Reminder: Enroll in, change, or cancel vision, legal, and critical illness insurance during October

The MSU Benefits Open Enrollment period is here! As you review your benefit options for the 2025 plan year, please note that some voluntary benefits only allow you to enroll in, change, or cancel coverage during Open Enrollment in October. These include VSP vision insurance, ARAG legal insurance, and MetLife critical illness insurance.

If you’re interested in enrolling in these benefits, need to make changes (such as adding a dependent or switching to a different plan), or cancel your coverage for the 2025 plan year, you must do so in October. If you’re currently enrolled and do not make any changes, your enrollment will continue in 2025 with the exact same coverage.

How to Enroll in, Change, or Cancel Voluntary Benefits

You can enroll in, change, or cancel these benefits via the MSU Benefits Plus website.

First Time Users: Click the link to create an account. Enter your MSU email and pick a password to get started. You will need your MSU ZPID number (use a capital “Z”) located on your MSU Spartan ID Card or in the EBS Portal.
Existing Users: Enter your email and password and then click Log In.

How to View Current Participation

To view your current participation or deduction history, log in to the MSU Benefits Plus website, click on Benefits in the top navigation, and then Enrollments. Click on Deductions to view an itemized list of your voluntary benefit deductions. Please note the MSU Benefits Plus website only provides participation status on products you have enrolled in within the MSU Benefits Plus website, such as vision, legal, and critical illness insurance.

Learn More about Voluntary Benefits

Please review a brief description of vision, legal, and critical illness insurance below. For additional information on all voluntary benefits, please review the appropriate Open Enrollment guide: Support Staff Open Enrollment Guide or Faculty/Academic Staff Open Enrollment Guide.

VSP vision insurance can help with the cost of glasses and contact lenses for you and your family. VSP is the benefit provider, and they offer two plan options: the standard coverage plan or a premium coverage plan with an additional enhanced eyewear option of your choice. Visit the MSU Benefits Plus website to view a plan summary sheet with basic information about the two coverage options and rates.
MetLife critical illness insurance gives you extra cash in the event you or covered family members experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. Simplified plan options are offered through MetLife with no evidence of insurability requirement. Visit the MSU Benefits Plus website to view a plan summary sheet with basic information about the plan coverage and rates.
ARAG legal insurance makes it affordable to get the legal help you need. Network attorney fees are 100% paid in full for most covered matters. Life is full of legal situations. Some you plan for, like creating a will, and others are more unexpected—like fighting a traffic ticket. Choose between two plans for coverage that best fit the needs of you and your family. UltimateAdvisor® covers most common legal issues. UltimateAdvisor Plus™ includes more robust coverage plus additional services. Visit the MSU Benefits Plus website to view a plan summary with basic information about the two coverage options and rates.

Questions? You can learn more about, enroll in, change, or cancel voluntary benefits on the MSU Benefits Plus website. Learn about all your benefits options on the HR website. If you have questions, consider joining an HR Site Lab. The HR Solutions Center is available for questions at SolutionsCenter@hr.msu.edu or 517-353-4434.