In an effort to reduce the spread of COVID-19, we will not be having an in-person Benefits Fair this year. Instead, we’re offering a Virtual Benefits Fair, which will consist of an online source for curated content from our benefits vendors (such as videos, brochures and more), along with special dates/times for virtual live chat options with HR staff and/or our benefit vendors. We encourage you to use these resources to help get answers to your questions or learn more about all the benefit options available to you as an MSU employee.
Dates and Times
The Virtual Benefits Fair will take place from October 12–16, with MSU HR staff and benefits vendors available to answer questions live via chat on Thursday, October 15 from 11 a.m. to 7 p.m. and Friday, October 16 from 7 a.m. to 5 p.m. (some vendor hours may vary for live chat).
How to Join
Click on this link to the Virtual Benefits Fair webpage to join the fair.
Please register with your name and email if you wish to interact with HR staff and benefit vendors during scheduled live chat sessions. You can then use the username and password you register with to login to the fair. View this Guide to Participating in the 2020 MSU Benefits Open Enrollment Fair for more information.
Participating Benefits Vendors
The following MSU benefits vendors and MSU units will be participating in the Virtual Benefits Fair:
- Aetna Dental
- Blue Cross Blue Shield/Blue Care Network
- Delta Dental
- Livongo (Diabetes Management)
- Teladoc (Telemedicine)/Teladoc Medical Experts (Formerly Best Doctors)
Life and AD&D
Flexible Spending Accounts
MSU Benefits Plus
- ARAG (Legal Group)
- Liberty Mutual (Auto & Home)
- MetLife (Critical Illness, Auto & Home)
- Nationwide (Pet)
- Transamerica (Long-term Care)
- VSP (Vision)
- MSU Health Team
- MSU Human Resources
- MSU IT Services
- MSU Organization and Professional Development
- MSU Pharmacy
- MSU WorkLife Office
It’s more important than ever to make sure you have the best benefits options selected for you and your family. October is almost here, which means the MSU Benefits Open Enrollment period (October 1-31, 2020) is about to begin for benefits-eligible employees. To prevent the spread of COVID-19, we will not be having our usual in-person Benefits Fair or offering in-person assistance with our MSU HR staff. However, we will be providing virtual opportunities for you to ask questions and get assistance, including a Virtual Benefits Fair (learn more below).
Use the following checklist to help guide you through Open Enrollment and be sure to make your selections between October 1 -31, 2020.
- Double Check Your Benefits Needs
During Open Enrollment, you may enroll in, change, or cancel coverage for the following benefits:
- Flexible spending accounts (health and/or dependent care)
- Life insurance
- Some voluntary benefits, like vision, legal or critical illness insurance
Make sure you review the Open Enrollment guide carefully and choose the best benefits plans for your family. Remember, you also have access to various voluntary benefits, like vision insurance. Find Open Enrollment guides on the HR website.
- Review the Changes for Next Year’s Plans
Changes for the 2021 plan year include:
- Increase to the premium threshold for the spousal affidavit: If your spouse/OEI has access to health care coverage through their own current or former employer, they must purchase the coverage their own employer offers if the annual employee premium cost for single-person coverage is $1,500 or less. You may still cover your spouse/OEI on your MSU health coverage as a secondary plan.
- Increase to Benefit Level for Life and Accidental Death and Dismemberment (AD&D) Insurance: Employee-paid Life and AD&D insurance is now available at a benefit level 1-10 times your salary. Previously, it was available at a benefit level 1-8 times your salary. Learn more about these benefits in the Open Enrollment guides.
- Aetna DMO Co-Pay Increase for Orthodontics: The Aetna DMO co-pays for orthodontics have increased from $2,300 to $3,000. Only support staff are eligible to enroll in the Aetna DMO plan. Co-pays have not changed for the Aetna Premium DMO plan. Find co-pays by dental plan in the Open Enrollment guides.
- Make Your Changes Online Before October 31
If you want to make changes to your benefits selections – or you cover a spouse/OEI on your benefits plan – we encourage you to do so during the Open Enrollment window: October 1 – 31, 2020.
- Virtual Benefits Fair
In an effort to reduce the spread of COVID-19, we will not be having an in-person Benefits Fair this year. Instead, we’re offering a Virtual Benefits Fair from October 12-16, which will consist of an online source for curated content from our benefits vendors (such as videos, brochures and more), along with the opportunity for you to ask your benefits questions to MSU HR staff and/or our benefit vendors on October 15 from 11 a.m. to 7 p.m. and October 16 from 7 a.m. to 5 p.m. Visit theVirtual Benefits Fair Information page on the HR website to find the most up-to-date info about the fair.
We hope this checklist is helpful! Remember, everything you need to know about Open Enrollment is available on the HR website Open Enrollment page, including links to the appropriate benefits guide, enrollment instructions, and detailed benefits information.
Questions? We’re happy to help! Call or email the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu.