{"id":20523,"date":"2026-10-05T13:45:00","date_gmt":"2026-10-05T17:45:00","guid":{"rendered":"https:\/\/sourcelive.hr.msu.edu\/?p=20523"},"modified":"2026-10-05T13:32:53","modified_gmt":"2026-10-05T17:32:53","slug":"remember-to-review-voluntary-benefits-during-october","status":"publish","type":"post","link":"https:\/\/sourcelive.hr.msu.edu\/?p=20523","title":{"rendered":"Remember to Review Voluntary Benefits During October"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The&nbsp;<a href=\"https:\/\/hr.msu.edu\/open-enrollment\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">MSU Benefits Open Enrollment period<\/a>&nbsp;is here! As you review your benefit options for the 2027&nbsp;plan year, please note that some voluntary benefits only allow you to enroll in, change, or cancel coverage during Open Enrollment&nbsp;between&nbsp;October&nbsp;1 and 31,&nbsp;including:&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accident\u00a0insurance<\/li>\n\n\n\n<li>Critical illness\u00a0insurance\u00a0<\/li>\n\n\n\n<li>Legal\u00a0insurance\u00a0<\/li>\n\n\n\n<li>Vision insurance\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you want to enroll in, make changes (such as adding a dependent or switching to a different plan), or cancel your coverage for the 2027 plan year, you must do so by October 31.\u00a0<strong>If you\u2019re currently enrolled and do not make any changes, your enrollment will continue in 2027 with the exact same coverage.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Voluntary Benefits&nbsp;Overview<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Please review a brief description of&nbsp;accident, critical illness, legal,&nbsp;and&nbsp;vision insurance below. For&nbsp;additional&nbsp;information on all voluntary benefits\u2014such as plan summary brochures\u2014review the&nbsp;<a href=\"https:\/\/hr.msu.edu\/benefits\/voluntary-benefits\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">HR webpage&nbsp;about&nbsp;voluntary benefits<\/a>.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accident Insurance:\u00a0<\/strong>Prudential (the plan provider)pays a lump sum after you or a covered family member experience a covered incident, such as a fracture or concussion. Use this money for anything you need while recovering, such as expenses not covered by your health care plan or lost income. Coverage is available with no evidence of insurability\u00a0(EOI)\u00a0requirement.\u00a0<\/li>\n\n\n\n<li><strong>Critical Illness Insurance: <\/strong>MetLife (the plan provider)\u00a0gives you extra money in the event you or a covered family member experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. Simplified plan options are offered with no EOI requirement.<\/li>\n\n\n\n<li><strong>Legal Insurance: <\/strong>ARAG (the plan provider)<strong>\u202f<\/strong>makes it affordable to get the legal help you need, such as creating a will or fighting a traffic ticket. Coverage excludes most pre-existing legal issues and business-related matters, which are defined as any legal matter that is\u00a0initiated\u00a0before the effective date of coverage. Network attorney fees are 100% paid-in-full for most covered matters. Choose between two plan options.\u00a0<\/li>\n\n\n\n<li><strong>Vision Insurance: <\/strong>VSP (the plan provider)\u202foffers\u00a0two\u00a0plan\u00a0options for\u00a0you and your family to save money on eye\u00a0care\u00a0and glasses.\u00a0There is\u00a0a\u00a0standard coverage plan or a premium coverage plan with an\u00a0additional\u00a0enhanced eyewear\u00a0option\u00a0of your choice.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Access\u00a0Voluntary Benefits<\/strong>\u00a0<strong>and<\/strong> <strong>View Current Participation<\/strong>\u00a0<strong>or Deduction History<\/strong>\u00a0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Visit the <a href=\"https:\/\/msu.corestream.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">MSU Benefit Plus website<\/a> and select <strong>Get Started<\/strong> to login using your MSU NetID. Signing up for an account does not obligate you to enroll in any benefits; it just gives you access to learn about, review premiums, and enroll in the various programs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After you access the <a href=\"https:\/\/msu.corestream.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">MSU Benefit Plus website<\/a>, click on\u00a0<strong>Enrollments <\/strong>in the top navigation,\u00a0then select\u00a0<strong>Enrollments<\/strong>\u00a0or\u00a0<strong>Deductions<\/strong>\u00a0from the page to\u00a0view your current participation or deduction history.\u00a0\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The&nbsp;MSU Benefits Plus website only provides participation status on&nbsp;the&nbsp;voluntary benefits&nbsp;you have enrolled in within the MSU Benefits Plus website, such as&nbsp;accident, auto\/home, critical illness, legal, pet, and&nbsp;vision&nbsp;insurance.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Questions?<\/strong>\u202f Learn about all&nbsp;<a href=\"https:\/\/hr.msu.edu\/benefits\/voluntary-benefits\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">voluntary benefits options on the\u202fHR website<\/a>. If you have questions, consider&nbsp;participating&nbsp;in the&nbsp;<a href=\"https:\/\/hr.msu.edu\/open-enrollment\/benefits-fair.html\" target=\"_blank\" rel=\"noreferrer noopener\">MSU Benefits Fair<\/a>&nbsp;or an\u202f<a href=\"https:\/\/hr.msu.edu\/open-enrollment\/site-labs.html\" target=\"_blank\" rel=\"noreferrer noopener\">HR Site Lab<\/a>. MSU Human Resources is available for questions at\u202f<a href=\"mailto:SolutionsCenter@hr.msu.edu\" target=\"_blank\" rel=\"noreferrer noopener\">SolutionsCenter@hr.msu.edu<\/a>\u202for 517-353-4434&nbsp;(toll-free:&nbsp;800-353-4434).&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The&nbsp;MSU Benefits Open Enrollment period&nbsp;is here! As you review your benefit options for the 2027&nbsp;plan year, please note that some voluntary benefits only allow you to enroll in, change, or cancel coverage during Open Enrollment&nbsp;between&nbsp;October&nbsp;1&hellip; <a class=\"continue\" href=\"https:\/\/sourcelive.hr.msu.edu\/?p=20523\">Continue Reading&#8230;<span> Remember to Review Voluntary Benefits During October<\/span><\/a><\/p>\n","protected":false},"author":8,"featured_media":20525,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"__cvm_playback_settings":[],"__cvm_video_id":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-20523","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pb1fcA-5l1","jetpack_featured_media_url":"https:\/\/i0.wp.com\/sourcelive.hr.msu.edu\/wp-content\/uploads\/2026\/10\/voluntary-benefits.jpg?fit=1440%2C450&ssl=1","_links":{"self":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/20523","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20523"}],"version-history":[{"count":3,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/20523\/revisions"}],"predecessor-version":[{"id":20528,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/20523\/revisions\/20528"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/media\/20525"}],"wp:attachment":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20523"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20523"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20523"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}