{"id":14350,"date":"2019-07-22T10:00:45","date_gmt":"2019-07-22T14:00:45","guid":{"rendered":"https:\/\/sourcelive.hr.msu.edu\/?p=14350"},"modified":"2019-07-22T09:14:51","modified_gmt":"2019-07-22T13:14:51","slug":"life-is-full-of-legal-situations-legal-insurance-can-help","status":"publish","type":"post","link":"https:\/\/sourcelive.hr.msu.edu\/?p=14350","title":{"rendered":"Life is full of legal situations \u2013 legal insurance can help"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Legal insurance is a bit like health insurance; you never know when you might need it, but it helps when you have to pay for doctor or attorney fees. While you may think you have no use for legal insurance, it covers more services than you realize. You can get help with things like financial counseling, divorce, and traffic ticket representation. Do you need to do estate planning or establish your will and inheritance rights? If you&#8217;re getting married, do you need to create a will leaving everything to your new spouse? MSU offers ARAG\u00ae  Legal Insurance as an optional benefit to MSU employees. Learn more in the following video:<\/p>\n\n\n\n<figure><iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/jEkN9B4mP7A\" allowfullscreen=\"\"><\/iframe><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">ARAG can give you legal advice and consultation when you&#8217;re facing legal issues. If you use their legal representation, ARAG can act on your behalf to make sure your legal matters are handled correctly. ARAG offers two coverage plans: the Ultimate Advisor and Ultimate Advisor Plus. Both plans feature an Education Center, advice, and representation.  To compare more information on these two different plans, visit the <a rel=\"noreferrer noopener\" aria-label=\"MSU Human Resources\" href=\"https:\/\/www.hr.msu.edu\/benefits\/voluntary-benefits\/index.html\" target=\"_blank\">MSU Human Resources<\/a> website. <\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"504\" height=\"198\" src=\"https:\/\/i0.wp.com\/sourcelive.hr.msu.edu\/wp-content\/uploads\/2019\/07\/ARAG-legal-testimonial-19.jpg?resize=504%2C198&#038;ssl=1\" alt=\"An ARAG Plan Member named Philip had the following to say about their plan: &quot;It provided me with quick and clear guidance on how to obtain an attorney, what information they would require and eased the financial burden of taking on legal action.&quot;\" class=\"wp-image-14351\" srcset=\"https:\/\/i0.wp.com\/sourcelive.hr.msu.edu\/wp-content\/uploads\/2019\/07\/ARAG-legal-testimonial-19.jpg?w=504&amp;ssl=1 504w, https:\/\/i0.wp.com\/sourcelive.hr.msu.edu\/wp-content\/uploads\/2019\/07\/ARAG-legal-testimonial-19.jpg?resize=300%2C118&amp;ssl=1 300w\" sizes=\"auto, (max-width: 504px) 100vw, 504px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s never too early to start planning ahead so you&#8217;re prepared for the unexpected. Start thinking now about your goals for this coming year and what kind of legal coverage or representation you might need. You can enroll in ARAG Legal Insurance during Open Enrollment in October.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Active employees \u2013 want to receive more information about voluntary benefits like ARAG and discounts? Opt-in to receive emails from <a rel=\"noreferrer noopener\" aria-label=\" (MSU Benefits Plus)\" href=\"https:\/\/www.msubenefitsplus.com\/\" target=\"_blank\">MSU Benefits Plus<\/a>.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n","protected":false},"excerpt":{"rendered":"<p>Legal insurance is a bit like health insurance; you never know when you might need it, but it helps when you have to pay for doctor or attorney fees. While you may think you have&hellip; <a class=\"continue\" href=\"https:\/\/sourcelive.hr.msu.edu\/?p=14350\">Continue Reading&#8230;<span> Life is full of legal situations \u2013 legal insurance can help<\/span><\/a><\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"__cvm_playback_settings":[],"__cvm_video_id":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[2],"tags":[126,129],"class_list":["post-14350","post","type-post","status-publish","format-standard","hentry","category-benefits-news","tag-legal","tag-legal-insurance"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pb1fcA-3Js","_links":{"self":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/14350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14350"}],"version-history":[{"count":18,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/14350\/revisions"}],"predecessor-version":[{"id":14414,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=\/wp\/v2\/posts\/14350\/revisions\/14414"}],"wp:attachment":[{"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14350"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14350"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sourcelive.hr.msu.edu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}