{"id":16654,"date":"2022-06-28T13:51:58","date_gmt":"2022-06-28T17:51:58","guid":{"rendered":"https:\/\/sourcelive.hr.msu.edu\/?p=16654"},"modified":"2023-06-27T08:20:59","modified_gmt":"2023-06-27T12:20:59","slug":"your-mid-year-benefit-wellness-check-up","status":"publish","type":"post","link":"https:\/\/sourcelive.hr.msu.edu\/?p=16654","title":{"rendered":"Your Mid-Year Benefit Wellness Check-up"},"content":{"rendered":"\n<p><em>Article updated June 2023<\/em><\/p>\n\n\n\n<p>National Insurance Awareness Day (June 28) encourages us to review our insurance options to make sure we\u2019re enrolled in the best plans for our families. As an MSU employee, you have a variety of benefit options available to you beyond just health care and dental plans. While many of these benefits allow you to enroll in or make changes at any time, several require you to sign up, change or cancel enrollment during the Open Enrollment period in October. If you\u2019re interested in a benefit but unable to sign up right away, review the plan options and make a list of changes you\u2019d like to make so you\u2019re prepared for the upcoming Open Enrollment period in October.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Benefits without an Enrollment Period<\/strong><\/h2>\n\n\n\n<p>The following benefits are available to enroll in, change or cancel at any time. You\u2019ll find a brief description of each benefit below and you can click on the benefit name for more details and information on how to enroll\/register.<\/p>\n\n\n\n<ul>\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/voluntary-benefits\/index.html\" target=\"_blank\"><strong>Auto<\/strong><\/a>: find special pricing on insurance for your vehicle through Farmers GroupSelect (formerly MetLife) or Liberty Mutual Insurance.<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/voluntary-benefits\/index.html\" target=\"_blank\"><strong>Home<\/strong><\/a>: find special pricing on insurance for your home through Farmers GroupSelect (formerly MetLife) or Liberty Mutual Insurance.<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/healthcare\/livongo.html\" target=\"_blank\"><strong>Livongo by Teladoc Health<\/strong><\/a>: employees and their dependents enrolled in an MSU health plan can receive diabetes management supplies and coaching for free.<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/voluntary-benefits\/index.html\" target=\"_blank\"><strong>Pet<\/strong><\/a>: find special pricing on pet insurance through Nationwide.<\/li>\n\n\n\n<li><a href=\"https:\/\/hr.msu.edu\/benefits\/healthcare\/teladoc.html\"><strong>Tel<\/strong><\/a><strong><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/healthcare\/teladoc.html\" target=\"_blank\">a<\/a><\/strong><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/healthcare\/teladoc.html\" target=\"_blank\"><strong>doc Health<\/strong><\/a>: an online medical care service that gives you 24\/7 access to a healthcare professional via web, phone, or mobile app. Use Teladoc to get help for a range of conditions including cold\/flu, bronchitis, allergies, pink eye, dermatology and more.<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.teladoc.com\/medical-experts\/\" target=\"_blank\"><strong>Teladoc Medical Experts<\/strong><\/a>: get medical advice from leading medical experts. Whether you need medical questions answered, a diagnosis double-checked, help deciding on a treatment plan or guidance about a surgery, Teladoc Medical Experts can help.<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/healthcare\/truhearing.html\" target=\"_blank\"><strong>TruHearing<\/strong><\/a>: Some benefit providers offer discounts on hearing aids. Please contact the providers directly to learn more about the discounts they offer.<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/professional-development\/ed-assist\/index.html\" target=\"_blank\"><strong>Educational Assistance<\/strong><\/a>: support staff have access to educational assistance funds to help pay for credit and non-credit professional development opportunities. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Benefits with an Enrollment Period<\/strong><\/h2>\n\n\n\n<p>The following benefit options have an enrollment period. This means you can only enroll in, change or cancel the benefit during Open Enrollment in October each year. We encourage you to review the plans you\u2019re currently enrolled in along with the options available and make a plan to make any necessary changes this October. Please note that updates for the 2024 plan year will be shared this September prior to Open Enrollment in October:<\/p>\n\n\n\n<ul>\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/voluntary-benefits\/index.html\" target=\"_blank\"><strong>Critical Illness<\/strong><\/a>: MetLife gives you extra cash in the event you or a covered family member experiences a covered illness.<\/li>\n\n\n\n<li><a href=\"https:\/\/hr.msu.edu\/benefits\/dental\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Dental<\/strong><\/a>: various plans are available based on your employee type. We encourage you to check which dentists are available in your area before enrolling in a new plan.<\/li>\n\n\n\n<li><a href=\"https:\/\/hr.msu.edu\/benefits\/flexible-spending-accounts\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Flexible Spending Accounts (FSA)<\/strong><\/a>: there are two FSA options available for employees \u2013 Dependent Care FSA and Health Care FSA. Be sure you know the difference before you enroll.<\/li>\n\n\n\n<li><a href=\"https:\/\/hr.msu.edu\/benefits\/healthcare\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Health Care (including prescription)<\/strong><\/a>: various plans are available based on your employee type and work location.<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/voluntary-benefits\/index.html\" target=\"_blank\"><strong>Legal<\/strong><\/a>: ARAG currently offers several plan options to help cover a wide range of legal needs.<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/life-insurance\/index.html\" target=\"_blank\"><strong>Life\/Accident Insurance<\/strong><\/a>: several types of life insurance are available for you to enroll in, along with voluntary Accidental Death and Dismemberment insurance.<\/li>\n\n\n\n<li><a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/voluntary-benefits\/index.html\" target=\"_blank\"><strong>Vision<\/strong><\/a>: two plan options are available through VSP for vision care.<\/li>\n<\/ul>\n\n\n\n<p>Please visit the <a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/\" target=\"_blank\">HR website<\/a> to learn more about all the benefit options available to you. For questions about enrollment and eligibility, please contact the HR Solutions Center at <a href=\"mailto:SolutionsCenter@hr.msu.edu\">SolutionsCenter@hr.msu.edu<\/a> or 517-353-4434.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Article updated June 2023 National Insurance Awareness Day (June 28) encourages us to review our insurance options to make sure we\u2019re enrolled in the best plans for our families. As an MSU employee, you have&hellip; <a class=\"continue\" href=\"https:\/\/sourcelive.hr.msu.edu\/?p=16654\">Continue Reading&#8230;<span> Your Mid-Year Benefit Wellness Check-up<\/span><\/a><\/p>\n","protected":false},"author":7,"featured_media":16655,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"__cvm_playback_settings":[],"__cvm_video_id":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0},"categories":[2],"tags":[16,128,75,494],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sourcelive.hr.msu.edu\/wp-content\/uploads\/2022\/06\/insurance-day.jpg?fit=2083%2C1042&ssl=1","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pb1fcA-4kC","_links":{"self":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/16654"}],"collection":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16654"}],"version-history":[{"count":9,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/16654\/revisions"}],"predecessor-version":[{"id":17459,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/16654\/revisions\/17459"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/media\/16655"}],"wp:attachment":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}