{"id":18447,"date":"2024-09-10T16:00:00","date_gmt":"2024-09-10T20:00:00","guid":{"rendered":"https:\/\/sourcelive.hr.msu.edu\/?p=18447"},"modified":"2024-09-30T15:31:36","modified_gmt":"2024-09-30T19:31:36","slug":"time-to-choose-your-benefits-for-2025-your-open-enrollment-checklist","status":"publish","type":"post","link":"https:\/\/sourcelive.hr.msu.edu\/?p=18447","title":{"rendered":"Time to Choose Your Benefits for 2025: Your Open Enrollment Checklist"},"content":{"rendered":"\n<p>October is just around the corner, which means the MSU Benefits Open Enrollment period (October 1-31) is about to begin for benefit-eligible employees. Please use the following checklist to help guide you through Open Enrollment and be sure to make your benefit selections for the 2025 plan year between October 1-31.<\/p>\n\n\n\n<p><strong>1.<\/strong>&nbsp;<strong>Determine your benefit needs.<\/strong><\/p>\n\n\n\n<p>During Open Enrollment (October 1-31), you may enroll in, change, or cancel coverage in the following benefits:<\/p>\n\n\n\n<ul>\n<li>Health<\/li>\n\n\n\n<li>Dental<\/li>\n\n\n\n<li>Flexible spending accounts (health or dependent care)<\/li>\n\n\n\n<li>Life or accidental death and dismemberment insurance<\/li>\n\n\n\n<li>Voluntary vision, legal, or critical illness insurance.<\/li>\n<\/ul>\n\n\n\n<p>Carefully review your&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/open-enrollment\/\" target=\"_blank\">Open Enrollment guide<\/a>&nbsp;and choose the best benefit plans for your family. You may not change the above benefits outside of the Open Enrollment period unless you have a&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/enroll-change.html\" target=\"_blank\">qualifying life event<\/a>, so review your options and take action in October.<\/p>\n\n\n\n<p><strong>2. Complete the spouse or other eligible individual (OEI) Affidavit.<\/strong><\/p>\n\n\n\n<p>If you want to cover a spouse or OEI on your health care plan in 2025, you&nbsp;<strong>MUST<\/strong>&nbsp;complete the Affidavit online through the EBS Portal every Open Enrollment period.&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/open-enrollment\/instructions.html\" target=\"_blank\">Find instructions to complete the affidavit as part of Open Enrollment.<\/a>&nbsp;After completing Open Enrollment in the EBS Portal you will receive a confirmation email statement. To receive the confirmation email, you&nbsp;<strong>must<\/strong>&nbsp;complete all the Open Enrollment prompts in the EBS Portal and then review and save your plan selections (even if you made no changes); you cannot simply answer the affidavit question and exit the portal.<\/p>\n\n\n\n<p><strong>3.<\/strong>&nbsp;<strong>Review important reminders for the 2025 plan year.<\/strong><\/p>\n\n\n\n<p>While there are no significant changes to your benefit plan options for the 2025 plan year, we encourage you to review important reminders on <strong>page 6<\/strong>&nbsp;of your&nbsp;<a href=\"https:\/\/hr.msu.edu\/open-enrollment\/\" target=\"_blank\" rel=\"noreferrer noopener\">Open Enrollment guide<\/a>.<\/p>\n\n\n\n<p><strong>4. Participate in the MSU Benefits Fair or an HR Site Lab.<\/strong><\/p>\n\n\n\n<ul>\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/open-enrollment\/benefits-fair.html\" target=\"_blank\"><strong>MSU Benefits Fair<\/strong><\/a>: We will have an in-person benefits fair on <strong>Thursday, October 3 from Noon to 7:00 p.m.<\/strong> at the Breslin Student Events Center on campus. MSU benefit providers and HR staff will be available to answer questions or help you enroll in your benefits on-site.\u00a0<br><br><strong><em>(Updated September 30) <\/em><\/strong>Flu shot appointments at the Fair are no longer available, but appointments for an in-pharmacy flu shot can be made with <a href=\"https:\/\/msuhealthcare.as.me\/schedule\/0bd909d0\/?calendarIds=5917323\" target=\"_blank\" rel=\"noreferrer noopener\">MSU Health Care Pharmacy<\/a>. <br><\/li>\n\n\n\n<li><a href=\"https:\/\/hr.msu.edu\/open-enrollment\/site-labs.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>HR Site Labs<\/strong><\/a>: MSU HR will offer site labs on October 16 (virtual), October 22 (in-person at the International Center), and October 31 (in-person at the HR building). Consider attending if you have questions about your benefit options or need assistance with enrollment.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>5. Make your changes online before October 31.<\/strong><\/p>\n\n\n\n<p>You must participate in Open Enrollment between&nbsp;<strong>October 1-31<\/strong>&nbsp;(<a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/open-enrollment\/instructions.html\" target=\"_blank\">view enrollment instructions<\/a>) to change your benefit selections or cover a spouse or OEI on your benefit plans.<\/p>\n\n\n\n<p>We hope this checklist is helpful as you prepare for and participate in Open Enrollment this year. You can find&nbsp;<a href=\"https:\/\/hr.msu.edu\/open-enrollment\/\" target=\"_blank\" rel=\"noreferrer noopener\">all the details about Open Enrollment on the&nbsp;HR website,<\/a>&nbsp;including links to the appropriate Open Enrollment guide, enrollment instructions, and detailed benefits information from our providers.<\/p>\n\n\n\n<p><strong>Questions?<\/strong>&nbsp;We\u2019re happy to help! We encourage you to attend the&nbsp;<a href=\"https:\/\/hr.msu.edu\/open-enrollment\/benefits-fair.html\" target=\"_blank\" rel=\"noreferrer noopener\">MSU Benefits Fair<\/a>&nbsp;or an&nbsp;<a href=\"https:\/\/hr.msu.edu\/open-enrollment\/site-labs.html\" target=\"_blank\" rel=\"noreferrer noopener\">HR Site Lab<\/a>&nbsp;to ask questions. You may also contact the HR Solutions Center at&nbsp;<a href=\"mailto:SolutionsCenter@hr.msu.edu\" target=\"_blank\" rel=\"noreferrer noopener\">SolutionsCenter@hr.msu.edu<\/a>&nbsp;or 517-353-4434 (toll-free: 800-353-4434).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>October is just around the corner, which means the MSU Benefits Open Enrollment period (October 1-31) is about to begin for benefit-eligible employees. Please use the following checklist to help guide you through Open Enrollment&hellip; <a class=\"continue\" href=\"https:\/\/sourcelive.hr.msu.edu\/?p=18447\">Continue Reading&#8230;<span> Time to Choose Your Benefits for 2025: Your Open Enrollment Checklist<\/span><\/a><\/p>\n","protected":false},"author":8,"featured_media":18448,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"__cvm_playback_settings":[],"__cvm_video_id":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0},"categories":[2],"tags":[16,174],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sourcelive.hr.msu.edu\/wp-content\/uploads\/2024\/09\/oe-checklist-scaled.jpg?fit=2560%2C1344&ssl=1","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pb1fcA-4Nx","_links":{"self":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/18447"}],"collection":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18447"}],"version-history":[{"count":4,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/18447\/revisions"}],"predecessor-version":[{"id":18498,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/18447\/revisions\/18498"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/media\/18448"}],"wp:attachment":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}