Tag: open enrollment

Enroll in these voluntary benefits between October 1 and 31: Accident (new for 2026), Critical Illness, Legal, Vision. MSU Spartan Helmet.

Reminder: Enroll in, change, or cancel accident, critical illness, legal, and vision insurance during October 

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The MSU Benefits Open Enrollment period is here! As you review your benefit options for the 2026 plan year, please note that some voluntary benefits only allow you to enroll in, change, or cancel coverage during Open Enrollment between October 1 and 31, including:  

  • Prudential accident insurance (NEW—Learn more below)  
  • MetLife critical illness insurance 
  • ARAG legal insurance 
  • VSP vision insurance 

If you want to enroll in, make changes (such as adding a dependent or switching to a different plan), or cancel your coverage for the 2026 plan year, you must do so by October 31. If you’re currently enrolled and do not make any changes, your enrollment will continue in 2026 with the exact same coverage.

Voluntary Benefits Overview 

Please review a brief description of accident, critical illness, legal, and vision insurance below. For additional information on all voluntary benefits—such as plan summary brochures—review the HR webpage about voluntary benefits. 

  • NEW for 2026: Prudential accident insurance pays a lump sum after you or a covered family member experiences a covered incident, such as a fracture or concussion. Use this money for anything you need while recovering, such as expenses not covered by your health care plan or lost income. Coverage is available with no evidence of insurability (EOI) requirement. 
  • MetLife critical illness insurance gives you extra money in the event you or covered family members experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. Simplified plan options are offered through MetLife with no evidence of insurability (EOI) requirement. Additional coverage options for $40,000 and $50,000 will be available starting in 2026. 
  • ARAG legal insurance makes it affordable to get the legal help you need, such as creating a will or fighting a traffic ticket. ARAG excludes most pre-existing legal issues and business-related matters, which are defined as any legal matter that is initiated before the effective date of coverage. Network attorney fees are 100% paid-in-full for most covered matters. Choose between two plan options. Plan enhancements will be available starting in 2026. 
  • VSP vision insurance offers two plan options for you and your family to save money on eye care and glasses. There is a standard coverage plan or a premium coverage plan with an additional enhanced eyewear option of your choice. 

How to Access Voluntary Benefits 

To access voluntary benefits through MSU Benefits Plus, log in to the EBS portal, select My Benefits from the top navigation, then click on the MSU Benefits Plus tile.  

Please note: If you’ve already registered, you’ll be prompted to create an account using single sign-on (SSO) the first time you log in on or after July 23, 2025. Review the information on the screen and click Create Account to begin.  Signing up for an account does not obligate you to enroll in any benefits; it just gives you access to learn about, review premiums, and enroll in the various programs. 

How to View Current Participation or Deduction History 

After you access the MSU Benefits Plus website (see instructions above), click on Benefits in the top navigation, then select Enrollments or Deductions from the dropdown menu to view your current participation or deduction history.  

The MSU Benefits Plus website only provides participation status on the voluntary benefits you have enrolled in within the MSU Benefits Plus website, such as accident, auto/home, critical illness, legal, pet, and vision insurance. 

Questions?  Learn about all voluntary benefits options on the HR website. If you have questions, consider participating in the MSU Benefits Fair or an HR Site Lab. MSU Human Resources is available for questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434).  

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October Events Round-Up

Published on by Abigail MillerLeave a comment

October Events Blog 

If you and your family are looking for activities this October,  you’ve come to the right place! Check out upcoming events to celebrate fall in the Greater Lansing area! Visit the links below to explore upcoming events and register if required. 

Campus Events

October 1-31– MSU Benefits Open Enrollment: Open Enrollment is your annual opportunity to review your coverage options and ensure you have the benefits that are best for you and your family as you head into the new year. Learn more on the HR Website and plan to visit the Benefits Fair on October 21 or one of the several Site Labs available throughout October.

October 1 – Artist Talk: Pao Houa Her: Think of a favorite picture of yours. What story does it tell? Join artist Pao Houa Her for a conversation on artistic practice and legacies of landscape, portraiture, and documentary photography.

October 2 – The Great Gatsby Ballet: Dance into the Roaring Twenties with this dazzling Broadway-style ballet presented by the World Ballet Company at the Wharton Center. Dress to impress, raise a glass, and immerse yourself in a night of elegance and dance. 

October 3 – MSU’s 2nd Annual Disability Summit Keynote Speaker: This year’s summit will be a half-day event featuring keynote speaker Haben Girma, a disability advocate and author. In-person attendance is full, but you can watch the keynote virtually by registering for the Disability Summit!

October 3, 10, 17, 24, and 31 – Disability Summit Virtual Sessions: Register for webinars by 8 a.m. on the day of the presentations.

October 4 – Fall Fest: Stop by the MSU Surplus Store and Recycling Center for pumpkin carving, thrifting, tours, upcycle crafts, music, and more!  

October 11 and 25 – MSU Home Football Games: Let’s cheer on the Spartans as they take the field at Spartan Stadium. Whether you’re in the stands, attending a tailgate, or watching the game nearby from a local sports bar. There are two home games in October. 

October 14 – Film Screening and Discussion: Join your fellow Spartans to watch “Change, Not Charity: The Americans with Disabilities Act,” a documentary that explores the history, impact, and ongoing significance of the ADA and the disability rights movement.

October 21 – MSU Benefits Fair: MSU benefit providers and MSU HR staff will be available to answer questions and help employees and retirees enroll in or change their benefits on-site at the Breslin Student Events Center. During the fair, Humana and Personify Health will be offering presentations about their health care plans for current and future (within the 2026 plan year) MSU retirees. 

October 22 – Beal Footprints Walking Tour Series: Join Beal Botanical Garden and Campus Arboretum for lunchtime guided tours beginning at the Beal Pond. October’s tour is Riverbank restoration and clean-up; Carolyn Miller, Arboretum & Invasive Species Coordinator. 

October 24-25 – Alex’s Great State Race: Mark your calendars! Alex’s Great State Race returns— uniting two rival universities, MSU and U-M, as ROTC cadets run 64 miles through the night, honoring the legacy of Alex Powell, while supporting individuals with disabilities, celebrating a Great Race and Greater Purpose.

October 26 – ArachnoBROADia: The MSU Broad Art Museum is hosting a spooky afternoon of eight-legged fun for all ages, inspired by artwork from the MSU Broad Art Museum’s collection! Get creative with creepy crafts at the museum, then visit your favorite crawly creatures at the MSU Bug House. All ages are welcome.

October 30 – Accessibility Work-a-thon: A walk-in event will take place in the Main Library Beaumont Instruction Room, where faculty and staff can work on improving the digital accessibility of their videos, documents, and other materials. Accessibility team members from OCR, IT, Ed Tech, and the Libraries will be available to assist, answer questions, and provide consultation.

Learning Opportunities

October 8 – TIAA Webinar: Quarterly Economic and Market Update: Hear from the experts in our Wealth Chief Investment Office about key drivers of the markets and economy that are impacting investors.

October 9 – Facilitated Dialogue on Cultural Competency: This participant-led course invites participants to engage in further discussion around topics related to cultural competency. While facilitators will share prepared prompts to start dialogue, participants are also welcome and encouraged to bring topics, questions, and ideas for dialogue. 

October 9 – Roadmap to Retirement: If you are an MSU faculty or staff member and you have decided to retire within a year or two, this half-day workshop covers a range of topics critical to your successful retirement.

October 15 – TIAA Webinar: Avoiding Cybersecurity Threats and Fraud: The frequency and format of scams are increasing. Learn how to protect your information and your financial future.

October 16 – Strengths-Based Leadership: Looking to maximize your strengths and become a stronger leader? Understand manager-specific strengths using the CliftonStrengths for Managers Report in this in-person course. 

October 17 – Broad Underground: Black Experimental Moving Image: How can Black experiences be represented in experimental film, video, and new media? Join Emily Martin, distribution manager at the Video Data Bank, School of the Art Institute of Chicago, for a curated screening and discussion. This event is in partnership with the MSU Department of African American and African Studies. 

October 23 – Bystander Intervention Training: This course is designed to provide participants with strategies to prevent and help in problematic behavior associated with workplace harassment or discrimination. 

October 30 – TIAA Webinar: Planning and Managing Healthcare Expenses: Healthcare costs can really add up in retirement. That’s why it pays to be prepared. In this webinar, we’ll help you separate myth from reality when it comes to managing costs for a healthy financial future.

Family-Friendly Events

October 4 – Family Day: The First Saturday of the month means Family Day at the MSU Broad Art Museum, and this October, you have the chance to connect through materials and ideas in celebration of Africa Past, Present, and Future. 

Select Dates in October – Fall Family Film Fest: Bring the whole family to NCG Cinemas this fall for all of your favorite fall movies! 

October 18 – Spooky Sprint: You and your whole family have the chance to run the annual Spooky Sprint this October! This fun Halloween-themed event offers great swag, free photos, delicious treats, and plenty of fun. There is also a kids’ dash option for those under 10, so everyone can participate. 

October 20 and 27 – Sensory Friendly Hour at Bath Township Library: On the third and fourth Mondays of each month, visit the Bath Township Library for sensory-friendly hours. Staff will dim the lights, provide sensory-friendly toys, fidgets, and noise-canceling headphones for those seeking a calming environment in which to explore books. 

October 31 – Trick or Treat: Join us on the last night of Jack O’ Lanterns Unleashed on Halloween night for a time of free trick or treating at the Ingham County Fairgrounds.

Greater Lansing Area Events

October 3 – The Best of The Best: Jazz From Detroit: Jazz from Detroit Documentary Film is a landmark double portrait of Detroit’s extraordinary jazz legacy and the dynamic city that produced it. Film starts at 6:30 p.m. with doors opening at 6:00 p.m.

October 4 – Horrocks Biergarten Oktoberfest:  Visit Horrocks Biergarten to celebrate this year’s Oktoberfest! There will be beverages, food, and the Katzenjammer German Band will also be performing. 

October 15 – Vintage Tuck Fall Bounty Paint Class: Visit Grand Ledge for a pre-traced canvas painting event with themed trivia, prizes, and more!

October 15 – Harvest Festival: Count on the Allen Farmers Market for fresh produce from mid-Michigan farms, the highest quality meat, artisan baked breads, gluten-free goods, eggs, and more at this year’s Harvest Festival at the Allen Neighborhood Center. 

October 17 – Howloween: Dog Trick-or-Treating: For over 25 years, Dog Trick-or-Treating at Preuss Pets has been the howl-o-ween event you don’t want to miss, and it’s back! The fun starts at Preuss Pets, where participants will receive a bag full of goodies!

October 18 – Old Town Fall Clean Up: Help keep Old Town looking its best! Join neighbors, volunteers, and friends as we come together to beautify the Old Town neighborhood before winter sets in. Tools will be provided, but feel free to bring your own gloves, rakes, or equipment that you find helpful. All ages are welcome to volunteer! 

Select Weekends in October – Boo at the Zoo: This Halloween season, see the Potter Park Zoo transform into a fall wonderland that will leave you and your family spellbound. Grab your treat bags and get ready to make memories that will last this fall. 

Farmers Markets

Beginning October 5 – The East Lansing Farmers Market: Visit Valley Court Park from 10 a.m. to 2 p.m. every Sunday in October for some shopping and fresh air at the East Lansing Farmers Market (ELFM). Here, you can purchase a variety of fresh goods, farm-grown in Michigan, including vegetables, fruits, bread, cheese, honey, flowers, and more. 

Beginning October 6 – Downtown Dewitt Farmers Market: Come to the Downtown Dewitt Farmers Market for an evening of exploring small businesses, home-grown foods, treats, and more! Every Tuesday in October, join from 4 p.m. to 7 p.m. for some shopping, food trucks, and fun in Downtown Dewitt.

Beginning October 2 – South Lansing Farmers Market: The South Lansing Farmers Market is open on Thursdays and located at the corner of Jolly and S. MLK in Lansing. Stop by for farm-fresh fruits and veggies, fresh-cut flowers, arts and crafts, natural body and household products, and a food court featuring Mexican, Chinese, Lebanese, and Southern Soul cuisine – a little something for everyone! 

Beginning October 2– Dimondale Farmers Market: The Dimondale Farmers Market will run every Thursday in the Village Square. The Market is celebrating their 18th season and hosts over 15 vendors providing locally produced products, including fruits, vegetables, chicken, fish, jams, honey, flowers, and more!

All programs and activities are open to all without restriction or preference based on race, sex, color, ethnicity, national origin, or other protected identity.

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Save Money on Common Household Expenses with an FSA 

Published on by Abigail MillerLeave a comment

As you review your benefit options for the coming year during Open Enrollment (October 1 to 31), consider whether a flexible spending account (FSA) makes sense for your family. We all spend money on medical expenses such as prescription and office visit copays, dental work, and over-the-counter items like bandages. And many families spend thousands of dollars each year on child or adult care. 

If you are looking for ways to save money on caregiving costs and/or medical care expenses, enrolling in an FSA is a sound strategy. An FSA allows you to use pre-tax dollars to pay for eligible expenses, such as child care or health care costs like copays. In fact, using FSA funds for these types of expenses can save you an average of 30%!1  

MSU offers benefits-eligible employees the option to enroll in two types of FSAs: Dependent Care FSA and/or Health Care FSA. You can enroll in one or both FSA plan types. You will manage your FSA directly with MSU’s plan provider, HealthEquity.  

Should I enroll in both FSA types?  

Good question! The answer depends on what you and your family need. Make sure you know the eligible expenses each FSA plan allows you to use your pre-tax money on before you enroll in one or both plans.  

Dependent Care FSA Eligible Expense Examples:  

  • Child or adult care  
  • Virtual or in-person camps  
  • Before or after-school programs  
  • Nursery school  

Health Care FSA Eligible Expense Examples:  

  • Medical or dental deductibles and copays  
  • Pain medication  
  • Menstrual care products  
  • Bandages  
  • Hearing aids  
  • Allergy medications  
  • Orthodontics  

Before You Enroll 

When you enroll, you’ll decide how much money you’d like to contribute to the FSA. This money will be deducted from your paycheck (pre-tax) and divided over each pay period throughout the plan year.  

Here are the contribution limits for the 2026 plan year: 

  • Dependent Care FSA: A household may contribute up to $7,500. If you and your spouse/other eligible individual (OEI) both have a Dependent Care FSA, combined household contributions cannot exceed $7,500 at MSU or another employer. 
  • Health Care FSA: An individual may contribute up to $3,300. If both you and your spouse/OEI have a Health Care FSA, you each may contribute up to $3,300. 

Before you enroll, make sure you take some time to understand each plan and estimate how much you are likely to spend on eligible expenses throughout the plan year. We encourage you to plan conservatively; Due to IRS requirements, any unused funds left in your account at the end of the plan year will be forfeited. Learn more about FSAs – including fund availability, reimbursement options, grace period deadlines, and eligible expenses – on the HR FSA webpage.  

Please Note: Due to IRS regulations, you are unable to participate or have a balance in a Health Care FSA if you enroll in the Health Savings Account offered with the Consumer Driven Health Plan. 

How to Enroll  

Please review these two FSA plan options and enroll – or re-enroll – in an FSA during the Open Enrollment period in October. If you’re currently enrolled in an FSA for the 2025 plan year, you must re-enroll if you’d like to continue participating in an FSA for the 2026 plan year. Find instructions for how to enroll in an FSA as part of Open Enrollment here.   

Questions? HR staff will be available at the MSU Benefits Fair and the HR Site Labs throughout October. You may also visit the HealthEquity website or call HealthEquity at 877-924-3967. MSU Human Resources is available at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434). 

1Example for illustration only. Actual savings vary. The figure is based on average tax rates, including state, federal and FICA taxes. Source: (n.d.). Open Enrollment Center. HealthEquity. Retrieved September 8, 2025, from https://www.healthequity.com/learn. 

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Mark Your Calendar: Upcoming Open Enrollment Events 

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With the MSU Benefits Open Enrollment period rapidly approaching (October 1 to 31), you may have questions about your benefit options for the 2026 plan year.  

Mark your calendars and join us at the following events! We are ready to answer your questions and help you enroll in your 2026 benefit options. 

MSU Benefits Fair 

Visit the fair to enroll in your benefits on-site or speak with MSU benefit providers and HR staff.

When: 

  • Benefits Fair: October 21 from 11 a.m. to 6 p.m. 
  • Flu Shots: The MSU Health Care Pharmacy will provide flu shots from Noon to 5 p.m. by appointment only. 

Where: 
The MSU Benefits Fair will be held at the Breslin Student Events Center. Learn more about the MSU Benefits Fair on the HR website, including how to make an appointment for your flu shot, parking information, and participating providers. 

HR Site Labs 

MSU HR will be available to answer questions and help you enroll in your benefits at the following site labs.

When and Where: 

  • October 8  | 9 a.m. to Noon | Virtual 
  • October 10  | 11 a.m. to 5 p.m. | In-person 
    MSU Union, 49 Abbot Road, Room UB55, East Lansing, MI 48824 
  • October 13  | 2 to 5 p.m. | Virtual 
  • October 17  | 9 a.m. to 3 p.m. | In-person 
    International Center, 427 N. Shaw Lane, Spartan Rooms B and C, East Lansing, MI 48824 
  • October 23  | 7 to 10 p.m. | Virtual 
  • October 31  | 8 a.m. to 5 p.m. | In-person 
    HR Building, 1407 S. Harrison Road, Room 125, East Lansing, MI 48823 

Learn more about the HR Site Labs on the HR website, including directions, parking information, and how to join the virtual site lab. 

As always, you can find information about all things Open Enrollment on the HR website. In addition to the events above, MSU Human Resources is available to answer your questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434). 

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Time to Choose Your Benefits for 2026: Your Open Enrollment Checklist 

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October is just around the corner, which means the MSU Benefits Open Enrollment period is about to begin for benefits-eligible employees. Please use the following checklist to help guide you through Open Enrollment and be sure to make your benefit selections for the 2026 plan year between October 1 and 31, 2025. 

STEP 1: Determine your benefit needs. 

During Open Enrollment, you may enroll in, change, or cancel coverage in the following benefits: 

  • Health 
  • Dental 
  • Flexible spending accounts (health or dependent care) 
  • Health savings account 
  • Life or accidental death and dismemberment insurance 
  • Voluntary accident, critical illness, legal, or vision insurance. 

Carefully review your Open Enrollment guide and choose the best benefit plans for your family. You may not change the above benefits outside of the Open Enrollment period unless you have a qualifying life event (QLE), so please review your options and take action in October. 

STEP 2: Please review the updated premium threshold requirement for spouse/OEI health care coverage. 

To enroll your spouse/other eligible individual (OEI) in MSU coverage, your spouse/OEI must enroll in coverage through their own current or former employer (e.g., a retiree health plan), if applicable, if the annual employee/retiree premium cost for single-person coverage is $1,850 or less. You may still cover your spouse/OEI on your MSU health coverage as a secondary plan.  

If you and your spouse/OEI both work at MSU, the premium threshold does not apply.

New for the 2026 Plan Year: Although the premium threshold for a spouse/OEI to be enrolled in MSU health care coverage remains in effect, the affidavit you are accustomed to submitting via the EBS Portal each year is no longer required to enroll in or continue their coverage. If you currently cover a spouse/OEI on your health care plan, their coverage will automatically continue in 2026 without any action.  

Please review the  Open Enrollment FAQs  for more information about this update. 

STEP 3: Review important updates and reminders for the 2026 plan year. 

We encourage you to review all important updates and reminders.  Learn more about the highlighted updates below on  page 6 of your  Open Enrollment guide.  

  • Please review Step 2 above for information about the updated premium threshold requirement for spouse/OEI health care coverage. If you and your spouse/OEI both work at MSU, the premium threshold requirement does not apply.
  • Increase to Some Health Care Copays and Deductibles: For the Blue Care Network (BCN) and BlueCard Out-of-State plans, the annual deductible will increase. Copays for doctor’s office and urgent care visits will increase for BCN, BlueCard Out-of-State, and Community Blue PPO plans. There are no changes to health care costs for the Consumer Driven Health Plan.  
  • Increase to Some Prescription Copays: Prescription copays will increase for all medications except preferred drugs. 
  • Introducing a New Accident Insurance Option: Accident insurance through Prudential is a new voluntary benefit option that pays you a lump sum after a covered incident, such as a fracture or concussion. You may only enroll in accident insurance in October during the Open Enrollment period unless you experience a QLE. 
  • Introducing a New Pet Discount Plan: In addition to the existing pet insurance option offered through Nationwide, we are pleased to provide a new pet discount plan. Pet Benefit Solutions offers instant savings on pet prescriptions, products, and in-house medical services at any network vet, as well as additional benefits. 

Other updates include new flexible spending account (FSA) contribution limits, increased premiums for employee life insurance and the voluntary vision premium plan, new coverage options for voluntary critical illness insurance, and plan enhancements for voluntary legal insurance. Please review all updates and reminders in your Open Enrollment guide. 

STEP 4: Participate in the MSU Benefits Fair or an HR Site Lab. 

  • MSU Benefits Fair: Join us on Tuesday, October 21, from 11 a.m. to 6 p.m. at the Breslin Student Events Center on campus. MSU benefit providers and HR staff will be available to answer questions and help you enroll in your benefits on-site. Flu shot appointments are available by appointment only from Noon to 5 p.m. Find a link to make a flu shot appointment.  
  • HR Site Labs: MSU HR will offer in-person and virtual site labs throughout October. Consider attending if you have questions about your benefit options or need assistance with enrollment.  

STEP 5: Make your changes online before October 31. 

You must participate in Open Enrollment between October 1 and 31 (view enrollment instructions) to change your benefit selections. 

We hope this checklist is helpful as you prepare for and participate in Open Enrollment this year. You can find all the details about Open Enrollment on the HR website, including links to the appropriate Open Enrollment guide, enrollment instructions, and detailed benefits information from our providers. 

Questions? We’re happy to help! We encourage you to attend the  MSU Benefits Fair or an  HR Site Lab to ask questions. You may also contact MSU Human Resources at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434). 

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Reminder: Enroll in, change, or cancel vision, legal, and critical illness insurance during October

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The MSU Benefits Open Enrollment period is here! As you review your benefit options for the 2025 plan year, please note that some voluntary benefits only allow you to enroll in, change, or cancel coverage during Open Enrollment in October. These include VSP vision insurance, ARAG legal insurance, and MetLife critical illness insurance.

If you’re interested in enrolling in these benefits, need to make changes (such as adding a dependent or switching to a different plan), or cancel your coverage for the 2025 plan year, you must do so in October. If you’re currently enrolled and do not make any changes, your enrollment will continue in 2025 with the exact same coverage.

How to Enroll in, Change, or Cancel Voluntary Benefits

You can enroll in, change, or cancel these benefits via the MSU Benefits Plus website.

  • First Time Users: Click the link to create an account. Enter your MSU email and pick a password to get started. You will need your MSU ZPID number (use a capital “Z”) located on your MSU Spartan ID Card or in the EBS Portal.
  • Existing Users: Enter your email and password and then click Log In.

How to View Current Participation

To view your current participation or deduction history, log in to the MSU Benefits Plus website, click on Benefits in the top navigation, and then Enrollments. Click on Deductions to view an itemized list of your voluntary benefit deductions. Please note the MSU Benefits Plus website only provides participation status on products you have enrolled in within the MSU Benefits Plus website, such as vision, legal, and critical illness insurance.

Learn More about Voluntary Benefits

Please review a brief description of vision, legal, and critical illness insurance below. For additional information on all voluntary benefits, please review the appropriate Open Enrollment guide: Support Staff Open Enrollment Guide or Faculty/Academic Staff Open Enrollment Guide.

  • VSP vision insurance can help with the cost of glasses and contact lenses for you and your family. VSP is the benefit provider, and they offer two plan options: the standard coverage plan or a premium coverage plan with an additional enhanced eyewear option of your choice. Visit the MSU Benefits Plus website to view a plan summary sheet with basic information about the two coverage options and rates.
  • MetLife critical illness insurance gives you extra cash in the event you or covered family members experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. Simplified plan options are offered through MetLife with no evidence of insurability requirement. Visit the MSU Benefits Plus website to view a plan summary sheet with basic information about the plan coverage and rates.
  • ARAG legal insurance makes it affordable to get the legal help you need. Network attorney fees are 100% paid in full for most covered matters. Life is full of legal situations. Some you plan for, like creating a will, and others are more unexpected—like fighting a traffic ticket. Choose between two plans for coverage that best fit the needs of you and your family. UltimateAdvisor® covers most common legal issues. UltimateAdvisor Plus™ includes more robust coverage plus additional services. Visit the MSU Benefits Plus website to view a plan summary with basic information about the two coverage options and rates.

Questions? You can learn more about, enroll in, change, or cancel voluntary benefits on the MSU Benefits Plus website. Learn about all your benefits options on the HR website. If you have questions, consider joining an HR Site Lab. The HR Solutions Center is available for questions at SolutionsCenter@hr.msu.edu or 517-353-4434.

The MSU Benefits Fair will be on October 3 from Noon to 7 p.m. at the Breslin Student Events Center. The HR Site Labs will be on the following dates, times, and locations: There will be a virtual site lab on October 16, a site lab at the international center on October 22, and a site lab at the HR building on October 31.

Mark Your Calendar: Upcoming Open Enrollment Events

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With the MSU Benefits Open Enrollment period rapidly approaching (October 1–31), you may have questions about your benefit options for the 2025 plan year. We are ready to answer your questions and help you enroll in your 2025 benefit options.

Mark your calendars and join us at the following events!

MSU Benefits Fair

Visit the fair to enroll in your benefits on-site or speak with MSU benefit providers and HR staff. The MSU Pharmacy will provide flu shots from Noon to 5:00 p.m. by appointment only.

When:

  • Benefits Fair: Thursday, October 3 from Noon to 7:00 p.m.
  • (Updated September 30) Flu Shots: Appointments at the Fair are no longer available, but can be made for an in-pharmacy flu shot with MSU Health Care Pharmacy.

Where:

The MSU Benefits Fair will be held at the Breslin Student Events Center Concourse. Learn more about the MSU Benefits Fair on the HR website, including how to make an appointment for your flu shot, parking information, and participating providers.

HR Site Labs

MSU HR will be available to answer questions and help you enroll in your benefits at the following site labs.

When and Where:

  • October 16 | 9:00 a.m. to 1:00 p.m. | Virtual (see the HR Site Lab webpage for virtual link)
  • October 22 | 10:00 a.m. to 4:00 p.m. | International Center, 427 N. Shaw Ln, Spartan Rooms B and C, East Lansing, MI 48824
  • October 31 | 8:00 a.m. to 5:00 p.m. | HR Building, 1407 S. Harrison Rd, Room 125, East Lansing, MI 48823

Learn more about the HR Site Labs on the HR website, including directions, parking information, and how to join the virtual site lab.

As always, you can find information about all things Open Enrollment on the HR website. In addition to the events above, the HR Solutions Center is available to answer your questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434).

October 1 through 31: MSU Benefits Open Enrollment

Time to Choose Your Benefits for 2025: Your Open Enrollment Checklist

Published on by MSU Human ResourcesLeave a comment

October is just around the corner, which means the MSU Benefits Open Enrollment period (October 1-31) is about to begin for benefit-eligible employees. Please use the following checklist to help guide you through Open Enrollment and be sure to make your benefit selections for the 2025 plan year between October 1-31.

1. Determine your benefit needs.

During Open Enrollment (October 1-31), you may enroll in, change, or cancel coverage in the following benefits:

  • Health
  • Dental
  • Flexible spending accounts (health or dependent care)
  • Life or accidental death and dismemberment insurance
  • Voluntary vision, legal, or critical illness insurance.

Carefully review your Open Enrollment guide and choose the best benefit plans for your family. You may not change the above benefits outside of the Open Enrollment period unless you have a qualifying life event, so review your options and take action in October.

2. Complete the spouse or other eligible individual (OEI) Affidavit.

If you want to cover a spouse or OEI on your health care plan in 2025, you MUST complete the Affidavit online through the EBS Portal every Open Enrollment period. Find instructions to complete the affidavit as part of Open Enrollment. After completing Open Enrollment in the EBS Portal you will receive a confirmation email statement. To receive the confirmation email, you must complete all the Open Enrollment prompts in the EBS Portal and then review and save your plan selections (even if you made no changes); you cannot simply answer the affidavit question and exit the portal.

3. Review important reminders for the 2025 plan year.

While there are no significant changes to your benefit plan options for the 2025 plan year, we encourage you to review important reminders on page 6 of your Open Enrollment guide.

4. Participate in the MSU Benefits Fair or an HR Site Lab.

  • MSU Benefits Fair: We will have an in-person benefits fair on Thursday, October 3 from Noon to 7:00 p.m. at the Breslin Student Events Center on campus. MSU benefit providers and HR staff will be available to answer questions or help you enroll in your benefits on-site. 

    (Updated September 30) Flu shot appointments at the Fair are no longer available, but appointments for an in-pharmacy flu shot can be made with MSU Health Care Pharmacy.
  • HR Site Labs: MSU HR will offer site labs on October 16 (virtual), October 22 (in-person at the International Center), and October 31 (in-person at the HR building). Consider attending if you have questions about your benefit options or need assistance with enrollment. 

5. Make your changes online before October 31.

You must participate in Open Enrollment between October 1-31 (view enrollment instructions) to change your benefit selections or cover a spouse or OEI on your benefit plans.

We hope this checklist is helpful as you prepare for and participate in Open Enrollment this year. You can find all the details about Open Enrollment on the HR website, including links to the appropriate Open Enrollment guide, enrollment instructions, and detailed benefits information from our providers.

Questions? We’re happy to help! We encourage you to attend the MSU Benefits Fair or an HR Site Lab to ask questions. You may also contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434).

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Your Top Open Enrollment Questions

Published on by Megan MacGregorLeave a comment

The MSU Benefits Open Enrollment period takes place in October each year and is your annual opportunity to enroll in, change, or cancel your benefit selections for the upcoming year. As you review your options for the 2024 plan year, take note of the following answers to the most common questions we’ve received so far from benefits-eligible employees. As a reminder, MSU Human Resources staff will be available at the MSU Benefits Fair this week on October 12 and at HR Site Labs on October 18, 24, and 31 to help with enrollment and questions.

Do I need to do anything during Open Enrollment?

This depends on your family’s benefit needs for the coming plan year. Please review the true/false statements on page 6 in the appropriate open enrollment guide to help you determine if you need to take any action during the Open Enrollment period. If you answer true to any of the statements, you must take action by October 31.

Did I do Open Enrollment correctly?

  • Completing Open Enrollment Online: Most employees will complete Open Enrollment online through the EBS Portal. After completing enrollment, you will receive an email confirmation statement. Review the confirmation statement to validate that your plan elections are correct. If your elections look correct, you have completed open enrollment successfully. If you would like to make any changes, you can go back through the open enrollment application in the EBS Portal until October 31 and review the confirmation statement received after making the desired changes.   
  • Completing Open Enrollment via Email/Mail: If you submitted an enrollment/change form via email or mail, you can log in to the EBS Portal, select My Benefits on the top navigation, click on Current Benefit Participation, and preview your benefit confirmation statement to validate your plan elections. If your elections look correct, you have completed open enrollment successfully. If you would like to make changes, you can submit a new enrollment form by October 31 and review the confirmation statement received after making the desired changes. Please allow 3–5 days for the delivery of the U.S. mail. Once received, your enrollment elections will be completed within 7–10 business days.

Is there anything new for the 2024 benefit plan year?

Yes! Please review page 5 in the appropriate Open Enrollment guide to learn what’s new and notable for the 2024 plan year:

What is the Spouse/Other Eligible Individual (OEI) Affidavit and why do I need to complete this?

If you wish to cover a spouse/OEI on your benefits for the 2024 plan year, you MUST complete the affidavit as part of the Open Enrollment process in October. Find instructions to complete the affidavit as part of Open Enrollment.

The Spouse/OEI Affidavit is a form of documentation that states whether your spouse/OEI has access to health care coverage through their own current or former employer that is at or under an annual premium threshold. The premium threshold for the 2024 plan year is $1,500. This means if your spouse/OEI has access to single-person coverage for $1,500 or less annually from their own employer, they must enroll in their own employer’s health coverage.

You may still cover your spouse/OEI on your MSU health plan as a dependent, but the coverage through MSU will be considered secondary and their employer’s coverage will be primary. This is done through a process called “coordination of benefits,” which allows a person to be covered by two different health care plans. Please note that not all health plans coordinate, and you must reach out to each health care vendor to confirm coordination.

Learn more about what “coordination of benefits” means, why MSU requires a spouse/OEI affidavit, and how to complete the affidavit correctly on the Open Enrollment FAQ webpage.

Did I complete the Spouse/OEI Affidavit correctly?

Completed Affidavit Online: Most employees will complete the Affidavit online as part of the Open Enrollment process in the EBS Portal. After you complete enrollment, you will receive a benefit email confirmation statement. You must complete and save all the Open Enrollment prompts in the EBS Portal to receive a confirmation statement; you cannot simply answer the affidavit and exit the portal. Find instructions to complete Open Enrollment online. To verify you have completed the affidavit successfully, review the affidavit reply date on your benefit email confirmation statement under the Health Plan Affidavit section. If the date listed is within the Open Enrollment period (October 1-31), you have completed the affidavit successfully.

Completed Affidavit via Email/Mail: If you were mailed the open enrollment guide and you submitted the affidavit via email or mail, you can log in to the EBS Portal, select My Benefits on the top navigation, click on Current Benefit Participation, and preview your benefit confirmation statement to validate the affidavit reply date. If the date is not updated, please contact the HR Solution Center at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free 800-353-4434) to verify receipt. It may take 7-10 business days to show an updated affidavit reply date.

How do I answer the Spouse/OEI Affidavit if my spouse/OEI also works for MSU?

If your Spouse/OEI works for MSU in a benefit-eligible position, you are not required to complete the spouse/OEI affidavit since eligibility is already in our system.

Please note: MSU only allows coverage under one health care plan per eligible employee. You have two options if you and your spouse/OEI both work at MSU:

  • You can both have your own plans OR
  • You can have one plan with one of you listed as a dependent.

You may wish to cover the entire family on one plan to reduce your employee premium contributions.

Should I enroll in the new Delta Dental PPO Premium plan option? Which dental plan is the best option?

Your Open Enrollment guide (support staff or faculty/academic staff) will give you an overview of the 2024 plan year dental options, coverage charts, and monthly premiums to help you determine which plan is right for your family.

We also encourage you to attend one of the Delta Dental presentations during the MSU Benefits Fair to learn more and ask questions about the new plan. Delta Dental will be presenting on October 12 from 2:00 to 3:00 p.m. and again from 3:30 to 4:30 p.m. at the Breslin Student Events Center.

Visit the Dental page on the HR website to find more information and resources, including a Delta Dental Cost Modeler tool to help you determine which Delta Dental plan is more cost-effective.

I don’t see my vision coverage on my MSU email confirmation statement. How do I enroll in, make changes, or cancel voluntary benefits, such as vision, legal, or critical illness insurance?

Voluntary benefits – such as vision, legal, and critical illness insurance, among others – are administered directly through a vendor called MSU Benefits Plus (not MSU) and so do not appear on your MSU benefit email confirmation statement.

You may enroll in voluntary benefits through the MSU Benefits Plus website. You will receive an email confirmation statement from MSU Benefits Plus after completing enrollment. If you are already enrolled in voluntary benefits (such as vision) and wish to continue your coverage, no action is needed. If you wish to add new coverage, make changes, or cancel existing coverage, please visit the MSU Benefits Plus website. You may also log in to the MSU Benefits Plus website to confirm which benefits you are already enrolled in. Please contact MSU Benefits Plus at 888-758-7575 with any questions.

We hope this helped to answer some of your Open Enrollment questions! Please visit the HR website to find all Open Enrollment information and resources, including additional Open Enrollment FAQs. We hope to see you at the MSU Benefits Fair on October 12 from noon to 7:00 p.m. at the Breslin Student Event Center, or at an HR Site Lab on October 18, 24, or 31.