Retirement might be far away for many, but it’s never too early to start planning and preparing. Starting to save and invest now can lead to financial security and a big pay-off in the future. On July 15 and 16, retirement vendor TIAA-CREF is coming to MSU as a part of their Financial Essentials education to provide free workshops to staff and faculty. All sessions take place in the MSU Union. Click the dates to register for one of the sessions.

The Starting Line: Why and how retirement saving should begin now

Wednesday, July 15, 4 p.m. – 5 p.m.

This session shows the real effect of time on money, why saving is important and how to plan, and how budgeting can help you find and save. Snacks are provided.

Halfway There: A retirement checkpoint

Wednesday, July 15, noon – 1 p.m. or Thursday, July 16, 8 a.m. – 9 a.m.

This session provides a mid-year financial checkup that allows you to evaluate current savings, formulate a plan to reach your savings goals and how to manage what might be competing with retirement savings, such as college savings, short-term savings and so on. Lunch is provided at the afternoon session and a light breakfast is provided at the morning session.

Inside Money: Managing income and debt

Thursday, July 16, noon – 1 p.m.

This session demonstrates how to make your money work, the importance of cash flow and how to use it. It describes good and bad debt and ways to help manage it. Lunch is provided.

Register soon! Seating is limited. If you have questions, contact TIAA-CREF at 800-732-8353 or MSU Human Resources at retirementinfo@hr.msu.edu or 517-353-4434.