{"id":15894,"date":"2021-10-12T08:30:00","date_gmt":"2021-10-12T12:30:00","guid":{"rendered":"https:\/\/sourcelive.hr.msu.edu\/?p=15894"},"modified":"2021-10-12T08:01:25","modified_gmt":"2021-10-12T12:01:25","slug":"updates-to-accidental-death-and-dismemberment-add-insurance-for-the-2022-plan-year","status":"publish","type":"post","link":"https:\/\/sourcelive.hr.msu.edu\/?p=15894","title":{"rendered":"Updates to Accidental Death and Dismemberment (AD&D) Insurance for the 2022 Plan Year"},"content":{"rendered":"\n

AD&D insurance is a voluntary, employee-paid benefit that provides various amounts of coverage for accidental death or dismemberment that occurs at any time (not just during work). AD&D insurance is available to all benefit-eligible employees and their spouse\/other eligible individual (OEI) or dependent children. You can only enroll, make changes or cancel coverage in AD&D insurance during the Open Enrollment period in October.<\/p>\n\n\n\n

AD&D coverage is available at 1 to 10 times your annual salary. Benefit levels vary by type of insurance selected (employee-only or family) and the extent of the injury. Benefit amounts for your spouse\/OEI and\/or child(ren) are based on a percentage of your benefit amount. To calculate your monthly rate, review the Support Staff Open Enrollment Guide<\/a> or Faculty\/Academic Staff Open Enrollment Guide<\/a>.<\/p>\n\n\n\n

Please review the Prudential brochure for AD&D insurance<\/a> to find details about the plan. We\u2019ve highlighted a few plan enhancements for the 2022 plan year below that may help you determine if this optional benefit is right for you and your family:<\/p>\n\n\n\n