighting a traffic ticket. ARAG excludes most pre-existing legal issues and business-related matters, which are defined as any legal matter that is initiated before the effective date of coverage. Network attorney fees are 100% paid-in-full for most covered matters. Choose between two plan options. Plan enhancements will be available starting in 2026. 
  • VSP vision insurance offers two plan options for you and your family to save money on eye care and glasses. There is a standard coverage plan or a premium coverage plan with an additional enhanced eyewear option of your choice. 

How to Access Voluntary Benefits 

To access voluntary benefits through MSU Benefits Plus, log in to the EBS portal, select My Benefits from the top navigation, then click on the MSU Benefits Plus tile.  

Please note: If you’ve already registered, you’ll be prompted to create an account using single sign-on (SSO) the first time you log in on or after July 23, 2025. Review the information on the screen and click Create Account to begin.  Signing up for an account does not obligate you to enroll in any benefits; it just gives you access to learn about, review premiums, and enroll in the various programs. 

How to View Current Participation or Deduction History 

After you access the MSU Benefits Plus website (see instructions above), click on Benefits in the top navigation, then select Enrollments or Deductions from the dropdown menu to view your current participation or deduction history.  

The MSU Benefits Plus website only provides participation status on the voluntary benefits you have enrolled in within the MSU Benefits Plus website, such as accident, auto/home, critical illness, legal, pet, and vision insurance. 

Questions?  Learn about all voluntary benefits options on the HR website. If you have questions, consider participating in the MSU Benefits Fair or an HR Site Lab. MSU Human Resources is available for questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434).  

Arial view of campus in autumn, with Spartan Helment.

October Events Round-Up

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October Events Blog 

If you and your family are looking for activities this October,  you’ve come to the right place! Check out upcoming events to celebrate fall in the Greater Lansing area! Visit the links below to explore upcoming events and register if required. 

Campus Events

October 1-31– MSU Benefits Open Enrollment: Open Enrollment is your annual opportunity to review your coverage options and ensure you have the benefits that are best for you and your family as you head into the new year. Learn more on the HR Website and plan to visit the Benefits Fair on October 21 or one of the several Site Labs available throughout October.

October 1 – Artist Talk: Pao Houa Her: Think of a favorite picture of yours. What story does it tell? Join artist Pao Houa Her for a conversation on artistic practice and legacies of landscape, portraiture, and documentary photography.

October 2 – The Great Gatsby Ballet: Dance into the Roaring Twenties with this dazzling Broadway-style ballet presented by the World Ballet Company at the Wharton Center. Dress to impress, raise a glass, and immerse yourself in a night of elegance and dance. 

October 3 – MSU’s 2nd Annual Disability Summit Keynote Speaker: This year’s summit will be a half-day event featuring keynote speaker Haben Girma, a disability advocate and author. In-person attendance is full, but you can watch the keynote virtually by registering for the Disability Summit!

October 3, 10, 17, 24, and 31 – Disability Summit Virtual Sessions: Register for webinars by 8 a.m. on the day of the presentations.

October 4 – Fall Fest: Stop by the MSU Surplus Store and Recycling Center for pumpkin carving, thrifting, tours, upcycle crafts, music, and more!  

October 11 and 25 – MSU Home Football Games: Let’s cheer on the Spartans as they take the field at Spartan Stadium. Whether you’re in the stands, attending a tailgate, or watching the game nearby from a local sports bar. There are two home games in October. 

October 14 – Film Screening and Discussion: Join your fellow Spartans to watch “Change, Not Charity: The Americans with Disabilities Act,” a documentary that explores the history, impact, and ongoing significance of the ADA and the disability rights movement.

October 21 – MSU Benefits Fair: MSU benefit providers and MSU HR staff will be available to answer questions and help employees and retirees enroll in or change their benefits on-site at the Breslin Student Events Center. During the fair, Humana and Personify Health will be offering presentations about their health care plans for current and future (within the 2026 plan year) MSU retirees. 

October 22 – Beal Footprints Walking Tour Series: Join Beal Botanical Garden and Campus Arboretum for lunchtime guided tours beginning at the Beal Pond. October’s tour is Riverbank restoration and clean-up; Carolyn Miller, Arboretum & Invasive Species Coordinator. 

October 24-25 – Alex’s Great State Race: Mark your calendars! Alex’s Great State Race returns— uniting two rival universities, MSU and U-M, as ROTC cadets run 64 miles through the night, honoring the legacy of Alex Powell, while supporting individuals with disabilities, celebrating a Great Race and Greater Purpose.

October 26 – ArachnoBROADia: The MSU Broad Art Museum is hosting a spooky afternoon of eight-legged fun for all ages, inspired by artwork from the MSU Broad Art Museum’s collection! Get creative with creepy crafts at the museum, then visit your favorite crawly creatures at the MSU Bug House. All ages are welcome.

October 30 – Accessibility Work-a-thon: A walk-in event will take place in the Main Library Beaumont Instruction Room, where faculty and staff can work on improving the digital accessibility of their videos, documents, and other materials. Accessibility team members from OCR, IT, Ed Tech, and the Libraries will be available to assist, answer questions, and provide consultation.

Learning Opportunities

October 8 – TIAA Webinar: Quarterly Economic and Market Update: Hear from the experts in our Wealth Chief Investment Office about key drivers of the markets and economy that are impacting investors.

October 9 – Facilitated Dialogue on Cultural Competency: This participant-led course invites participants to engage in further discussion around topics related to cultural competency. While facilitators will share prepared prompts to start dialogue, participants are also welcome and encouraged to bring topics, questions, and ideas for dialogue. 

October 9 – Roadmap to Retirement: If you are an MSU faculty or staff member and you have decided to retire within a year or two, this half-day workshop covers a range of topics critical to your successful retirement.

October 15 – TIAA Webinar: Avoiding Cybersecurity Threats and Fraud: The frequency and format of scams are increasing. Learn how to protect your information and your financial future.

October 16 – Strengths-Based Leadership: Looking to maximize your strengths and become a stronger leader? Understand manager-specific strengths using the CliftonStrengths for Managers Report in this in-person course. 

October 17 – Broad Underground: Black Experimental Moving Image: How can Black experiences be represented in experimental film, video, and new media? Join Emily Martin, distribution manager at the Video Data Bank, School of the Art Institute of Chicago, for a curated screening and discussion. This event is in partnership with the MSU Department of African American and African Studies. 

October 23 – Bystander Intervention Training: This course is designed to provide participants with strategies to prevent and help in problematic behavior associated with workplace harassment or discrimination. 

October 30 – TIAA Webinar: Planning and Managing Healthcare Expenses: Healthcare costs can really add up in retirement. That’s why it pays to be prepared. In this webinar, we’ll help you separate myth from reality when it comes to managing costs for a healthy financial future.

Family-Friendly Events

October 4 – Family Day: The First Saturday of the month means Family Day at the MSU Broad Art Museum, and this October, you have the chance to connect through materials and ideas in celebration of Africa Past, Present, and Future. 

Select Dates in October – Fall Family Film Fest: Bring the whole family to NCG Cinemas this fall for all of your favorite fall movies! 

October 18 – Spooky Sprint: You and your whole family have the chance to run the annual Spooky Sprint this October! This fun Halloween-themed event offers great swag, free photos, delicious treats, and plenty of fun. There is also a kids’ dash option for those under 10, so everyone can participate. 

October 20 and 27 – Sensory Friendly Hour at Bath Township Library: On the third and fourth Mondays of each month, visit the Bath Township Library for sensory-friendly hours. Staff will dim the lights, provide sensory-friendly toys, fidgets, and noise-canceling headphones for those seeking a calming environment in which to explore books. 

October 31 – Trick or Treat: Join us on the last night of Jack O’ Lanterns Unleashed on Halloween night for a time of free trick or treating at the Ingham County Fairgrounds.

Greater Lansing Area Events

October 3 – The Best of The Best: Jazz From Detroit: Jazz from Detroit Documentary Film is a landmark double portrait of Detroit’s extraordinary jazz legacy and the dynamic city that produced it. Film starts at 6:30 p.m. with doors opening at 6:00 p.m.

October 4 – Horrocks Biergarten Oktoberfest:  Visit Horrocks Biergarten to celebrate this year’s Oktoberfest! There will be beverages, food, and the Katzenjammer German Band will also be performing. 

October 15 – Vintage Tuck Fall Bounty Paint Class: Visit Grand Ledge for a pre-traced canvas painting event with themed trivia, prizes, and more!

October 15 – Harvest Festival: Count on the Allen Farmers Market for fresh produce from mid-Michigan farms, the highest quality meat, artisan baked breads, gluten-free goods, eggs, and more at this year’s Harvest Festival at the Allen Neighborhood Center. 

October 17 – Howloween: Dog Trick-or-Treating: For over 25 years, Dog Trick-or-Treating at Preuss Pets has been the howl-o-ween event you don’t want to miss, and it’s back! The fun starts at Preuss Pets, where participants will receive a bag full of goodies!

October 18 – Old Town Fall Clean Up: Help keep Old Town looking its best! Join neighbors, volunteers, and friends as we come together to beautify the Old Town neighborhood before winter sets in. Tools will be provided, but feel free to bring your own gloves, rakes, or equipment that you find helpful. All ages are welcome to volunteer! 

Select Weekends in October – Boo at the Zoo: This Halloween season, see the Potter Park Zoo transform into a fall wonderland that will leave you and your family spellbound. Grab your treat bags and get ready to make memories that will last this fall. 

Farmers Markets

Beginning October 5 – The East Lansing Farmers Market: Visit Valley Court Park from 10 a.m. to 2 p.m. every Sunday in October for some shopping and fresh air at the East Lansing Farmers Market (ELFM). Here, you can purchase a variety of fresh goods, farm-grown in Michigan, including vegetables, fruits, bread, cheese, honey, flowers, and more. 

Beginning October 6 – Downtown Dewitt Farmers Market: Come to the Downtown Dewitt Farmers Market for an evening of exploring small businesses, home-grown foods, treats, and more! Every Tuesday in October, join from 4 p.m. to 7 p.m. for some shopping, food trucks, and fun in Downtown Dewitt.

Beginning October 2 – South Lansing Farmers Market: The South Lansing Farmers Market is open on Thursdays and located at the corner of Jolly and S. MLK in Lansing. Stop by for farm-fresh fruits and veggies, fresh-cut flowers, arts and crafts, natural body and household products, and a food court featuring Mexican, Chinese, Lebanese, and Southern Soul cuisine – a little something for everyone! 

Beginning October 2– Dimondale Farmers Market: The Dimondale Farmers Market will run every Thursday in the Village Square. The Market is celebrating their 18th season and hosts over 15 vendors providing locally produced products, including fruits, vegetables, chicken, fish, jams, honey, flowers, and more!

All programs and activities are open to all without restriction or preference based on race, sex, color, ethnicity, national origin, or other protected identity.

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Save Money on Common Household Expenses with an FSA 

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As you review your benefit options for the coming year during Open Enrollment (October 1 to 31), consider whether a flexible spending account (FSA) makes sense for your family. We all spend money on medical expenses such as prescription and office visit copays, dental work, and over-the-counter items like bandages. And many families spend thousands of dollars each year on child or adult care. 

If you are looking for ways to save money on caregiving costs and/or medical care expenses, enrolling in an FSA is a sound strategy. An FSA allows you to use pre-tax dollars to pay for eligible expenses, such as child care or health care costs like copays. In fact, using FSA funds for these types of expenses can save you an average of 30%!1  

MSU offers benefits-eligible employees the option to enroll in two types of FSAs: Dependent Care FSA and/or Health Care FSA. You can enroll in one or both FSA plan types. You will manage your FSA directly with MSU’s plan provider, HealthEquity.  

Should I enroll in both FSA types?  

Good question! The answer depends on what you and your family need. Make sure you know the eligible expenses each FSA plan allows you to use your pre-tax money on before you enroll in one or both plans.  

Dependent Care FSA Eligible Expense Examples:  

  • Child or adult care  
  • Virtual or in-person camps  
  • Before or after-school programs  
  • Nursery school  

Health Care FSA Eligible Expense Examples:  

  • Medical or dental deductibles and copays  
  • Pain medication  
  • Menstrual care products  
  • Bandages  
  • Hearing aids  
  • Allergy medications  
  • Orthodontics  

Before You Enroll 

When you enroll, you’ll decide how much money you’d like to contribute to the FSA. This money will be deducted from your paycheck (pre-tax) and divided over each pay period throughout the plan year.  

Here are the contribution limits for the 2026 plan year: 

  • Dependent Care FSA: A household may contribute up to $7,500. If you and your spouse/other eligible individual (OEI) both have a Dependent Care FSA, combined household contributions cannot exceed $7,500 at MSU or another employer. 
  • Health Care FSA: An individual may contribute up to $3,300. If both you and your spouse/OEI have a Health Care FSA, you each may contribute up to $3,300. 

Before you enroll, make sure you take some time to understand each plan and estimate how much you are likely to spend on eligible expenses throughout the plan year. We encourage you to plan conservatively; Due to IRS requirements, any unused funds left in your account at the end of the plan year will be forfeited. Learn more about FSAs – including fund availability, reimbursement options, grace period deadlines, and eligible expenses – on the HR FSA webpage.  

Please Note: Due to IRS regulations, you are unable to participate or have a balance in a Health Care FSA if you enroll in the Health Savings Account offered with the Consumer Driven Health Plan. 

How to Enroll  

Please review these two FSA plan options and enroll – or re-enroll – in an FSA during the Open Enrollment period in October. If you’re currently enrolled in an FSA for the 2025 plan year, you must re-enroll if you’d like to continue participating in an FSA for the 2026 plan year. Find instructions for how to enroll in an FSA as part of Open Enrollment here.   

Questions? HR staff will be available at the MSU Benefits Fair and the HR Site Labs throughout October. You may also visit the HealthEquity website or call HealthEquity at 877-924-3967. MSU Human Resources is available at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434). 

1Example for illustration only. Actual savings vary. The figure is based on average tax rates, including state, federal and FICA taxes. Source: (n.d.). Open Enrollment Center. HealthEquity. Retrieved September 8, 2025, from https://www.healthequity.com/learn. 

Human resources at Spartan Stadium

Mark Your Calendar: Upcoming Open Enrollment Events 

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With the MSU Benefits Open Enrollment period rapidly approaching (October 1 to 31), you may have questions about your benefit options for the 2026 plan year.  

Mark your calendars and join us at the following events! We are ready to answer your questions and help you enroll in your 2026 benefit options. 

MSU Benefits Fair 

Visit the fair to enroll in your benefits on-site or speak with MSU benefit providers and HR staff.

When: 

  • Benefits Fair: October 21 from 11 a.m. to 6 p.m. 
  • Flu Shots: The MSU Health Care Pharmacy will provide flu shots from Noon to 5 p.m. by appointment only. 

Where: 
The MSU Benefits Fair will be held at the Breslin Student Events Center. Learn more about the MSU Benefits Fair on the HR website, including how to make an appointment for your flu shot, parking information, and participating providers. 

HR Site Labs 

MSU HR will be available to answer questions and help you enroll in your benefits at the following site labs.

When and Where: 

  • October 8  | 9 a.m. to Noon | Virtual 
  • October 10  | 11 a.m. to 5 p.m. | In-person 
    MSU Union, 49 Abbot Road, Room UB55, East Lansing, MI 48824 
  • October 13  | 2 to 5 p.m. | Virtual 
  • October 17  | 9 a.m. to 3 p.m. | In-person 
    International Center, 427 N. Shaw Lane, Spartan Rooms B and C, East Lansing, MI 48824 
  • October 23  | 7 to 10 p.m. | Virtual 
  • October 31  | 8 a.m. to 5 p.m. | In-person 
    HR Building, 1407 S. Harrison Road, Room 125, East Lansing, MI 48823 

Learn more about the HR Site Labs on the HR website, including directions, parking information, and how to join the virtual site lab. 

As always, you can find information about all things Open Enrollment on the HR website. In addition to the events above, MSU Human Resources is available to answer your questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434). 

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Time to Choose Your Benefits for 2026: Your Open Enrollment Checklist 

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October is just around the corner, which means the MSU Benefits Open Enrollment period is about to begin for benefits-eligible employees. Please use the following checklist to help guide you through Open Enrollment and be sure to make your benefit selections for the 2026 plan year between October 1 and 31, 2025. 

STEP 1: Determine your benefit needs. 

During Open Enrollment, you may enroll in, change, or cancel coverage in the following benefits: 

  • Health 
  • Dental 
  • Flexible spending accounts (health or dependent care) 
  • Health savings account 
  • Life or accidental death and dismemberment insurance 
  • Voluntary accident, critical illness, legal, or vision insurance. 

Carefully review your Open Enrollment guide and choose the best benefit plans for your family. You may not change the above benefits outside of the Open Enrollment period unless you have a qualifying life event (QLE), so please review your options and take action in October. 

STEP 2: Please review the updated premium threshold requirement for spouse/OEI health care coverage. 

To enroll your spouse/other eligible individual (OEI) in MSU coverage, your spouse/OEI must enroll in coverage through their own current or former employer (e.g., a retiree health plan), if applicable, if the annual employee/retiree premium cost for single-person coverage is $1,850 or less. You may still cover your spouse/OEI on your MSU health coverage as a secondary plan.  

If you and your spouse/OEI both work at MSU, the premium threshold does not apply.

New for the 2026 Plan Year: Although the premium threshold for a spouse/OEI to be enrolled in MSU health care coverage remains in effect, the affidavit you are accustomed to submitting via the EBS Portal each year is no longer required to enroll in or continue their coverage. If you currently cover a spouse/OEI on your health care plan, their coverage will automatically continue in 2026 without any action.  

Please review the  Open Enrollment FAQs  for more information about this update. 

STEP 3: Review important updates and reminders for the 2026 plan year. 

We encourage you to review all important updates and reminders.  Learn more about the highlighted updates below on  page 6 of your  Open Enrollment guide.  

  • Please review Step 2 above for information about the updated premium threshold requirement for spouse/OEI health care coverage. If you and your spouse/OEI both work at MSU, the premium threshold requirement does not apply.
  • Increase to Some Health Care Copays and Deductibles: For the Blue Care Network (BCN) and BlueCard Out-of-State plans, the annual deductible will increase. Copays for doctor’s office and urgent care visits will increase for BCN, BlueCard Out-of-State, and Community Blue PPO plans. There are no changes to health care costs for the Consumer Driven Health Plan.  
  • Increase to Some Prescription Copays: Prescription copays will increase for all medications except preferred drugs. 
  • Introducing a New Accident Insurance Option: Accident insurance through Prudential is a new voluntary benefit option that pays you a lump sum after a covered incident, such as a fracture or concussion. You may only enroll in accident insurance in October during the Open Enrollment period unless you experience a QLE. 
  • Introducing a New Pet Discount Plan: In addition to the existing pet insurance option offered through Nationwide, we are pleased to provide a new pet discount plan. Pet Benefit Solutions offers instant savings on pet prescriptions, products, and in-house medical services at any network vet, as well as additional benefits. 

Other updates include new flexible spending account (FSA) contribution limits, increased premiums for employee life insurance and the voluntary vision premium plan, new coverage options for voluntary critical illness insurance, and plan enhancements for voluntary legal insurance. Please review all updates and reminders in your Open Enrollment guide. 

STEP 4: Participate in the MSU Benefits Fair or an HR Site Lab. 

  • MSU Benefits Fair: Join us on Tuesday, October 21, from 11 a.m. to 6 p.m. at the Breslin Student Events Center on campus. MSU benefit providers and HR staff will be available to answer questions and help you enroll in your benefits on-site. Flu shot appointments are available by appointment only from Noon to 5 p.m. Find a link to make a flu shot appointment.  
  • HR Site Labs: MSU HR will offer in-person and virtual site labs throughout October. Consider attending if you have questions about your benefit options or need assistance with enrollment.  

STEP 5: Make your changes online before October 31. 

You must participate in Open Enrollment between October 1 and 31 (view enrollment instructions) to change your benefit selections. 

We hope this checklist is helpful as you prepare for and participate in Open Enrollment this year. You can find all the details about Open Enrollment on the HR website, including links to the appropriate Open Enrollment guide, enrollment instructions, and detailed benefits information from our providers. 

Questions? We’re happy to help! We encourage you to attend the  MSU Benefits Fair or an  HR Site Lab to ask questions. You may also contact MSU Human Resources at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434). 

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Reminder: Enroll in, change, or cancel vision, legal, and critical illness insurance during October

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The MSU Benefits Open Enrollment period is here! As you review your benefit options for the 2025 plan year, please note that some voluntary benefits only allow you to enroll in, change, or cancel coverage during Open Enrollment in October. These include VSP vision insurance, ARAG legal insurance, and MetLife critical illness insurance.

If you’re interested in enrolling in these benefits, need to make changes (such as adding a dependent or switching to a different plan), or cancel your coverage for the 2025 plan year, you must do so in October. If you’re currently enrolled and do not make any changes, your enrollment will continue in 2025 with the exact same coverage.

How to Enroll in, Change, or Cancel Voluntary Benefits

You can enroll in, change, or cancel these benefits via the MSU Benefits Plus website.

  • First Time Users: Click the link to create an account. Enter your MSU email and pick a password to get started. You will need your MSU ZPID number (use a capital “Z”) located on your MSU Spartan ID Card or in the EBS Portal.
  • Existing Users: Enter your email and password and then click Log In.

How to View Current Participation

To view your current participation or deduction history, log in to the MSU Benefits Plus website, click on Benefits in the top navigation, and then Enrollments. Click on Deductions to view an itemized list of your voluntary benefit deductions. Please note the MSU Benefits Plus website only provides participation status on products you have enrolled in within the MSU Benefits Plus website, such as vision, legal, and critical illness insurance.

Learn More about Voluntary Benefits

Please review a brief description of vision, legal, and critical illness insurance below. For additional information on all voluntary benefits, please review the appropriate Open Enrollment guide: Support Staff Open Enrollment Guide or Faculty/Academic Staff Open Enrollment Guide.

  • VSP vision insurance can help with the cost of glasses and contact lenses for you and your family. VSP is the benefit provider, and they offer two plan options: the standard coverage plan or a premium coverage plan with an additional enhanced eyewear option of your choice. Visit the MSU Benefits Plus website to view a plan summary sheet with basic information about the two coverage options and rates.
  • MetLife critical illness insurance gives you extra cash in the event you or covered family members experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. Simplified plan options are offered through MetLife with no evidence of insurability requirement. Visit the MSU Benefits Plus website to view a plan summary sheet with basic information about the plan coverage and rates.
  • ARAG legal insurance makes it affordable to get the legal help you need. Network attorney fees are 100% paid in full for most covered matters. Life is full of legal situations. Some you plan for, like creating a will, and others are more unexpected—like fighting a traffic ticket. Choose between two plans for coverage that best fit the needs of you and your family. UltimateAdvisor® covers most common legal issues. UltimateAdvisor Plus™ includes more robust coverage plus additional services. Visit the MSU Benefits Plus website to view a plan summary with basic information about the two coverage options and rates.

Questions? You can learn more about, enroll in, change, or cancel voluntary benefits on the MSU Benefits Plus website. Learn about all your benefits options on the HR website. If you have questions, consider joining an HR Site Lab. The HR Solutions Center is available for questions at SolutionsCenter@hr.msu.edu or 517-353-4434.

The MSU Benefits Fair will be on October 3 from Noon to 7 p.m. at the Breslin Student Events Center. The HR Site Labs will be on the following dates, times, and locations: There will be a virtual site lab on October 16, a site lab at the international center on October 22, and a site lab at the HR building on October 31.

Mark Your Calendar: Upcoming Open Enrollment Events

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With the MSU Benefits Open Enrollment period rapidly approaching (October 1–31), you may have questions about your benefit options for the 2025 plan year. We are ready to answer your questions and help you enroll in your 2025 benefit options.

Mark your calendars and join us at the following events!

MSU Benefits Fair

Visit the fair to enroll in your benefits on-site or speak with MSU benefit providers and HR staff. The MSU Pharmacy will provide flu shots from Noon to 5:00 p.m. by appointment only.

When:

  • Benefits Fair: Thursday, October 3 from Noon to 7:00 p.m.
  • (Updated September 30) Flu Shots: Appointments at the Fair are no longer available, but can be made for an in-pharmacy flu shot with MSU Health Care Pharmacy.

Where:

The MSU Benefits Fair will be held at the Breslin Student Events Center Concourse. Learn more about the MSU Benefits Fair on the HR website, including how to make an appointment for your flu shot, parking information, and participating providers.

HR Site Labs

MSU HR will be available to answer questions and help you enroll in your benefits at the following site labs.

When and Where:

  • October 16 | 9:00 a.m. to 1:00 p.m. | Virtual (see the HR Site Lab webpage for virtual link)
  • October 22 | 10:00 a.m. to 4:00 p.m. | International Center, 427 N. Shaw Ln, Spartan Rooms B and C, East Lansing, MI 48824
  • October 31 | 8:00 a.m. to 5:00 p.m. | HR Building, 1407 S. Harrison Rd, Room 125, East Lansing, MI 48823

Learn more about the HR Site Labs on the HR website, including directions, parking information, and how to join the virtual site lab.

As always, you can find information about all things Open Enrollment on the HR website. In addition to the events above, the HR Solutions Center is available to answer your questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434).