Category: Benefits News

This category is for articles and announcements related to your benefits as an MSU benefits-eligible faculty or staff member.

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Assistance for Professional or Educational Development

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As a benefits-eligible MSU employee, you have access to a variety of unique benefits and resources to help you and your family succeed, including Educational Assistance and Course Fee Courtesy. These benefits offer financial assistance toward your professional development or the educational development of your spouse and/or dependents after you’ve worked at MSU for a certain amount of time.

MSU HR receives a lot of questions about the differences between Educational Assistance and Course Fee Courtesy. We hope this article will help clarify the differences between the two benefits and encourage you to take advantage of them.

EDUCATIONAL ASSISTANCE

Who’s eligible to receive this benefit?
The Educational Assistance benefit is available to MSU support staff after working at MSU for an equivalent of 12 full-time service months. If you work less than full-time, the benefit is pro-rated based on your employment percentage.

Note: A similar program, The Professional Development Support Program, is available for Academic Specialists. 

What does the benefit include?
You may receive financial assistance for both credit and non-credit courses, which may include trainings, seminars, workshops, conferences or other educational opportunities. Use this benefit to enhance your professional skillset or help you reach Performance Excellence goals.

For non-credit courses, like professional development courses available through HR, support staff employees have up to $800 per year to use towards course registration fees. This money does not roll over to the next year, so be sure to take advantage of this benefit every academic year. The course must be considered job-related and from an approved institution/program to receive assistance.

For credit courses, you can receive up to 14 credits per academic year. Your financial assistance level is determined by your union group, the type of course you’re taking (graduate or undergraduate), and where you’re taking the course (MSU or another university). The course must be considered job-related, degree-related, or career/professional development-related.

MORE INFO: Find detailed information about Educational Assistance – including how to apply – on the HR website.

COURSE FEE COURTESY

Who’s eligible to receive this benefit?
The Course Fee Courtesy benefit is available to your dependents or spouse. Regular support staff become eligible for this benefit after the equivalent of 60 full-time service months, which is equal to working at MSU full-time for 5 years. Faculty and academic staff become eligible based on their appointment; fixed-term faculty/academic staff are eligible after 60 full-time service months; continuing/tenure employees are automatically eligible; full-time Health Programs (HP) faculty become eligible upon the commencement of the first additional HP appointment.

What does it include?
This includes a Michigan resident undergraduate tuition rate reduction of 50% for your dependent(s) and/or spouse who attend MSU. So, if you have children and/or a spouse who are planning on attending MSU, you could save 50% off their undergraduate tuition rate. This benefit is only valid for a student’s first bachelor’s degree and through the semester in which the 120th credit is attempted.

MORE INFO: Find detailed information about Course Fee Courtesy – including how to apply – on the HR website.

Have further questions about Educational Assistance or Course Fee Courtesy? Contact HR’s Organization and Professional Development department at prodev@hr.msu.edu, and we’ll be happy to assist.

Retirement Planning: 2019 IRS Retirement Plan Contribution Limits

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Could you be saving more for your retirement? Whether you’ve just started working at MSU or have been here for 30+ years, it is important that you continue to monitor and adjust how much you’re saving if you want to have a comfortable retirement.

The IRS places limits on how much employees can contribute to a retirement plan each year. The IRS recently announced the retirement plan limits for 2019:

  • The annual employee contribution amount increased to $19,000 from $18,500 for 403(b) and 457(b) plans.
  • The age 50 catch-up contribution amount stayed the same and is $6,000 for 403(b) and 457(b) plans.

If you want to save as much as you can for your retirement, there is a tool in the EBS Portal called the Max Savings Contributions Calculator available to assist you. This tool automatically displays the remaining amount of retirement contributions you have available before reaching one of the limits, and the equivalent percentage of your pay to help you spread that out for the year.

To access this tool:

1. Login to the EBS Portal with your MSU NetID and password.

2. Click the My Benefits tab.

3. Click the Retirement/Health Savings Account tile.

4. Navigate to the Savings Plans screen.

5. The Max Savings Contributions Calculator screen will display. This display will automatically show the remaining amount of retirement contributions you have available (if any) before reaching the IRS limit.

6. You can adjust the percentage of your contributions to any retirement plans you participate in by clicking on the pencil icon.

7. If you want to enroll in a new plan, begin by clicking on the paper icon next to the plan and vendor of your choosing, and then enter the percentage of your new contribution.

If you are an academic year faculty or academic staff employee, or a Voluntary 403(b) Base participant age 50 and over, contact the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu for further assistance in calculating your maximum contribution percentage.

Learn More About MSU’s Retirement Plans

The HR website contains a wealth of information about the different types of retirement plans offered, retirement investment vendors, and planning tools available.

Tips to Use Your Flexible Spending Account Funds

Published on by Megan MacGregorLeave a comment

Welcome to 2019 and your flexible spending account (FSA) funds! If you signed up for a 2019 FSA during Open Enrollment last October, you’re on your way to saving money on out-of-pocket medical and/or dependent care expenses. MSU’s FSA plan administrator is WageWorks. If this is your first time participating in an FSA, make sure you register for your online WageWorks account.

If you have a Health FSA, you can purchase a variety of products and services with pre-tax dollars – it’s like a 30% off sale on eligible expenses1. Some items you may not know about include:

  • Allergy medication
  • Bandages
  • Breastfeeding classes
  • Cough syrup
  • Dyslexia treatment
  • First-aid kits
  • Guide dog
  • Hearing aids
  • Humidifier/air filter
  • Lasik
  • Pain relievers
  • Pregnancy tests
  • Reading glasses
  • Smoking cessation drugs
  • Sunscreen

You can find a complete list of eligible expenses for both health and dependent care FSA funds on the WageWorks website2. To make shopping for eligible expenses easier, visit the online FSA Store for the largest selection of guaranteed FSA-eligible products. And remember, managing your WageWorks account is quick and easy with the WageWorks EZ receipts app. You’ll love the convenience of submitting claims, uploading receipts and checking account balances directly from your phone.

What if I still have funds left over from my 2018 FSA?

Not to worry – if you still have funds left over from your 2018 FSA, you have until March 15, 2019 to use these funds and until April 30, 2019 to submit receipts to substantiate these claims. Find more information on the HR website.

Questions? For more detailed information contact WageWorks at 877-924-3967 or visit the WageWorks website. For plan eligibility questions contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434.

1 Assumes a combined tax rate of 30%, including FICA, state, and federal income taxes. Actual amounts may vary.

2 Some items may require a doctor’s prescription or other documentation from your doctor. Please see your account details for more information.

Sick while on vacation? Get medical advice 24/7 from Teladoc

Published on by Megan MacGregorLeave a comment

Will you be traveling during the holiday season? If you or a family member gets sick or needs medical advice while you’re away (within the USA), remember that Teladoc is here to help. Teladoc gives you 24/7 access to speak with a licensed health care professional by web, phone, or mobile app. They can even send prescriptions to a nearby pharmacy when medically necessary. This benefit is available to all MSU employees and their dependents who are currently enrolled in an MSU health plan.

How Does it Work?
When you need medical advice, you can receive quality care from a licensed health care professional in three simple steps:

  1. Request: Ask to talk to a health care professional 24 hours a day, 365 days a year by web, phone or mobile app.
  2. Visit: Speak with a health care professional; take as much time as you need to explain your medical concern.
  3. Resolve: If medically necessary, a prescription will be sent to the pharmacy of your choice.

To find more information on this benefit you can visit the HR website. To sign up, visit Teladoc.com and click on “Member Login” to set up your Teladoc account. Then request a consult with an available medical professional. If you have any questions you can contact Teladoc directly at 1-800-Teladoc or visit the Teladoc website.

Take advantage of your vision insurance with VSP Vision Care

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Have you used your vision insurance yet this year? Don’t worry, there’s still time to schedule your annual eye appointment! If you are an MSU benefit-eligible employee and enrolled in VSP Vision Care, take advantage of your plan. Getting your eyes checked is a good idea for several reasons.

A routine eye exam can detect diabetes and other hidden health concerns like high blood pressure. Here are some things that can show up in your eye exam:

  • Signs of diabetes can show in the eyes with blood spots and leaking fluid, your optometrist can also determine diabetic retinopathy.
  • Diabetic retinopathy is a condition in which continuing damage to retinal tissues from diabetes can lead to impaired vision or even blindness if left untreated.
  • About 24,000 people lost their sight ever year to diabetes and diabetic retinopathy.
  • Blurry vision can be a sign of high blood pressure.
  • High blood pressure can affect your eye by blood covering the macula which affects the light sensing of retina tissue.

Don’t wait until vision problems occur to make an important eye exam. For more information on VSP Vision Care, visit MSU Benefits Plus.

Is Your Home Winter Ready?

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With the cold temperatures and snow falling, have you made sure your family will be warm and safe this winter? Here are some basic steps you can take to get your home ready for the winter:

  1. Seal your windows to improve heating efficiency.
  2. Use layered curtains to keep your home insulated for moderate comfort.
  3. If you have a fireplace, hire a chimney sweep to make sure your fireplace is working properly. A chimney sweep can clear out soot, check for damages and change the chimney cap to prevent rain, snow, birds, squirrels and anything else from entering your home.
  4. A generator can be very helpful to have over the winter. Living in Michigan, we know snowstorms can sometimes knock the power out for long periods of time. Having a generator can keep you and your family warm during a storm.
  5. Clean and inspect your gutters – clogged gutters can cause water to back up and freeze once the temperature drops. Keep your gutters clear and make sure they’re properly connected to ensure the melting snow runs off your roof through downspouts.
  6. After a heavy snowfall, it can be tough to see your driveway, flowerbeds, or walkways. Try using fiberglass snow poles or driveway markers every several feet to line the edges of the areas. This will help provide a clear path whether you’re blowing or shoveling snow yourself.
  7. Insulate your attic or crawl space. This can save you money in the long run by keeping your home’s heat in the living space instead of in your attic. It will also help keep your attic cooler which can prevent damaging ice dams from forming on your roof.

Did you know MSU benefits-eligible employees have the option to enroll in voluntary home and auto insurance through MetLife or Liberty Mutual Insurance? As you’re getting your home winter ready, or considering those work commutes over our Michigan winter, you might want to consider re-looking at your home and auto insurance. Make sure your family has the coverage they need this winter season.

For more information on voluntary home and auto insurance through Liberty Mutual and MetLife, visit MSU Benefits Plus. You can get a free quote by contacting Liberty Mutual at 888-860-0316 or MetLife at 877-619-5604.

Questions about taking a leave of absence from work? Ask ALEX.

Published on by Megan MacGregorLeave a comment

Have you ever wondered what qualifies as a leave of absence or what steps you should take to apply? Try asking ALEX! ALEX is a new virtual educational tool that guides you through the process of taking a leave of absence from work and provides easy-to-understand guidance for every step along the way.

We understand that sometimes you need to take time away from work due to an illness, injury or adding a child to your family. Find out how much time you’re able to take and if you’ll receive pay during your absence. Whether you’re looking to take a leave of absence now, or just thinking about the future, ALEX is available to assist you.

Click the image below to launch the ALEX educational tool.


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This tool is for educational purposes only; please refer to the FMLA page on the HR website for more information on how to obtain the required FMLA leave notice forms. For assistance using ALEX, or to understand your FMLA options, please contact MSU HR at 517-353-4434 or SolutionsCenter@hr.msu.edu.

Source Newsletter- May

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In case you missed it, here is the May 2018 Source newsletters.

There is a Source Newsletter for Support Staff and a Source Newsletter for Faculty, Academic Staff and Executive Management.

You can find older editions of the newsletter on the HR website.

Here are the headlines at a glance for this month’s Source:

Support Staff:

  • Health Care Coverage Update for Autism Spectrum Disordermay-ss-sourcenewsletter.jpg
  • Performance Excellence Webpage Updates
  • Clerical- Technical Recognition Award Reminder
  • Try a Flexible Work Arrangement for Summer
  • 7 tips for Managing Stress
  • Congratulations to Staff Award Honorees
  • Military Application Month

Faculty/Academic Staff:

  • Health Care Coverage Update for Autism Spectrum Disorder
  • 7 Tips for Managing Stress
  • Simmons Chivukula Award Winners
  • Clerical- Technical Recognition Award Remindermay-fas-sourcenewletter
  • Congratulations to Staff Award Honorees
  • Military Appreciation Month
  • Performance Excellence Webpage Updates
  • Faculty & Academic Staff Hiring Process Changes

Source Newsletter – April

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In case you missed it, here are the April 2018 Source newsletters.

There is a Source Newsletter for Support Staff and a Source Newsletter for Faculty, Academic Staff and Executive Management.

You can find older editions of the newsletter on the HR website.

Here are the headlines at a glance for this month’s Source:

Support Staff:

  • New Benefit for Diabetes Management
  • SS NewsletterCVS Caremark Co-Pay Assistance for Specialty Drugs
  • Optimistic Aging: Charting Your Course for Retirement Adventure
  • Clerical-Technical Recognition Award Nominations
  • Activities for Kids this Month and into the Summer
  • Outstanding Supervisor Award Nominations
  • How to Find Your Educational Assistance Balance
  • HireRight Criminal Background Check Changes
  • Introducing I-9 Anywhere for Remote Hiring

Faculty/Academic Staff:

  • New Benefit for Diabetes Management
  • CVS Caremark Co-Pay Assistance for Specialty DrugsFAS Newsletter
  • Fellowship Programs on Teaching & Learning
  • Optimistic Aging: Charting Your Course for Retirement Adventure
  • Outstanding Supervisor Award Nominations
  • Activities for Kids Now and into the Summer
  • Clerical-Technical Recognition Award Nominations
  • Faculty, Academic Staff & Executive Management Retirees Luncheon
  • Introducing I-9 Anywhere for Remote Hiring

Manage Your WageWorks Account Anytime, Anywhere

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Managing your flexible spending account (FSA) healthcare benefits is quick and easy with the WageWorks EZ Receipts App. You’ll love the convenience of submitting claims, uploading receipts and checking account balances directly from your phone.

According to one happy EZ Receipts App user: “I absolutely love the WageWorks EZ Receipts mobile app. It makes using my WageWorks benefits so simple. I just snap a photo of my receipt with my smartphone and submit my claim for reimbursement. I signed up for text alerts recently, and now I check my account and card balances when I’m on the go. It couldn’t be easier!”

Watch the video below to learn how to use the EZ Receipts App.

The WageWorks EZ Receipts App is available for download from the App Store or Google Play.

Starting in 2018, WageWorks became MSU’s FSA plan administrator. Have more general questions about MSU’s FSA plan administrator? Learn more about WageWorks and watch the Welcome to Your WageWorks Account video here.