{"id":15450,"date":"2021-02-23T10:00:00","date_gmt":"2021-02-23T15:00:00","guid":{"rendered":"https:\/\/sourcelive.hr.msu.edu\/?p=15450"},"modified":"2021-02-23T08:26:26","modified_gmt":"2021-02-23T13:26:26","slug":"make-a-plan-during-america-saves-week","status":"publish","type":"post","link":"https:\/\/sourcelive.hr.msu.edu\/?p=15450","title":{"rendered":"Make a Plan During America Saves Week"},"content":{"rendered":"\n<p><a rel=\"noreferrer noopener\" href=\"https:\/\/www.americasavesweek.org\/\" target=\"_blank\">America Saves Week<\/a> (Feb. 22-26, 2021) is an annual event that encourages you to make a plan to increase your savings and improve your financial situation by utilizing your workplace retirement plan and the tools and resources they provide. Both of MSU\u2019s retirement vendors, Fidelity and TIAA, have resources and tips on saving money, getting out of debt, and planning for retirement with live webinars, courses for financial literacy, and other tools. Be sure to review their resources on preparing for financial emergencies or managing unexpected expenses, which you may find especially useful during this difficult and uncertain time.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Fidelity Resources<\/strong><\/h3>\n\n\n\n<p>Fidelity is offering <a rel=\"noreferrer noopener\" href=\"https:\/\/sponsor.fidelity.com\/bin-public\/06_PSW_Website\/documents\/ASW_Workshop_Schedule.pdf\" target=\"_blank\">online workshops<\/a> on a variety of topics including creating a budget, paying off debts, managing unexpected events and expenses, taking the first step to investing, preparing for retirement, and more. Fidelity members should consider registering for sessions (<a rel=\"noreferrer noopener\" href=\"https:\/\/sponsor.fidelity.com\/bin-public\/06_PSW_Website\/documents\/ASW_Workshop_Schedule.pdf\" target=\"_blank\">see link for details<\/a>) that may be useful to your family\u2019s current financial needs. If you can&#8217;t make the online workshops, check out this on-demand workshop called <a href=\"https:\/\/www.brainshark.com\/1\/player\/fidelityemg?fb=0&amp;r3f1=&amp;custom=takecontrol_3ways\" target=\"_blank\" rel=\"noreferrer noopener\">Taking Control: 3 Ways to Start Feeling Good About Your Finances<\/a>. Other tools and calculators provided by Fidelity to their members can be found <a rel=\"noreferrer noopener\" href=\"https:\/\/nb.fidelity.com\/public\/nb\/msu\/resources\" target=\"_blank\">here<\/a>.<\/p>\n\n\n\n<p>Additionally, find resources on <a rel=\"noreferrer noopener\" href=\"https:\/\/sponsor.fidelity.com\/bin-public\/06_PSW_Website\/documents\/ASW_HSA_Emergency_Savings.pdf\" target=\"_blank\">health and financial emergencies<\/a>, <a rel=\"noreferrer noopener\" href=\"https:\/\/sponsor.fidelity.com\/bin-public\/06_PSW_Website\/documents\/ASW_Financialimmunesystem.pdf\" target=\"_blank\">building your financial \u201cimmune system&#8221;<\/a> and <a rel=\"noreferrer noopener\" href=\"https:\/\/sponsor.fidelity.com\/bin-public\/06_PSW_Website\/documents\/ASW_EmergencySavings.pdf\" target=\"_blank\">emergency savings<\/a> that are available for everyone.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>TIAA Resources<\/strong><\/h3>\n\n\n\n<p>TIAA\u2019s <a rel=\"noreferrer noopener\" href=\"https:\/\/my.tiaa.org\/private\/robo\/engage\/v2\/dapProduct?tc_mcid=em_asw2021_d2p_goals\" target=\"_blank\">Goal Planner<\/a> webpage offers calculators and resources on how to save for things outside of your retirement plans, such as emergency funds, vacations, a home, and more. Additionally, TIAA has a <a rel=\"noreferrer noopener\" href=\"https:\/\/www.tiaa.org\/public\/pdf\/fiscal_fitness_goal_planner.pdf?tc_mcid=em_asw2020_d1_planner\" target=\"_blank\">financial goal planning PDF<\/a> that allows you to track your money in detail. Use these tools to map your income and expenses, write down your goals, and match them to a time frame to complete them.&nbsp;<\/p>\n\n\n\n<p>If you\u2019re struggling with debt, TIAA\u2019s <a rel=\"noreferrer noopener\" href=\"https:\/\/my.tiaa.org\/private\/robo\/engage\/v2\/debtTool\" target=\"_blank\">debt calculator<\/a> tool will help you evaluate your current situation and then offer resources and tips to help. Additionally, their <a rel=\"noreferrer noopener\" href=\"https:\/\/my.tiaa.org\/private\/robo\/engage\/v2\/dapRetireAssessment\" target=\"_blank\">Retirement Checkup tool<\/a> allows you to create a projection of how much income is needed in retirement.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Schedule a Virtual Consultation with Fidelity or TIAA<\/strong><\/h3>\n\n\n\n<p>Both Fidelity and TIAA offer virtual appointments with financial consultants and encourage you to set up an appointment with them to ask any questions you have at no additional cost as part of your MSU retirement plan. Set up an appointment with your&nbsp; TIAA consultant <a rel=\"noreferrer noopener\" href=\"https:\/\/shared.tiaa.org\/public\/publictools\/events\/meetingatworkplace?employerId=1-736D-6\" target=\"_blank\">here<\/a> or set up an appointment with your Fidelity consultant <a rel=\"noreferrer noopener\" href=\"http:\/\/www.fidelity.com\/schedule\" target=\"_blank\">here.<\/a>&nbsp;<\/p>\n\n\n\n<p>For general questions about retirement, visit the <a rel=\"noreferrer noopener\" href=\"https:\/\/hr.msu.edu\/benefits\/retirement\/\" target=\"_blank\">HR website<\/a> or contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434. For questions about your specific retirement plans, please contact your retirement vendor directly.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>America Saves Week (Feb. 22-26, 2021) is an annual event that encourages you to make a plan to increase your savings and improve your financial situation by utilizing your workplace retirement plan and the tools&hellip; <a class=\"continue\" href=\"https:\/\/sourcelive.hr.msu.edu\/?p=15450\">Continue Reading&#8230;<span> Make a Plan During America Saves Week<\/span><\/a><\/p>\n","protected":false},"author":8,"featured_media":15454,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"__cvm_playback_settings":[],"__cvm_video_id":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0},"categories":[2,6],"tags":[334,551,185,95,192,336],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sourcelive.hr.msu.edu\/wp-content\/uploads\/2021\/02\/america-saves-week-scaled.jpg?fit=2560%2C1111&ssl=1","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pb1fcA-41c","_links":{"self":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/15450"}],"collection":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15450"}],"version-history":[{"count":12,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/15450\/revisions"}],"predecessor-version":[{"id":15467,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/15450\/revisions\/15467"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/media\/15454"}],"wp:attachment":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15450"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15450"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15450"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}