Category: Benefits News

This category is for articles and announcements related to your benefits as an MSU benefits-eligible faculty or staff member.

Don’t Forget Your Optional MSU Benefits and Resources

Published on by Megan MacGregorLeave a comment

Updated March 2023

MSU is committed to offering valuable benefits to support you and your family. As a benefits-eligible employee, you’re probably aware of MSU’s health and dental care benefit options. However, on top of those, there is a range of optional benefits we’d like to remind you about as well.

Beyond meeting your health care needs, these optional benefits can help you save money on needed products and services. We realize keeping track of all these different resources can be overwhelming. To help, we’ve created the following recap to jog your memory with links to more detailed information to learn more.

This graphic provides a quick summary of these optional benefits (click the image for a PDF version):

Benefit Highlights Infographic

Optional benefit programs available:

You might not always need or think of these resources but keeping them tucked away can make it easier and more cost-effective to manage your family’s health. As always, if you have any questions about these benefits options, please visit the HR website to learn more or contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434.

two parents around their son all wearing spring clothes

Deals and Discounts for Spring Break 2022

Published on by MSU Human ResourcesLeave a comment

Contrary to the weather in Michigan, Spring Break 2022 is quickly approaching! Prepare for a relaxing beachside week, a week of theme parks or a week at home with family using these exclusive employee discounts from MSU Benefits Plus.

To access all the discounts, visit MSU Benefits Plus and sign up for a free account using your ZPID number (located on your Spartan Card ID badge or on EBS).

Still looking for that perfect rental car or hotel for your trip? Are you headed to Disney World and need a discount on tickets? These are the perfect travel discounts for you:

  • National Car Rental: Use the code XZ20LK4 when booking your car rental for their exclusive Big Ten employee discount.
  • Wyndham Hotel Group: At participating Wyndham locations, book over the phone or online for up to 20% off the “Best Available Rate” with ID number 1000009114.
  • OrlandoVacation.com: Discounted Walt Disney World vacations for MSU staff, faculty, students and family members are available online with the code msusaves.

Staying at home during break has never sounded so enticing! See a new movie for less or bring your family to their first basketball game with these entertainment discounts:

  • Premium Seats USA: It is the height of the NBA season and there is no better time to check out a game with a 10% discount on tickets! Use the code CORESTREAM on the Premium Seats USA website.
  • AMC Theaters: Book movie tickets online for over 40% off at AMC, AMC Loews, AMC Showplace, Cineplex Odeon, Magic Johnson and Star Theaters.

Whether you are leaving town or staying in, you can try a new restaurant, see a show and more with these bonus flexible discounts:

  • Tickets at Work: Before you travel, book tickets for a show, visit an event and more, check your MSU discounts through Tickets at Work. The site is always being updated with new discounts and exclusives for employees.
  • Restaurant.com: As a special exclusive deal for MSU employees, pay $6 for $25 in restaurant certificates online using the code CORE.

Find these savings as well as many other benefits by visiting the MSU Benefits Plus portal. Sign up or log in today and have a great Spring Break!

Tackle Savings, Debt, and More During America Saves Week 2022

Published on by MSU Human ResourcesLeave a comment

America Saves Week is February 21-25, 2022! This week is an annual event that encourages you to learn and plan for increased savings, lower debt, investing, and preparing for retirement. You can do all this using resources provided to employees by the university and our benefits partners. Both of MSU’s retirement partners, Fidelity and TIAA, offer ways to plan during this week. This includes live webinars, courses for financial literacy, and other resources. Through America Saves Week, you have access to planning tools for managing financial emergencies, which can be very useful during these uncertain times. 

Fidelity Resources

Check out online workshops from Fidelity that cover topics including “Ditch your Debt,” “Manage Unexpected Events and Expenses,” and “Invest Confidently for Your Future,” among many other topics throughout the week. All the programs can be attended live by registering here and important information can be viewed on-demand as workshops here. Interested in learning the specifics about Fidelity’s rainy day investment and savings plans? Visit their Netbenefits site. Other tools and calculators provided by Fidelity to their MSU members can be found here. 

TIAA Resources

If you feel dissatisfied about your current financial situation, TIAA wants to remind you that you are not alone. Read the 2021 TIAA Personal Finance Index and learn that it’s not just you. Some ways you can start to build financial resiliency with TIAA include contributing to your retirement savings, paying down debt, and growing an emergency fund. According to a survey conducted by TIAA, having more in retirement savings is a top contributor to financial resiliency. Visit the EBS portal to learn more about your contribution options. You can also read about financial vulnerability and how to avoid it in this published study, created to help millennials address their finances.

Schedule a Virtual Consultation with Fidelity or TIAA

Both Fidelity and TIAA offer virtual appointments with financial consultants! Be sure to set up an appointment to get your questions answered for no additional cost. Set up your Fidelity consulting appointment here or set up your TIAA consulting appointment here.

For general questions about retirement, contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or (517) 353-4434 or visit the HR website. For questions about your specific financial plans, contact your vendor. 

Employee Discounts to Support your 2022 Resolutions

Published on by MSU Human ResourcesLeave a comment

Another new year means new resolutions, and MSU Benefits Plus wants to make those goals and tasks more achievable than ever. Below, you can learn more about these exclusive health, wellness, and other helpful discounts for MSU employees and start your journey to a happy new year today!

To access all of these discounts and more, login to MSU Benefits Plus today. If you haven’t used MSU Benefits Plus previously, register using your ZPID number (located on your Spartan Card ID badge or in EBS). 

Exercise and Mental Health:

  • Zeamo – On Demand workouts and fitness classes from top fitness brands and instructors – select free workouts and get 50% off your first month of gym and studio access with promo code 50OFF09.
  • Fitbod – Workouts that improve as you do by studying your strength and training ability, all from your phone – 25% off membership with promo code CORE.
  • Calm – 57% off of a one year subscription for the Apple App Store and Google Play Store’s most popular mental wellness application ($29.99 instead of $69.99).

Travel:

  • LMT Club – A free membership to the exclusive Last Minute Travel club (a $50 value), a website created so you can get the best deals on hotels and other travel needs.
  • Tickets at Work – Find deals of up to 60% off hotels in tons of destinations using this exclusive link.

Taxes:

  • Turbo Tax – While it’s no one’s favorite part about the new year, get a little more excited about filing your taxes by saving up to $20 using the link found on the MSU Benefits Plus website.

Education:

  • Spartan Bookstore – If you are looking for books to learn something new or just to enjoy some reading, visit the Spartan Bookstore for 10% off new and used books with your faculty/staff ID.
  • Walden University – The new year is the perfect time to gain some new knowledge that can support you in your career. Receive10% off your tuition for bachelor’s, master’s, and doctoral programs at Walden University with this link.

Tech:

  • Apple – Get ready to get the best deals if you choose to spend your holiday gift money on new Apple products because MSU employees get exclusive pricing through the Employee Purchase Program using this link.
  • Dell – Ready to upgrade your workspace in 2022? Get the best prices from Dell’s Work from Home Bundles with Member ID PS113067902.

The HR website also offers other deals you can find on-campus through the MSU Tech Store, MSU Bakers, and the Kellogg Hotel & Conference Center, among others. You can check out some of those deals through the MSU HR Website.

For more information on discounts from MSU Benefits Plus, visit the HR website. If you have any questions about the discounts, please call MSU Benefits Plus at 888-758-7575.

Don’t forget your Health Care FSA Funds this Holiday Season

Published on by Megan MacGregorLeave a comment

Are you looking for more ways to save money this holiday season? If you have a health care FSA for the 2021 plan year with funds still available, you can save an average of 30% by using pre-tax dollars on eligible expenses. While you still have some time to use 2021 FSA funds in the new year, it’s a good idea to think about your expenses now so you can maximize how you’ll spend any remaining balance.

Consider the following ways your FSA could benefit you and your family this holiday season. Whether you’d like to reduce holiday stress or prepare for New Year’s resolutions, your health care FSA can help. All items listed below are from the FSA Store, which means you can shop worry-free knowing everything is automatically an eligible expense.

Before you place an order, be sure to check out the FSA Store’s monthly coupons and promo codes for additional savings. If you have any questions about your FSA, please contact MSU’s benefit provider HealthEquity/Wageworks directly at 877-924-3967. You can learn more about FSAs on the HR website.

Image of the livongo welcome kit with the following text: "In the United States, 34 million people have diabetes and 88 million people have prediabetes. Your Livongo benefit can help."

Recognize World Diabetes Day with Livongo

Published on by MSU Human ResourcesLeave a comment

World Diabetes Day was November 14 and MSU HR is here to remind you that if you are living with diabetes, Linvongo can help. 

Livongo is a diabetes management program offered completely free to MSU employees and their spouses/dependents. The Livongo program aims to reduce the burden on those living with diabetes by offering technology and support to help members easily manage their health.

You can enroll for Livongo at any time and it takes less than 10 minutes to sign up. Once you register, you will receive a welcome kit in the mail. The kit contains your own Livongo connected meter, unlimited testing strips, a lancing device, lancets, a carrying case, and optional coaching by a healthcare professional. 

One of the first to enroll in Livongo was Jeff Brodie, a Management Analyst for MSU Human Resources, who was diagnosed with diabetes in 2011. Here’s what Jeff had to say about his experience using Livongo: “There is nothing to lose at all, and everything to gain. Even if you sign up and do the [minimum], you will be healthier than if you didn’t sign up at all.” You can read more about Jeff’s experience using Livongo in this previous HR blog post.

To learn more about using your free Livongo benefit, visit the Livongo for Diabetes Management webpage. If you have questions or are ready to sign up, visit the Livongo website. 

Recognize World Diabetes Day with Livongo and find more testimonials like Jeff’s here! Do you have your own experience with Livongo? We’d love to hear in the comments below or email us at hrcommteam@hr.msu.edu.

Woman in wheelchair working at a laptop

Providing Reasonable Accommodations for Employees with Disabilities

Published on by MSU Human ResourcesLeave a comment

Employees with disabilities, who would like to request accommodations in their work environment, have a great resource in the Office of Employee Relations (OER). Academic Specialist, Dr. Julie DeGraw (degrawju@msu.edu), leads and coordinates the accommodation process. The accommodation process empowers units and employees with disabilities to do their best work by establishing timely and reasonable accommodation plans that follow the Michigan State University Disability and Reasonable Accommodation Policy. 

Employees begin the process by registering with the Resource Center for Persons with Disabilities (RCPD). Once RCPD determines that the employee fits the criteria of having a disability, they will be referred to OER/Dr. DeGraw to complete the interactive process. Dr. DeGraw will meet with both the employee and the supervisor/unit to review and gather input about the employee’s essential duties and the requested accommodations.   

The employee, or OER on behalf of the employee, may ask units for temporary accommodations until the accommodations process is complete. These temporary accommodations are only in place while the employee is going through the process and may not be approved beyond a temporary time frame. If the unit has any questions or concerns about providing such a temporary accommodation, it should contact OER/Dr. DeGraw.  

You can review some possible assistive technology available related to various disabilities by visiting the Resource Center for Persons with Disabilities Assistive Technology page. 

Please let us know if the Office of Employee Relations (HR.ER@msu.edu) can help in any way to support you and your employees.  

image of hand pulling an insurance policy out of an envelope

Updates to Accidental Death and Dismemberment (AD&D) Insurance for the 2022 Plan Year

Published on by Megan MacGregorLeave a comment

AD&D insurance is a voluntary, employee-paid benefit that provides various amounts of coverage for accidental death or dismemberment that occurs at any time (not just during work). AD&D insurance is available to all benefit-eligible employees and their spouse/other eligible individual (OEI) or dependent children. You can only enroll, make changes or cancel coverage in AD&D insurance during the Open Enrollment period in October.

AD&D coverage is available at 1 to 10 times your annual salary. Benefit levels vary by type of insurance selected (employee-only or family) and the extent of the injury. Benefit amounts for your spouse/OEI and/or child(ren) are based on a percentage of your benefit amount. To calculate your monthly rate, review the Support Staff Open Enrollment Guide or Faculty/Academic Staff Open Enrollment Guide.

Please review the Prudential brochure for AD&D insurance to find details about the plan. We’ve highlighted a few plan enhancements for the 2022 plan year below that may help you determine if this optional benefit is right for you and your family:

  • The maximum benefit has increased for employee coverage to $1,500,000 (from $1,000,000) and spouse/OEI coverage to $750,000 (from $600,000).
  • The child only benefit amount has increased from 20% to 25% of the eligible employee benefit.
  • The spouse & child benefit amount increased to 50% spouse/20% child (from 50% spouse/15% child).

Additionally, other updates for the 2022 plan period include benefit amounts for triplegia, motorcycle safety equipment, home alteration/vehicle modification, critical burns, mortgage payment, funeral expenses, monthly rehabilitation, and surgical replantation. Find details about these new benefits for the 2022 plan year here.

Questions? MSU’s plan administrator for AD&D insurance is Prudential. If you have questions, we encourage you to speak to a Prudential representative during the MSU Virtual Benefits Fair this October or contact Prudential at 877-232-3555. Additionally, find further details about AD&D insurance in the Prudential brochure available on the HR website.