Category: Benefits News

This category is for articles and announcements related to your benefits as an MSU benefits-eligible faculty or staff member.

Tackle Savings, Debt, and More During America Saves Week 2022

Published on by MSU Human ResourcesLeave a comment

America Saves Week is February 21-25, 2022! This week is an annual event that encourages you to learn and plan for increased savings, lower debt, investing, and preparing for retirement. You can do all this using resources provided to employees by the university and our benefits partners. Both of MSU’s retirement partners, Fidelity and TIAA, offer ways to plan during this week. This includes live webinars, courses for financial literacy, and other resources. Through America Saves Week, you have access to planning tools for managing financial emergencies, which can be very useful during these uncertain times. 

Fidelity Resources

Check out online workshops from Fidelity that cover topics including “Ditch your Debt,” “Manage Unexpected Events and Expenses,” and “Invest Confidently for Your Future,” among many other topics throughout the week. All the programs can be attended live by registering here and important information can be viewed on-demand as workshops here. Interested in learning the specifics about Fidelity’s rainy day investment and savings plans? Visit their Netbenefits site. Other tools and calculators provided by Fidelity to their MSU members can be found here. 

TIAA Resources

If you feel dissatisfied about your current financial situation, TIAA wants to remind you that you are not alone. Read the 2021 TIAA Personal Finance Index and learn that it’s not just you. Some ways you can start to build financial resiliency with TIAA include contributing to your retirement savings, paying down debt, and growing an emergency fund. According to a survey conducted by TIAA, having more in retirement savings is a top contributor to financial resiliency. Visit the EBS portal to learn more about your contribution options. You can also read about financial vulnerability and how to avoid it in this published study, created to help millennials address their finances.

Schedule a Virtual Consultation with Fidelity or TIAA

Both Fidelity and TIAA offer virtual appointments with financial consultants! Be sure to set up an appointment to get your questions answered for no additional cost. Set up your Fidelity consulting appointment here or set up your TIAA consulting appointment here.

For general questions about retirement, contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or (517) 353-4434 or visit the HR website. For questions about your specific financial plans, contact your vendor. 

Employee Discounts to Support your 2022 Resolutions

Published on by MSU Human ResourcesLeave a comment

Another new year means new resolutions, and MSU Benefits Plus wants to make those goals and tasks more achievable than ever. Below, you can learn more about these exclusive health, wellness, and other helpful discounts for MSU employees and start your journey to a happy new year today!

To access all of these discounts and more, login to MSU Benefits Plus today. If you haven’t used MSU Benefits Plus previously, register using your ZPID number (located on your Spartan Card ID badge or in EBS). 

Exercise and Mental Health:

  • Zeamo – On Demand workouts and fitness classes from top fitness brands and instructors – select free workouts and get 50% off your first month of gym and studio access with promo code 50OFF09.
  • Fitbod – Workouts that improve as you do by studying your strength and training ability, all from your phone – 25% off membership with promo code CORE.
  • Calm – 57% off of a one year subscription for the Apple App Store and Google Play Store’s most popular mental wellness application ($29.99 instead of $69.99).

Travel:

  • LMT Club – A free membership to the exclusive Last Minute Travel club (a $50 value), a website created so you can get the best deals on hotels and other travel needs.
  • Tickets at Work – Find deals of up to 60% off hotels in tons of destinations using this exclusive link.

Taxes:

  • Turbo Tax – While it’s no one’s favorite part about the new year, get a little more excited about filing your taxes by saving up to $20 using the link found on the MSU Benefits Plus website.

Education:

  • Spartan Bookstore – If you are looking for books to learn something new or just to enjoy some reading, visit the Spartan Bookstore for 10% off new and used books with your faculty/staff ID.
  • Walden University – The new year is the perfect time to gain some new knowledge that can support you in your career. Receive10% off your tuition for bachelor’s, master’s, and doctoral programs at Walden University with this link.

Tech:

  • Apple – Get ready to get the best deals if you choose to spend your holiday gift money on new Apple products because MSU employees get exclusive pricing through the Employee Purchase Program using this link.
  • Dell – Ready to upgrade your workspace in 2022? Get the best prices from Dell’s Work from Home Bundles with Member ID PS113067902.

The HR website also offers other deals you can find on-campus through the MSU Tech Store, MSU Bakers, and the Kellogg Hotel & Conference Center, among others. You can check out some of those deals through the MSU HR Website.

For more information on discounts from MSU Benefits Plus, visit the HR website. If you have any questions about the discounts, please call MSU Benefits Plus at 888-758-7575.

Don’t forget your Health Care FSA Funds this Holiday Season

Published on by Megan MacGregorLeave a comment

Are you looking for more ways to save money this holiday season? If you have a health care FSA for the 2021 plan year with funds still available, you can save an average of 30% by using pre-tax dollars on eligible expenses. While you still have some time to use 2021 FSA funds in the new year, it’s a good idea to think about your expenses now so you can maximize how you’ll spend any remaining balance.

Consider the following ways your FSA could benefit you and your family this holiday season. Whether you’d like to reduce holiday stress or prepare for New Year’s resolutions, your health care FSA can help. All items listed below are from the FSA Store, which means you can shop worry-free knowing everything is automatically an eligible expense.

Before you place an order, be sure to check out the FSA Store’s monthly coupons and promo codes for additional savings. If you have any questions about your FSA, please contact MSU’s benefit provider HealthEquity/Wageworks directly at 877-924-3967. You can learn more about FSAs on the HR website.

Image of the livongo welcome kit with the following text: "In the United States, 34 million people have diabetes and 88 million people have prediabetes. Your Livongo benefit can help."

Recognize World Diabetes Day with Livongo

Published on by MSU Human ResourcesLeave a comment

World Diabetes Day was November 14 and MSU HR is here to remind you that if you are living with diabetes, Linvongo can help. 

Livongo is a diabetes management program offered completely free to MSU employees and their spouses/dependents. The Livongo program aims to reduce the burden on those living with diabetes by offering technology and support to help members easily manage their health.

You can enroll for Livongo at any time and it takes less than 10 minutes to sign up. Once you register, you will receive a welcome kit in the mail. The kit contains your own Livongo connected meter, unlimited testing strips, a lancing device, lancets, a carrying case, and optional coaching by a healthcare professional. 

One of the first to enroll in Livongo was Jeff Brodie, a Management Analyst for MSU Human Resources, who was diagnosed with diabetes in 2011. Here’s what Jeff had to say about his experience using Livongo: “There is nothing to lose at all, and everything to gain. Even if you sign up and do the [minimum], you will be healthier than if you didn’t sign up at all.” You can read more about Jeff’s experience using Livongo in this previous HR blog post.

To learn more about using your free Livongo benefit, visit the Livongo for Diabetes Management webpage. If you have questions or are ready to sign up, visit the Livongo website. 

Recognize World Diabetes Day with Livongo and find more testimonials like Jeff’s here! Do you have your own experience with Livongo? We’d love to hear in the comments below or email us at hrcommteam@hr.msu.edu.

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Providing Reasonable Accommodations for Employees with Disabilities

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Employees with disabilities, who would like to request accommodations in their work environment, have a great resource in the Office of Employee Relations (OER). Academic Specialist, Dr. Julie DeGraw (degrawju@msu.edu), leads and coordinates the accommodation process. The accommodation process empowers units and employees with disabilities to do their best work by establishing timely and reasonable accommodation plans that follow the Michigan State University Disability and Reasonable Accommodation Policy. 

Employees begin the process by registering with the Resource Center for Persons with Disabilities (RCPD). Once RCPD determines that the employee fits the criteria of having a disability, they will be referred to OER/Dr. DeGraw to complete the interactive process. Dr. DeGraw will meet with both the employee and the supervisor/unit to review and gather input about the employee’s essential duties and the requested accommodations.   

The employee, or OER on behalf of the employee, may ask units for temporary accommodations until the accommodations process is complete. These temporary accommodations are only in place while the employee is going through the process and may not be approved beyond a temporary time frame. If the unit has any questions or concerns about providing such a temporary accommodation, it should contact OER/Dr. DeGraw.  

You can review some possible assistive technology available related to various disabilities by visiting the Resource Center for Persons with Disabilities Assistive Technology page. 

Please let us know if the Office of Employee Relations (HR.ER@msu.edu) can help in any way to support you and your employees.  

image of hand pulling an insurance policy out of an envelope

Updates to Accidental Death and Dismemberment (AD&D) Insurance for the 2022 Plan Year

Published on by Megan MacGregorLeave a comment

AD&D insurance is a voluntary, employee-paid benefit that provides various amounts of coverage for accidental death or dismemberment that occurs at any time (not just during work). AD&D insurance is available to all benefit-eligible employees and their spouse/other eligible individual (OEI) or dependent children. You can only enroll, make changes or cancel coverage in AD&D insurance during the Open Enrollment period in October.

AD&D coverage is available at 1 to 10 times your annual salary. Benefit levels vary by type of insurance selected (employee-only or family) and the extent of the injury. Benefit amounts for your spouse/OEI and/or child(ren) are based on a percentage of your benefit amount. To calculate your monthly rate, review the Support Staff Open Enrollment Guide or Faculty/Academic Staff Open Enrollment Guide.

Please review the Prudential brochure for AD&D insurance to find details about the plan. We’ve highlighted a few plan enhancements for the 2022 plan year below that may help you determine if this optional benefit is right for you and your family:

  • The maximum benefit has increased for employee coverage to $1,500,000 (from $1,000,000) and spouse/OEI coverage to $750,000 (from $600,000).
  • The child only benefit amount has increased from 20% to 25% of the eligible employee benefit.
  • The spouse & child benefit amount increased to 50% spouse/20% child (from 50% spouse/15% child).

Additionally, other updates for the 2022 plan period include benefit amounts for triplegia, motorcycle safety equipment, home alteration/vehicle modification, critical burns, mortgage payment, funeral expenses, monthly rehabilitation, and surgical replantation. Find details about these new benefits for the 2022 plan year here.

Questions? MSU’s plan administrator for AD&D insurance is Prudential. If you have questions, we encourage you to speak to a Prudential representative during the MSU Virtual Benefits Fair this October or contact Prudential at 877-232-3555. Additionally, find further details about AD&D insurance in the Prudential brochure available on the HR website.

Four icons of health symbols: 1. a heart symbolizing love with a heartbeat going through, 2. a pill bottle, 3. a tooth, 4. an eye

It’s Time to Choose Your Benefits for 2022: Your Open Enrollment Checklist

Published on by MSU Human ResourcesLeave a comment

October is just around the corner, which means the MSU Benefits Open Enrollment period (October 1-31, 2021) is about to begin for benefits-eligible employees. Please use the following checklist to help guide you through Open Enrollment and be sure to make your benefit selections for the 2022 plan year between October 1-31, 2021.

1. Determine your benefit needs

During Open Enrollment, you may enroll in, change or cancel coverage in the following benefits:

  • Health
  • Dental
  • Flexible spending accounts (health and/or dependent care)
  • Life or accidental death and dismemberment Insurance
  • Some voluntary benefits, including vision, legal and critical illness insurance

Make sure you review the Open Enrollment guide carefully and choose the best benefit plans for your family. Find Open Enrollment guides on the HR website.

2. Complete the spouse/other eligible individual (OEI) affidavit

If you want to cover a spouse/OEI on your benefits plan, you MUST complete the affidavit online through the EBS Portal every year. Find instructions for completing the affidavit as part of Open Enrollment here.

3. Review the changes for next year’s plans

Changes for the 2022 plan year include:

  • Increase to Maximum Benefit for Accidental Death and Dismemberment (AD&D) Insurance: You can enroll in AD&D coverage at 1 to 10 times your annual salary, up to a maximum of $1,500,000 for the employee (increased from 1,000,000), $750,000 for a spouse/OEI (increased from 600,000), or $100,000 per child (no change). Additionally, various benefit enhancements are included for the 2022 plan year. Learn more about AD&D insurance in the open enrollment guides on the HR website.
  • Upgrades to Critical Illness Insurance Coverage Effective January 1, 2022: The upgraded plan offers more benefits with coverage for different, distinct medical conditions. Contact MSU Benefits Plus at 888-758-7575 or visit MSUBenefitsPlus.com for details. If employees are currently enrolled and do not change their coverage election during open enrollment, their plan will be upgraded automatically as of January 1, 2022.

4. Make your changes online before October 31

If you want to make changes to your benefits selections and/or cover a spouse/OEI on your benefits plans, you must participate in Open Enrollment from October 1-31, 2021. Find enrollment instructions here.

5. Ask questions at the MSU Benefits Fair or HR site labs

Please Note: events are subject to change at any time due to the pandemic. Please review the most updated details on the HR website.

We hope this checklist is helpful as you prepare for and participate in Open Enrollment this year. You can find all the details about Open Enrollment on the HR website, including links to the appropriate benefits guide, enrollment instructions, and detailed benefits information.

Questions? We’re happy to help! We encourage you to get in touch via phone or email. Limited in-person help will be available by appointment only. Please call or email the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu to make an appointment or ask a question.

Back to School Discounts 2021!

Published on by MSU Human ResourcesLeave a comment

It’s August, which means it’s time for back to school shopping, and MSU Benefits Plus has you covered! All benefit eligible employees can log into the MSU Benefits Plus portal with their ZPID, which can be found on EBS, and check out these discounts, plus more to get you and your family heading back to school in style without paying full price.

Technology: Be prepared for a new year like no other with laptops and tablets that move where you work.

  • Apple: Employee pricing on everything you purchase
  • HP: Up to 50% off your purchase
  • Dell: Up to 30% off using the Member ID PS113067902
  • Lenovo: Up to 68% off
  • MSU Tech Store: Purchase all kinds of tech with prices exclusive to MSU staff, faculty, and students

Cell Phone Plans: Stay connected with everyone in your life with a new or upgraded cell phone plan.

  • T-Mobile: $10 off select plans with “Work Perks”
  • AT&T: 17% off eligible plans with FAN number 2392567 and proof of employment
  • Verizon: Varying discounts with proof of employment

Education: Make learning lifelong or get your kids a jumpstart on their education in many ways with these education discounts.

  • Spartan Bookstore: 10% off new and used books when you show your ID
  • Student Book Store: 10% of your whole purchase (excluding computer software and calculators) when you show your ID
  • Penn Foster: 10% off career focused, online training
  • La Petite Academy/Tutor Time: 10% enrollment with proof of employment
  • Community Music School: 5% of all classes

Clothing and Accessories: Look your best back in the office or from your web camera without paying full price.

  • Shoes.com: 20% off and free shipping when you use the code SHOESDOTCOM
  • Dress Barn: 30% off all bottoms when you use the code LOVEBOTTOMS
  • Glasses USA: 20% off all online orders with the code SpartansRule
  • Brooks Brothers: 15% of all future purchases when you register for a corporate membership (Organization ID: 12455 Pin Code: 54530)
  • Sears: $5 off $50 purchases with the code SEARS5OFF50

All of these discounts and even more visit the HR Website or the MSU Benefits Plus portal. Employees can also call Benefits Plus at 888-758-7575 with any questions. Back to School is on at Michigan State!