The MSU Benefits Open Enrollment period is here! As you review your benefit options for the 2027 plan year, please note that some voluntary benefits only allow you to enroll in, change, or cancel coverage during Open Enrollment between October 1 and 31, including:
- Accident insurance
- Critical illness insurance
- Legal insurance
- Vision insurance
If you want to enroll in, make changes (such as adding a dependent or switching to a different plan), or cancel your coverage for the 2027 plan year, you must do so by October 31. If you’re currently enrolled and do not make any changes, your enrollment will continue in 2027 with the exact same coverage.
Voluntary Benefits Overview
Please review a brief description of accident, critical illness, legal, and vision insurance below. For additional information on all voluntary benefits—such as plan summary brochures—review the HR webpage about voluntary benefits.
- Accident Insurance: Prudential (the plan provider)pays a lump sum after you or a covered family member experience a covered incident, such as a fracture or concussion. Use this money for anything you need while recovering, such as expenses not covered by your health care plan or lost income. Coverage is available with no evidence of insurability (EOI) requirement.
- Critical Illness Insurance: MetLife (the plan provider) gives you extra money in the event you or a covered family member experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. Simplified plan options are offered with no EOI requirement.
- Legal Insurance: ARAG (the plan provider) makes it affordable to get the legal help you need, such as creating a will or fighting a traffic ticket. Coverage excludes most pre-existing legal issues and business-related matters, which are defined as any legal matter that is initiated before the effective date of coverage. Network attorney fees are 100% paid-in-full for most covered matters. Choose between two plan options.
- Vision Insurance: VSP (the plan provider) offers two plan options for you and your family to save money on eye care and glasses. There is a standard coverage plan or a premium coverage plan with an additional enhanced eyewear option of your choice.
Access Voluntary Benefits and View Current Participation or Deduction History
Visit the MSU Benefit Plus website and select Get Started to login using your MSU NetID. Signing up for an account does not obligate you to enroll in any benefits; it just gives you access to learn about, review premiums, and enroll in the various programs.
After you access the MSU Benefit Plus website, click on Enrollments in the top navigation, then select Enrollments or Deductions from the page to view your current participation or deduction history.
The MSU Benefits Plus website only provides participation status on the voluntary benefits you have enrolled in within the MSU Benefits Plus website, such as accident, auto/home, critical illness, legal, pet, and vision insurance.
Questions? Learn about all voluntary benefits options on the HR website. If you have questions, consider participating in the MSU Benefits Fair or an HR Site Lab. MSU Human Resources is available for questions at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free: 800-353-4434).