Category: Benefits News

This category is for articles and announcements related to your benefits as an MSU benefits-eligible faculty or staff member.

New Year, New Professional Development Courses!

Published on by Megan MacGregorLeave a comment

HR’s Organization and Professional Development (OPD) department has spots open in the following courses to support your learning and development in January and February:

  • Maximizing the Spartan Experience | January 17 | Virtual
    This engaging training provides a foundational perspective related to enhanced customer service delivery.
  • Everything DiSC: Behavior Styles at Work | January 18 | Virtual
    Everything DiSC® helps you build more effective working relationships based on an understanding of different behavioral styles.
  • Grammar Refresher | January 24 | Virtual
    Strengthen your grammar and usage skills and present a more polished, professional image.
  • The Power of Habit | January 25 | Virtual
    Learn how to spot your habit loop, turn bad days into good data, and create habits that get the results you want.
  • Promapp, Interactive Process Creation | February 1 | Virtual
    Learners will continue their process improvement journey and build upon the knowledge and skills learned in Introduction to Process Mapping.
  • Implicit Bias Certificate Series | Starts February 7 | Virtual
    The Implicit Bias Certificate series allows participants to examine the multiple facets of implicit bias and its impact on our community through a series of modules.
  • Crucial Conversations for Accountability | Starts February 7 | In-Person
    This engaging two-day course, previously titled Crucial Accountability, teaches nine powerful skills for resolving performance problems, strengthening trust and reliability, and eliminating inconsistency through group discussion, real-time practice, and group support and coaching.
  • Building Cohesive Teams| February 8 | Virtual
    Explore strategies to increase team cohesiveness and establish positive day-to-day interactions to enhance communication, build team awareness and cultivate trustworthiness in the work culture.
  • Creating and Sustaining a Positive Workplace| February 16 | Virtual
    This course provides humorous insight into the seven habits of negativity, including tips to stop gossip, techniques for getting along with others, and strategies to reap the many benefits of a positive and engaged workforce.
  • Cultural Competency | February 20 | In-Person
    One of MSU’s guiding principles is to lead inclusively, actively, and intentionally to promote full participation and a sense of safety and belonging for all employees and staff. Join us in building cultural awareness and inclusiveness skills that strengthen cultural competence.
  • Strategic Planning| February 22 | In-Person
    Participants will gain a foundational base for implementing strategic planning in a unit.

You can find all the current Organization and Professional Development courses on the HR website. Class enrollment is completed within the EBS Portal. Employees may use available educational assistance funds towards course fees (if any). 

Retirement Planning: 2023 IRS Retirement Plan Contribution Limits

Published on by Megan MacGregorLeave a comment

Whether you’ve just started working at MSU or have been here for 30+ years, it is important that you continue to monitor and adjust how much you’re saving if you want to have a comfortable retirement. The IRS places limits on how much employees can contribute to a retirement plan each year. The IRS recently announced the retirement plan limits for 2023:

  • The annual employee contribution amount increased from $20,500 to $22,500 for 403(b) and 457(b) plans.
  • The age 50 catch-up contribution amount increased from $6,500 to $7,500 for 403(b) and 457(b) plans.

If you want to save as much as you can for your retirement, there is a tool in the EBS Portal called the Max Savings Contributions Calculator available to assist you. This tool automatically displays the remaining amount of retirement contributions you have available before reaching one of the limits, and the equivalent percentage of your pay to help you spread that out for the year.

To access this tool:

  1. Login to the EBS Portal with your MSU NetID and password.
  2. Click the My Benefits tab at the top.
  3. Click the Benefit/Retirement tile.
  4. Select Enroll/Change my Retirement/Health Savings Account Options in the drop-down menu and then click Next in the bottom right.
  5. Navigate in the bar graph to the Savings Plans screen by clicking Next in the bottom right.
  6. The Max Savings Contributions Calculator screen will display. This display will automatically show the remaining amount of retirement contributions you have available (if any) before reaching the IRS limit.
  7. You can adjust the percentage of your contributions to any retirement plans you participate in by clicking on the pencil icon, and then choose Select to make the change.
  8. If you want to enroll in a new plan, begin by clicking on the paper icon next to the plan and vendor of your choosing, and then enter the percentage of your new contribution and choose Select to enroll.
  9. Make sure to click on Save in the bottom right to complete and save any changes/enrollments.

If you are an academic year faculty or academic staff employee, or a Voluntary 403(b) Base participant aged 50 and over, contact the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu for further assistance in calculating your maximum contribution percentage.

Learn More About MSU’s Retirement Plans 

The HR website contains a wealth of information about the different types of retirement plans offered, retirement investment vendors, and planning tools available.

Don’t Forget Your MSU Discounts this Holiday Season!

Published on by Megan MacGregorLeave a comment

As a benefit-eligible MSU employee, you have access to various discounts and savings that can help you during the holiday season. On the MSU Benefits Plus website, you will find special offers on products such as electronics, toys, and more!

To access all the discounts, visit the MSU Benefits Plus website and enter your MSU email, click Get Started and then enter your password. First-time users will need to enter their email, click Get Started, and fill out the form. You will need your MSU ZPID number for the form, which is located on your MSU Spartan ID Card or in the EBS Portal.

The following are a few of the deals you will find (please note these discounts are frequently updated):

  • Apple: save with employee pricing on iPhones, iMacs, and more.
  • Bombas: new users get 20% off their first order.
  • CanvasWorld: turn photos into art with 25% off plus free shipping.
  • Chordify: 60% discount on a Chordify Premium yearly subscription to access unlimited songs to learn for guitar, piano, or ukulele.
  • Dell: save up to 30% on select PCs.
  • Garmin: 20% discount on wearables and smartwatches.
  • GE Appliance Store: save up to 35% on small appliances with free delivery over $499.
  • Harry and David: 20% off your order.
  • HP: up to 52% off computers and accessories.
  • Kiwi Crate: 40% off your first month’s subscription.
  • Lenovo: laptops start under $400 with savings on top tech up to 70% off.
  • Sam’s Club: save over 55% on a new club membership.
  • Scott’s Cheap Flights: 50% off a premium membership.
  • Tickets At Work: save on movie tickets at dozens of participating theater chains.

The HR website also offers other deals you can find on-campus through the MSU Tech Store, MSU Bakers, and the Kellogg Hotel & Conference Center, among others.

For more information on discounts through MSU Benefits Plus, visit the HR website. If you have any questions about the discounts, please call MSU Benefits Plus at 888-758-7575.

Reminder: enroll in, change or cancel vision, legal and critical illness insurance during Open Enrollment

Published on by Megan MacGregorLeave a comment

The MSU Benefits Open Enrollment period is here! As you’re reviewing your benefit options for the 2023 plan year, please note some voluntary benefits only allow you to enroll in, change or cancel coverage during Open Enrollment in October. These include VSP vision insurance, ARAG legal insurance, and MetLife critical illness insurance.

If you’re interested in enrolling in these benefits, need to make changes (such as adding a dependent or switching to a different plan), or cancel your coverage for the 2023 plan year, you must do so in October. If you’re currently enrolled and you do not make any changes, your enrollment will continue in 2023 with the exact same coverage.

How to Enroll in, Change or Cancel Voluntary Benefits

You can enroll in, change or cancel these benefits via the MSU Benefits Plus website. Find a guide to help you enroll at msubenefitsplus.com/faq.

  • First-Time Users: Enter your MSU email, click Get Started, and fill out the form. Signing up for an account does not obligate you to enroll in any benefits; it just gives you access to learn about and enroll in various programs. You will need your MSU ZPID number, which is located on your MSU Spartan ID Card or in the EBS Portal. Use a capital “Z” when putting in your ZPID number.
  • Existing Users: Enter your email address and click Get Started, then enter your password and click Log In.

How to View Current Participation

To view your current participation or deduction history, log in to the MSU Benefits Plus website and click on the My Benefits tab at the top of the page to view a summary of your enrollment elections. Click on My Deductions to view an itemized list of your voluntary benefit deductions. Please note the My Benefits section only provides participation status on products you have enrolled in within the MSU Benefits Plus website—such as vision, legal and critical illness insurance.

Learn More about Voluntary Benefits

Please review a brief description of vision, legal and critical illness insurance below. For additional information on all voluntary benefits, please review the appropriate Open Enrollment guide: Support Staff Open Enrollment Guide or Faculty/Academic Staff Open Enrollment Guide.

VSP Vision Insurance can help with the cost of glasses and contact lenses for you and your family. VSP is the benefit provider, and they offer two plan options: the standard coverage plan or a premium coverage plan with an additional enhanced eyewear option of your choice. Visit the MSU Benefits Plus website to view a plan summary sheet with basic information about the two coverage options and rates.

MetLife Critical Illness Insurance gives you extra cash in the event you or covered family members experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. Simplified plan options are offered through MetLife with no evidence of insurability requirement. Visit the MSU Benefits Plus website to view a plan summary sheet with basic information about the plan coverage and rates.

ARAG Legal Insurance makes it affordable to get the legal help you need. Network attorney fees are 100% paid-in-full for most covered matters. Life is full of legal situations. Some you plan for, like creating a will, and others are more unexpected—like fighting a traffic ticket. Choose between two plans for coverage that best fit the needs of you and your family. UltimateAdvisor® covers most common legal issues. UltimateAdvisor Plus™ includes more robust coverage plus additional services. Visit the MSU Benefits Plus website to view a plan summary with basic information about the two coverage options and rates.

Questions? You can learn more about, enroll in, change or cancel voluntary benefits on the MSU Benefits Plus website. Learn about all your benefits options on the  HR website. If you have questions, consider participating in the MSU Benefits Fair or an HR Site Lab. Additionally, the HR Solutions Center is available for questions at SolutionsCenter@hr.msu.edu or 517-353-4434. 

What is legal insurance and do you need it?

Published on by Megan MacGregorLeave a comment

During Open Enrollment in October, eligible employees have the option to choose their benefit options for the upcoming year. While you’re probably aware you need to review your health and dental coverage, don’t forget to add legal insurance to your list of options to consider. Eligible employees may only enroll in, change or cancel ARAG legal insurance coverage during Open Enrollment in October.

Voluntary legal insurance through ARAG will pay for 100% of in-network attorney fees for covered matters. They also offer guidance and advice on a variety of legal situations. Review the following information to determine if legal insurance is right for you and your family. ARAG offers two types of legal insurance plans to MSU employees: UltimateAdvisor and UltimateAdviser Plus. Visit the MSU Benefits Plus website to find out what each plan covers and monthly premium costs.

Important Milestones

When you think of important milestones – marriage, childbirth/adoption, buying a house, moving – legal assistance may not be the first thing that comes to mind. But the truth is these important events usually require help from a legal professional. If you anticipate any of these events happening in the upcoming year, consider whether legal insurance may help. Some common uses include:

  • Wills: create a will naming a beneficiary of property and assets, executor of your estate, and guardian of your dependents or minor children.
  • Sale or Purchase of a Home: transfer property from one owner to another.
  • Trusts: set up a trust to protect assets and reduce taxes, name a trustee to manage it, and name beneficiaries to receive the assets.

The Unexpected

While it’s hard to plan for the following situations, consider if having legal coverage just in case is worth the peace of mind. Some common uses include:

  • Divorce: resolve an uncontested divorce where the couple agrees on the terms or a contested divorce where the couple disagrees, and the court must hear from both parties to make decisions based on law.
  • Traffic Troubles: defend a traffic violation such as a speeding ticket.
  • Family Law: create, change, or enforce alimony and child custody, support, and visitation agreements.
  • Identity Theft: access to identity theft materials and monitoring services to help protect you from identity theft and restore your identity if it is stolen.
  • Property Protection: resolve issues such as neighbor disputes, disputes with your landlord, or real estate, contract, or financing issues.

A Note to Current Members

If you’re currently enrolled in legal insurance, please note monthly costs for the 2023 plan year have increased. View new plan premiums on the MSU Benefits Plus website to determine if you’d like to continue your coverage (your coverage will continue unless canceled during Open Enrollment).

How to Enroll

Visit the MSU Benefits Plus website to enroll in coverage during the upcoming Open Enrollment period (October 1-31). For questions or help with enrollment, contact the MSU Benefits Plus customer care team at 888-758-7575.

Mark Your Calendar: Upcoming Open Enrollment Events

Published on by Josh WorleyLeave a comment

With MSU’s Benefit Open Enrollment period rapidly approaching (October 1–31, 2022), we put together this helpful list of events to ensure you don’t miss a thing. Mark your calendars, get answers to your questions and sign up for your 2023 benefits this October.

MSU Benefits Fair

The MSU Benefits Fair will be in-person this year. If you have questions about your benefits options for the 2023 plan year, consider visiting the fair and speaking with benefits providers as well as MSU Human Resources staff. Get answers to all your benefits-related questions, enroll in your benefits on-site, and even get a flu shot (by appointment only)!

When:

  • Wednesday, October 19 from Noon to 7:00 p.m.

Where:

The MSU Benefits Fair will be held at the Breslin Student Events Center Concourse. Fair attendees should use Parking Lot 63.

Breslin Center
627 S Harrison Rd
East Lansing, MI 48824

Learn More: Find more details on the HR website about the MSU Benefits Fair, including how to make an appointment for your flu shot, parking information and participating providers.

In-Person HR Site Labs

Take advantage of two separate in-person HR Site Labs in October. MSU HR staff will be available to answer questions and help you enroll in your benefits.

Note for MSU Retirees: a Humana representative will also be available at the HR Site Labs to answer any questions specific to your benefits.

When:

  • Thursday, October 6 from 8:00 a.m. to 5:00 p.m.
  • Monday, October 31 from 8:00 a.m. to 5:00 p.m.

Where:

HR Site Labs will be held in Room 125 of the HR building.

1407 S. Harrison Rd
East Lansing, MI 48823

Virtual HR Site Lab

Along with the two in-person HR Site Labs, there is also a virtual option in October.

Note for MSU Retirees: a Humana representative will also be available at the HR Site Labs to answer any questions specific to your benefits.

When:

  • Thursday, October 6 from 8:00 a.m. to 5:00 p.m.

Where:

Join the Virtual Site Lab via Zoom at https://msu.zoom.us/j/94557444554.

As always, you can find more information on all things Open Enrollment on the HR website. And if you’re unable to attend any of the events listed, never fear. The HR Solutions Center is available to answer your questions by phone (517-353-4434) or by email at SolutionsCenter@hr.msu.edu. In-person assistance is available by appointment. Please note: The HR Building is not available for drop-ins.

Your Mid-Year Benefit Wellness Check-up

Published on by Megan MacGregorLeave a comment

Article updated June 2023

National Insurance Awareness Day (June 28) encourages us to review our insurance options to make sure we’re enrolled in the best plans for our families. As an MSU employee, you have a variety of benefit options available to you beyond just health care and dental plans. While many of these benefits allow you to enroll in or make changes at any time, several require you to sign up, change or cancel enrollment during the Open Enrollment period in October. If you’re interested in a benefit but unable to sign up right away, review the plan options and make a list of changes you’d like to make so you’re prepared for the upcoming Open Enrollment period in October.

Benefits without an Enrollment Period

The following benefits are available to enroll in, change or cancel at any time. You’ll find a brief description of each benefit below and you can click on the benefit name for more details and information on how to enroll/register.

  • Auto: find special pricing on insurance for your vehicle through Farmers GroupSelect (formerly MetLife) or Liberty Mutual Insurance.
  • Home: find special pricing on insurance for your home through Farmers GroupSelect (formerly MetLife) or Liberty Mutual Insurance.
  • Livongo by Teladoc Health: employees and their dependents enrolled in an MSU health plan can receive diabetes management supplies and coaching for free.
  • Pet: find special pricing on pet insurance through Nationwide.
  • Teladoc Health: an online medical care service that gives you 24/7 access to a healthcare professional via web, phone, or mobile app. Use Teladoc to get help for a range of conditions including cold/flu, bronchitis, allergies, pink eye, dermatology and more.
  • Teladoc Medical Experts: get medical advice from leading medical experts. Whether you need medical questions answered, a diagnosis double-checked, help deciding on a treatment plan or guidance about a surgery, Teladoc Medical Experts can help.
  • TruHearing: Some benefit providers offer discounts on hearing aids. Please contact the providers directly to learn more about the discounts they offer.
  • Educational Assistance: support staff have access to educational assistance funds to help pay for credit and non-credit professional development opportunities.

Benefits with an Enrollment Period

The following benefit options have an enrollment period. This means you can only enroll in, change or cancel the benefit during Open Enrollment in October each year. We encourage you to review the plans you’re currently enrolled in along with the options available and make a plan to make any necessary changes this October. Please note that updates for the 2024 plan year will be shared this September prior to Open Enrollment in October:

  • Critical Illness: MetLife gives you extra cash in the event you or a covered family member experiences a covered illness.
  • Dental: various plans are available based on your employee type. We encourage you to check which dentists are available in your area before enrolling in a new plan.
  • Flexible Spending Accounts (FSA): there are two FSA options available for employees – Dependent Care FSA and Health Care FSA. Be sure you know the difference before you enroll.
  • Health Care (including prescription): various plans are available based on your employee type and work location.
  • Legal: ARAG currently offers several plan options to help cover a wide range of legal needs.
  • Life/Accident Insurance: several types of life insurance are available for you to enroll in, along with voluntary Accidental Death and Dismemberment insurance.
  • Vision: two plan options are available through VSP for vision care.

Please visit the HR website to learn more about all the benefit options available to you. For questions about enrollment and eligibility, please contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434.

Answers to Your Top Questions on Preparing for Retirement

Published on by Megan MacGregorLeave a comment

Updated April 2023

Have you worked at MSU for at least 25 years in a benefit-eligible position? Or are you at least 62 years old and worked at MSU for at least 15 years in a benefit-eligible position? If you answered yes to either of these questions, you may be thinking about retiring from MSU someday (or even soon).

To help you prepare for retirement, we’ve compiled a list of the top questions we receive as employees think about transitioning to retirement:

Q1: What will be the retiree health care plan?

A1: This depends on whether you, your spouse/other eligible individual (OEI) or any covered dependents are eligible to enroll in Medicare when you retire. Review the Effect of Retirement on Benefits for details about your situation and the applicable year Open Enrollment Guide for Retirees for health plan information.

Q2: How much will retiree health care cost?

A2: Most retirees are eligible to receive the full university contribution level towards retiree health and dental benefits. To determine your level of university contribution, please review the Retiree Benefits Policy to understand your “Retirement Calculation Date” and your level of “FTE Service Months” (both can be viewed in your Personal Profile tile in the EBS Portal), and how they will affect the amounts that you pay in retirement. Then check the appropriate health care Monthly Plan Premiums chart in the applicable year Open Enrollment Guide for Retirees to determine the cost.

Q3: Am I eligible to cover my spouse/OEI or dependents on my retiree health care plan?

A3: Your “Retirement Calculation Date” (which can be viewed in your Personal Profile tile in the EBS Portal) will determine the university’s contribution for your spouse/OEI and dependents toward retiree health and dental coverage based on university policy. To see which contribution you will qualify for, please review the Retiree Benefits Policy. Even if you’re not eligible to receive a university contribution toward retiree health care for your spouse/OEI or other dependents, you can still enroll them in the university’s group retiree health care plan by paying the full premium cost.

Q4: How is retiree health care different from my current coverage?

A4: Please review the Health Plan Coverage Summary in the applicable year’s Open Enrollment Guide for active employees (faculty or support staff) and retirees to compare the benefits offered.

Q5: What does retiree health care cover?

A5: Please review the Retiree Open Enrollment Guide to view the Health Plan Coverage Summary for benefits offered.

Q6: Does the retiree health care plan include prescription drug coverage?

A6: Yes. Your retiree health care plan and prescription drug coverage is bundled together in one plan. To learn more about the prescription drug coverage, please review the Summary of Health and Prescription Plan Provisions in the Retiree Open Enrollment Guide.

Q7: Is Medicare necessary?

A7: Yes. If you, your spouse/OEI, or any other covered dependent are eligible for Medicare by being age 65 or older, or due to disability (SSDI), the eligible individual must enroll in Medicare Parts A and B (please do NOT enroll in Part D). Please review this Medicare and Social Security Information for more details about enrolling. Once you’re enrolled, you will need to send MSU Human Resources your MBI number from your Medicare card to enroll in MSU’s retiree health care plan.

Q8: Which parts of Medicare do I need?

A8: You must enroll in Medicare Parts A and B (please do NOT enroll in Part D). Please review this Medicare and Social Security Information for more details about enrolling. Once you’re enrolled, you will need to send MSU Human Resources your MBI number from your Medicare card to enroll in MSU’s retiree health care plan.

Q9: When should I sign up for Medicare?

A9: You should enroll in Medicare Parts A & B at least 2-3 months in advance of the effective date, as it will take time for Medicare to process your application and send you your Medicare card (which you will need in order to send MSU Human Resources your MBI number to enroll in the MSU retiree health care plan). If you are eligible for a Special Enrollment Period with Medicare, contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434 to complete the required form.

Q10: How early do I have to request retirement from MSU?

A10: We suggest you submit your MSU Retirement Form at least 90 days prior to your planned retirement date so we can ensure your enrollment in Medicare and/or the MSU retiree health care plan is completed smoothly and timely. You can submit your completed form up to 120 days in advance of your planned last day of work (for support staff positions) and up to 365 days in advance of your planned retirement date (for faculty, academic staff and executive management positions). You will submit your Retirement Form in the EBS Portal. Instructions to complete and submit the form are available.

Q11: How do you request retirement?

A11: You will submit the MSU Retirement Form via the EBS Portal. Instructions to complete and submit the form are available for your assistance.

Q12: As a support staff employee, what are my options regarding my unused vacation, personal and compensatory time?

A12: There are 3 options:

  1. Receive payment after your retirement date.
  2. Use all your time before your retirement date. After you indicate your last day worked on the Retirement Form, Human Resources will review your form and your available unused vacation, personal and compensatory time to determine your official retirement date.
  3. Combination of the options listed above: On the Retirement Form, please fill in the Notes section with the number of hours and type of hours (vacation, personal, and/or compensatory time) that you would like to use after your last day worked.

For more information on preparing to retire from MSU, please review the retirement resources on the HR website. These include a Roadmap to Retirement webinar, the effect of retirement on your benefits, information about Medicare and Social Security, a retirement checklist and much more.

Pet Care Options and Employee Discounts on Pet Insurance

Published on by MSU Human ResourcesLeave a comment

Updated April 2023

Pet lovers already know, and the Center for Disease Control confirms, that there are many benefits to caring for pets. Pets increase opportunities for exercise, enjoying the outdoors, and socializing. These health benefits can decrease blood pressure, cholesterol, and triglyceride levels. The companionship of pets also makes us less lonely and reduces depression and anxiety. Along with the joy and health benefits our pets bring us, caring for them also comes with responsibility. Make sure you’re aware of all the services and resources available to the MSU community.

Primary Care and Emergency Services with the MSU Veterinary Medical Center

The MSU Veterinary Medical Center (VMC) on campus can provide for all the health care needs of your entire animal family, including cats, dogs, equine, pigs, cows, camelids, sheep, goats, pocket pets, zoo animals, and wildlife. They provide care in 20+ specialty services including cardiology, oncology, primary care, and much more. Find a complete list of VMC services.

The VMC also offers emergency services for your small or large pets. If you have an emergency, you can bring your animal to the VMC at the corner of Bogue and Wilson on the MSU campus. For exotic or pocket pets (non-canine or feline), please call the MSU Small Animal Clinic prior to bringing them in to make sure they can care for your animal. Learn more about VMC emergency services.

The VMC uses the most advanced technology combined with cutting-edge research to provide optimal care for all animals. Similar to specialists in human medicine, veterinarians pursue additional education and certification beyond veterinary school. That training allows the hospital to offer 20+ specialty services with clinicians who supervise and teach our senior veterinary students, interns, residents, and veterinary technology students to fulfill the hospital’s commitment to educating future professionals. 

Exclusive Employee Savings on Pet Insurance

Maintaining optimal health for your pets is a financial investment, and emergency care can be costly. Keep those expenses manageable with MSU employee-preferred pricing from Nationwide pet insurance offered through MSU Benefits Plus. You’ll also receive additional benefits for services such as emergency boarding, lost pet advertising, and more. Visit the MSU Benefits Plus website to learn more and enroll at any time.

For assistance with pet insurance, the MSU Benefits Plus Customer Care Team is available to answer questions and help you enroll in new plans or make changes at 888-758-7575.

Sources:

Centers for Disease Control and Prevention. (2022, April 29). How to stay healthy around pets. Centers for Disease Control and Prevention. Retrieved April 3, 2023, from https://www.cdc.gov/healthypets/keeping-pets-and-people-healthy/how.html